Crowdfunding

Encontrar el éxito del crowdfunding con el apoyo de la comunidad

Kateri Gutierrez cofundadora de Collective Avenue Coffee en Lynwood en 2016, con grandes sueños de lo que el negocio podría hacer por su comunidad. A medida que su negocio creció, este compromiso con la comunidad se ha convertido en la base de Collective Avenue Coffee, desde su estructura empresarial hasta su misión e incluso cómo ha financiado su crecimiento.

¿Qué plataforma de crowdfunding es adecuada para su negocio?

Como propietario de una pequeña empresa, probablemente se encuentre en la situación de necesitar fondos adicionales para que lo ayuden a expandirse, ya sea que necesite comprar equipos o que tenga una nueva idea de producto que necesita ayuda para desarrollar. El financiamiento tradicional como un préstamo bancario puede tardar meses en cerrarse entre las fases de solicitud y aprobación, y es probable que no tenga tiempo para esperar, especialmente si necesita una cantidad relativamente pequeña de efectivo.

Which Crowdfunding Platform is Right for Your Business?

As a small business owner, you’ve probably found yourself in the position of needing extra funds to help you expand, whether you need to buy equipment or you have a new product idea you need help developing. Traditional financing like a bank loan can take months to close between the application and approval phases, and you probably don’t have the time to wait, especially if you need a relatively small amount of cash.

The Paperwork You Must Complete for a Friends or Family Business Loan

When borrowing from family and friends is the only way to start or fund a business, the following steps can greatly reduce that risk. First, you must inform the person you’re borrowing from how much money you need, what you’ll use it for and how you’ll pay it back. Next, draw up the legal papers -- an agreement stating that the person will indeed put money into the business.

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How to Tame the Wild West of Marketplace Lending

Online alternative lenders offer a variety of advantages from their use of automation, big data and crowdfunding to reach small businesses. They offer quick loan decisions with a stripped-down application process. These firms assess risk immediately with efficient use of algorithms and technology. Money can be distributed in days, not months.

But for too many small businesses, getting financing from one of these lenders is like the Wild West.

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