Healthcare

Your Marketplace application will ask you to enter some basic information about everyone applying for coverage, including their relationship to you.

Where you live can affect what health coverage you’re eligible for.

You’ll enter your home address to show if you’re a resident of the state where you’re seeking coverage. You’ll select your state at the beginning of the application.

You’ll be asked for your mailing address. Often, this will be the same as your home address. If it’s not, provide a mailing address in the state you live in, if you can.

If anyone on your application has a different home and/or mailing address, you’ll need to have it also.

Your Marketplace application will ask you about each person in your household, even those not applying for coverage.

For the Marketplace, your household usually includes the tax filers and their tax dependents, but there are exceptions. Sometimes the Marketplace includes people you live with who aren’t in your tax household.

You should include yourself on your application. Here’s a basic list of the other people you should generally include, if these people are in your household:

• Your spouse
• Your children who live with you, even if they make enough money to file a tax return themselves
• Anyone you include on your tax return as a dependent, even if they don’t live with you
• Anyone else under 21 who you take care of and who lives with you
• Your unmarried partner, only if one or both of these apply:
  • They’re your dependent for tax purposes
  • They’re the parent of your child

If you need more information, visit HealthCare.gov/income-and-household-information/household-size, or call the Marketplace Call Center.

Your Marketplace application will ask you for some basic information, including your name and date of birth.

• Sign the contract before the quote expires, usually in 30 days.
• Communicate plan choices to employees.
• Distribute and collect enrollment materials for those to be covered.
• Copy and return all original materials for enrollment before the requested effective date.

• Weigh the benefits against the plan costs.
• Research the insurers:
  • Financial stability.
  • Ease of administration.
  • Overall quality of service.
• Consider cost-saving strategies.
• Review at least two or three health insurance carriers.
• Review at least two or three different health insurance plan options.