Owner-Occupied Commercial Real Estate Loan

Designed to help small business owners build long-term stability and resilience, Owner-Occupied Commercial Real Estate Loans offers up to $4 million in financing for purchasing or refinancing commercial property. With fixed interest rates from 8.50%–9.50% and terms typically ranging from 5 to 7 years, the program features lower cash down requirements, high loan-to-value options, and interest-only payments for the first 3 months. Entrepreneurs of color may qualify for lower rates and special terms.