Find a broker or agent
- Learn about how brokers and agents work.
- Ask for referrals from sources you trust.
- Be sure to understand any fees you may be charged in addition to the health insurance premium.
Decide how costs will be shared. Here are some items to consider:
Decide how important choice of providers is to you and your employees.
Choose a date at least 30 to 60 days from when you start the process for coverage to begin.
Here are the essential tasks associated with shopping for and purchasing health insurance for your small business. Use this checklist to keep track of where you are in the process. For additional help navigating your options or enrolling in a plan, consider contacting a broker near you who can help you consider the best plan for your business.
Organize information about your business.
Los planes de salud son complejos. A menudo se cargan con tantos detalles que puede ser muy difícil concentrarse en los problemas que son más importantes para usted como propietario de una pequeña empresa. En términos muy generales, las principales consideraciones que debe tener se reducen a los beneficios, el costo y la elección del plan. Recuerde estos tres temas principales al evaluar y comparar planes.
Avanzando un paso más, asegúrese de responder las siguientes preguntas al considerar un plan:
Health plans are complex. They’re often loaded with so many details that it can be very difficult to focus on the issues that are most important for you as a small business owner. Very generally speaking, the main considerations to worry about boil down to the plan’s benefits, cost and choice. Remember these three main issues when evaluating and comparing plans.
Taking it a step further, be sure to answer the following questions when considering a plan:
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