Small Business Administration

Préstamos De La Agencia Federal Para El Desarrollo De La Pequeña Empresa (SBA)

La Agencia Federal para el Desarrollo de la Pequeña Empresa de los Estados Unidos (Small Business Administration o SBA, por sus siglas en inglés) es una agencia federal que ayuda a los empresarios a manejar sus negocios y a tener acceso a capital. Los préstamos de la SBA cuentan con algunas de las tasas de interés más bajas disponibles, pero usualmente requieren un sólido crédito personal y/o comercial.

Credit Score Requirements: 
Good
Interest Rates: 
Low
Vista Rápida
Features: 
  • Los pagos iniciales más bajos
  • Los términos de pago más prolongados
  • Tasas de interés razonables
  • Adecuados para una amplia gama de propósitos comerciales
  • Múltiples programas disponibles
Things to consider: 
  • Trámite complejo
  • Plazos de aprobación más largos
  • Pueden requerir garantía
  • Estrictas normas de aceptación
  • Pueden restringir el sacar otro préstamo

Small Business Administration (SBA) Loans

The U.S. Small Business Administration (SBA) is a federal agency that helps entrepreneurs manage their businesses and gain access to capital. SBA loans have some of the lowest interest rates available, but usually require strong personal and/or business credit.

Credit Score Requirements: 
Good
Interest Rates: 
Low
Quick Overview
Features: 
  • Lowest down payments
  • Longest payment terms
  • Reasonable interest rates
  • Suitable for wide range of business purposes
  • Multiple programs available
Things to consider: 
  • Lengthy paperwork
  • Longer approval times
  • May require collateral
  • Strict acceptance criteria
  • May be restricted from taking on another loan

SBA Is Ready To Help Victims Of Hurricane Harvey With Disaster Loans

I have long maintained that the U.S. Small Business Administration (SBA) is the country's most effective government agency. Its mission is to help strengthen the economy by enabling the establishment and growth of small businesses and by assisting the economic recovery of communities following disasters, such as Hurricane Harvey, which devastated Texas this weekend. The SBA is making low-interest disaster loans available to businesses in and around the Houston area that have been impacted by the hurricane and catastrophic flooding.

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