The Rhode Island Capital Corporation Loan Participation Program helps Rhode Island businesses grow and create jobs by offering financing at competitive terms. Loans range from $100,000 to $3 million, with a maximum loan term of 25 years and flexible purposes, including real estate and equipment purchases.

Nectar Community Investments' small business loans offer flexible, innovative financing for small businesses. Loans range from $5,000 to $500,000 with terms of up to 5 years, competitive interest rates and no application fee.

Some business borrowers are not quite ready for traditional financing for a variety of reasons but have the character and experience needed to be successful.  The Community Advantage program focuses on providing opportunity where opportunity may be limited. With a maximum loan amount of $350,000, a Community Advantage loan is ideal for start-ups as well as existing businesses.