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Loans

Access our portal of national, state and local small business loan opportunities. New funding resources are added as information becomes available.

CDC Small Business Finance - Small Business Loans

CDC Small Business Finance
State(s): AZ, CA, DC, FL, GA, MI, NV

CDC Small Business Finance offers small business loans from $10,000-$350,000 to small businesses nationwide. They offer multiple loan programs and will help you find one that suits your needs.

Connect2Capital Marketplace

Connect2Capital
State(s): National

Venturize connects small business owners to potential financing options and business assistance services offered by Community Development Financial Institutions. CDFIs offer a wide range of financing options for businesses including term loans, lines of credit, credit cards, real estate financing and more.

Grow Maine Direct Loan by FAME

The Finance Authority of Maine (FAME)
State(s): ME

Apply for Grow Maine direct loans through the Finance Authority of Maine (FAME). Loans up to $5 million are available, with interest rates to be set by the participating lending institution. The maximum loan amount of $5 million can be a part of a project, which cannot exceed $20 million.

Good and Green Loan

Pacific Community Ventures
State(s): CA

Pacific Community Ventures' new Good and Green Loan is designed to support the growth of small businesses contributing to a greener economy. They offer loans from $10,000 to $250,000 with fixed interest rates between 7 to 8.5%

Colorado Startup Loan Fund

B:Side Fund
State(s): CO

B:Side offers loans under $75k to Colorado startups that have been in operating from 6-24 months. The loan has a 10% interest rate and can be used for working capital, debt refinancing, equipment and inventory.

Express Rural Business Loans

B:Side Fund
State(s): NM

B:Side offers a $25,000 loan with an 8% fixed rate to rural small businesses in New Mexico and Colorado. No collateral is required.

B:Side Fund

B:Side Fund
State(s): CO

B:Side is offering Climber loans to Colorado small business owners. The loans range from $20k-$100k with interest rates between 6.01%-6.32%.

Prairie Rose Development Kiva Loan

Prairie Rose Development Corp
State(s): CO

Prairie Rose Development facilitates Kiva loans statewide in Colorado. Kiva is an international microfinance platform that allows small businesses in the United State to access 0% / no-fee crowd-funded loans in the range of $1,000 to $15,000.

Feed the Hunger Fund

Feed the Hunger Fund
State(s): CA, HI

The Feed the Hunger Fund is a unique food-focused loan program infuses capital and business expertise into communities excluded from traditional financing options. Their Funding Process provides one-on-one Business Development services pre and post loan.

Commercial Real Estate Loan

CDC Small Business Finance
State(s): AZ, CA, NV

You can use an SBA 504 loan to buy, construct or improve commercial real estate or to purchase heavy equipment. Talk to one of their SBA 504 loan experts to learn how you can take advantage of a long-term, fixed rate and low down-payment (only 10%) SBA commercial real estate loan

Microenterprise Loan Program

City of Long Beach
State(s): CA

The Microenterprise Loan Program is designed to support Long Beach small businesses with loans between $25,000 to $100,000 available. To schedule a meeting to learn more about this program, please contact the City's BizCare Hotline at 562-570-4249.

Grow Long Beach Fund

City of Long Beach and National Development Council Grow America Fund
State(s): CA

Loans between $100,000 to $2 million are available for businesses that have been operating in Long Beach for at least two years. To schedule a meeting to learn more about this program, please contact the City's BizCare Hotline at 562-570-4249.

Small Business Façade, Site Improvement and Adaptive Reuse Program

The City of Orlando
State(s): FL

The Small Business Façade, Site Improvement and Adaptive Reuse Program (FSARP) is designed to revitalize business corridors and abandoned buildings within the city limits through funding for building façade, site improvements, and/or building reuse improvements. The FSARP is designed as a forgivable loan program.

The Rebuild Bond Program

SBMX
State(s): DC

Through the D.C. Rebuild Bond Program, eligible small businesses can apply to issue Small Business Bonds to their community with no origination fees. A Small Business Bond is like a loan, but instead of paying monthly principal and interest to a bank, it's paid to your community of investors.

ACE Small Business Loan

Access to Capital for Entrepreneurs
State(s): GA

They provide microloans between $15,000-$50,000 for Georgia entrepreneurs. It can be used for working capital, inventory, equipment and vehicles.

Revolving Loan Fund

Coos Economic Development Corporation
State(s): NH

The Revolving Loan Funds (RLF) are intended for permanent working capital, fixed asset and gap financing needs for start-up and existing businesses located in Coös County and bordering areas.

MAF's Business Microloans

Mission Asset Fund
State(s): CA

MAF’s Business loans are designed to support small business owners and entrepreneurs in California. With this zero-interest $2,500 loan, you can cover any business-related costs while establishing or building credit.

Energize Colorado Community Program

Energize Colorado
State(s): CO

The Energize Community Program (ECP) prepares Colorado small business owners to successfully apply for loan capital. ECP includes funding readiness workshops, low-interest Gap Fund loans up to $75,000, and no-cost educational programming.

Maryland Economic Adjustment Fund

State of Maryland
State(s): MD

MEAF provides loans of up to $150,000 for small and underserved businesses with fewer than 50 employees. Eligible businesses include manufacturers, wholesalers, retail, technology firms, service companies and skilled trades.

Black Cooperative Investment Fund

Black Cooperative Investment Fund
State(s): CA

Black Cooperative Impact Fund (BCIF) is a 501(c)3, community-based organization that provides zero-interest microloans to the Black business community with a specific focus on communities in the Southern California region.

San Diego Subcontractor Financing Program

Mission Driven Finance
State(s): CA

Mission Driven Finance provides small businesses access to flexible funding to help you grow and compete for municipal and corporate contracts. They offer loans between $100,000-$500,000.

Riverside County ReStart Loan Program

Riverside County Economic Development
State(s): CA

The County of Riverside and Ampac Business Capital are partnering to provide emergency and ongoing capital for small businesses in Riverside. Loans may be given for $15,000 to $30,000.

The Oakland Restorative Loan Fund

Pacific Community Ventures
State(s): CA

$2.5 million in zero-interest loans are now available to BIPOC or AAPI-owned business through PCV’s new Oakland Restorative Loan Fund. This fund can help combat gentrification and displacement, and support business owners as state and federal grant programs begin to end. 

Entrepreneur Loan Fund

Small Business Development Corporation of Orange County
State(s): CA

The Small Business Development Corporation of Orange County is now offering low-wealth entrepreneurs the opportunity to acquire the financing needed to grow their businesses. For qualified applicants, the Entrepreneur Loan Fund will provide loans between $2,000 and $30,000.

Working Solutions Small Business Loans

Working Solutions CDFI
State(s): CA

Whether you are a first-time business owner or a serial entrepreneur, have limited credit history or stellar credit, have a banking partner or have been turned down for a bank loan, are an existing business or your business is pre-revenue, Working Solutions offers affordable loans, application assistance, and free business consulting to support your next step.

Gig Worker & Independent Contractor Help And Assistance

Jewish Free Loan Association
State(s): CA

In a “gig” economy, the next paycheck is not guaranteed and individuals may find themselves in a financial bind between gigs. You can get up to $7,500 with 1 qualified guarantors and up to $36,000 with 2 qualified guarantors.

LiftFund Georgia

LiftFund
State(s): GA

Grow your small business with a 0% interest loan! LiftFund is proud to partner with Community Foundation for Greater Atlanta, The Wilbur and Hilda Glenn Family Foundation, R. Howard Dobbs, Jr. Foundation and Capital One to support Atlanta businesses with recovery funding at zero-percent interest.

Madison County Small Business Loan Fund

Madison County, Madison County Chamber of Commerce, Mountain BizWorks
State(s): NC

The Madison County Small Business Loan Fund aims to provide a rapid source of assistance for Madison County-based businesses that have been impacted by COVID-19. Loans are available for up to $10,000, based on the business' pre-COVID-19 revenue.

Northeast Colorado Revolving Loan Fund - COVID Funding

Northeastern Colorado Revolving Loan Fund
State(s): CO

NCRLF provides small business loans in the six counties of northeastern Colorado. Loans are made to benefit communities, through new or existing services or products and job growth.

Neighborworks Southern Colorado Emergency Small Business Loan Fund COVID-19

Neighborworks
State(s): CO

The Small Business Emergency Microloan Program now provides financing needed to strengthen small business enterprises in this time of acute need that have been affected by the COVID-19 outbreak. They offer loans from $1,000 to $20,000.

CEDS Finance

CEDS
State(s): CO

Whether entrepreneurs are looking for financing to Spark a new business idea, Elevate their business potential, Catalyze innovation, or Amplify their impact in the community, CEDS Finance has a variety of small business financing products to help small businesses thrive in today's economy. Check out the newest products available to your small Colorado business.

Grow Santa Cruz Loan Programs

City of Santa Cruz
State(s): CA

The City of Santa Cruz has formed a partnership with the National Development Council (NDC), one of the oldest not-for-profit corporations specializing in community and economic development, offering a series of focused loan programs serviced by NDC, designed to support small businesses within Santa Cruz. Check out the available financing products.

LEAF Loans for Cooperatives

Local Enterprise Assistance Fund
State(s): MA

LEAF provides financing for food cooperatives that create jobs and give access to healthy food in rural and urban communities across Massachusetts. Food co-ops promote environmental stewardship, small-scale farmers and local economies.

RCAC Small Business Loans

RCAC
State(s): National

RCAC's Small Business Loan Program assists businesses to retain or create jobs in communities of 50,00 or less people and thus improve the economic condition of rural communities. This program offers short-term loans for working capital and lines of credit as well as long-term loans for real estate and equipment.

Small Business Loans

Colorado Enterprise Fund
State(s): CO

With CEF's flexible terms & loan programs, including SBA Microloans, they'll work with you to build a loan that fits your business needs and makes your dream a reality. As a nonprofit Community Development Financial Institution (CDFI) lender, they can usually work with borrowers that have a startup business, lower credit score, tighter cash flow, or limited collateral.

Region 10 Business Loan Fund

Region 10
State(s): CO

Over the past 30 years, Region 10's Business Loan Fund (BLF) has assisted 250 local, small businesses, and nonprofits with more than $9 million dollars in loans. Eligible entities include sole proprietorships, partnerships, corporations, limited liability companies, non-profits, local governments & special districts.

USDA Direct Farm Operating Loan

United States Department of Agriculture
State(s): National

The Farm Service Agency offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm.

USDA Microloan Programs

United States Department of Agriculture
State(s): National

The focus of Microloans is on the financing needs of small, beginning farmer, niche and non-traditional farm operations, such as truck farms, farms participating in direct marketing and sales such as farmers markets, CSA‚ (Community Supported Agriculture), restaurants and grocery stores, or those using hydroponic, aquaponic, organic and vertical growing methods.

USDA Farm Ownership Loans

United States Department of Agriculture
State(s): National

Farm Ownership Loans offer up to 100 percent financing and are a valuable resource to help farmers and ranchers purchase or enlarge family farms, improve and expand current operations, increase agricultural productivity, and assist with land tenure to save farmland for future generations.

USDA Guaranteed Farm Loan Program

United States Department of Agriculture
State(s): National

FSA's Guaranteed Farm Loan Programs help family farmers and ranchers to obtain loans from USDA-approved commercial lenders at reasonable terms to buy farmland or finance agricultural production. FSA will guarantee farm loans through a commercial lender up to $2,236,000.

Facade Loan Program

Southeast Colorado Enterprise Development, Inc.
State(s): CO

The loan can be used for: affixed signage, window lettering, store-front awnings, new windows, new entry door, exterior painting and other exterior improvements. The maximum amount is $5,000 with 0% interest for three years.

Business Loan Fund

Southeast Colorado Enterprise Development, Inc.
State(s): CO

The BLF is an alternative (gap) financing method designed to help finance business projects that will positively impact the economic health of the communities within Baca, Bent, Crowley, Kiowa, Otero and Prowers counties. Individuals who meet eligibility requirements may apply.

Greeley Community Development Fund

Greeley Colorado
State(s): CO

The Greeley Community Development Fund assists with the financial needs of companies expanding in or locating to the City of Greeley. The Weld/Larimer Revolving Loan Fund, the City of Greeley, commercial banks in Greeley and the Hispanic Loan Program have joined together to provide the initial funding for this loan program.

Northwest Loan Fund

Northwest Colorado Council of Governments
State(s): CO

The Northwest Loan Fund (NLF) offer loans to new or growing business within the service area of Northwest Colorado that is creating jobs or providing positive economic impact for the local economy.

Business Loans

Jewish Free Loan Association
State(s): CA

As a non-profit organization, the Jewish Free Loan Association helps people of all races and religions by offering zero interest, zero fee personal and business loans with no collateral, just a qualified guarantor. Business loans are considered on a case-by-case basis and can be up to $25,000 maximum.

Pennsylvania Industrial Development Authority Fund

Pennsylvania Industrial Development Authority
State(s): PA

Pennsylvanis has created a $61 million fund to provide working capital loans of up to $100,000 directly to small businesses and hopefully nonprofits (those that employ 100 or fewer persons). Loan applications are packaged by a CEDO that services the county your business is or will be located in.

Fruita Small Business Emergency Assistance Fund

City of Fruita
State(s): CO

The purpose of the Fruita Small Business Emergency Assistance Fund is to assist qualifying Fruita small businesses who are facing financial hardships due to the COVID-19 pandemic and will remain open until funds are fully allocated. The fund is a partnership between the City of Fruita and the Business Incubator Center.

Black Business Loan Fund

Colorado Enterprise Fund
State(s): CO

Created for Black-Owned businesses to help bridge the gap in access to capital.

Oakland Black Business Fund

Oakland Black Business Fund
State(s): CA

Funds are available for Black-owned businesses that have been impacted by the pandemic and recent protests. Phase 1 will provide immediate response funds for repairing damages, providing storefront protection, and replacing equipment losses as a result of protests and looting.

Pennsylvania Industrial Development Authority Fund

Pennsylvania Industrial Development Authority
State(s): PA

Pennsylvania has created a $61 million fund to provide working capital loans of up to $100,000 directly to small businesses and hopefully nonprofits (those that employ 100 or fewer persons). The interest rate is currently 3%, however the PIDA board has the authority to adjust the interest rates and so it is possible the board will act to lower rates to as low as 0%.

JFLA Business Loan

Jewish Free Loan Association
State(s): CA

Short-term loans to put towards emergency medical and dental bills, auto and small business loans, and other needs.

Kiva loan

Kiva
State(s): National

Venturize is partnering with Kiva to bring affordable capital to U.S. small business owners during these challenging times. Kiva provides loans with 0% interest.

Microenterprise Assistance Program

Nebraska Department of Economic Development
State(s): NE

The Microenterprise Lending Program is meant to support the transfer of Nebraska-based technology & innovation to create high-growth, high technology businesses and to enhance creation of wealth and quality jobs. Eligible applicants must qualify as non profit micro-loan delivery organizations.

Colorado Startup Loan Fund

Colorado OEDIT
State(s): CO

The Colorado Startup Loan Fund provides loan capital to mission-based lenders to provide loans to Colorado entrepreneurs and small business owners needing capital to start, restart, or restructure a business, and those who are not able to obtain a loan from traditional lenders.