Tierra del Sol cultivates a supportive environment for microenterprise and small business in rural economies by providing technical assistance and access to capital. Individual counseling is offered to business start-ups or expanding businesses to assist with the business concept and plan, organizational structure, financial requirements, and business goals. Borrowers are provided flexible lending terms to assure payments are affordable and can ensure successful repayment, including low interest loans, extended amortization periods and nontraditional forms of collateral.