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Florida programs providing financial assistance for entrepreneurs

Florida operates five small business financing programs: one capital access program, one collateral support program, one loan participation program, one loan guarantee program, and one equity/venture capital program. The Florida Department of Commerce (FloridaCommerce) is the implementing entity for the state.  FloridaCommerce has contracted with Enterprise Florida, Inc. (EFI), a public-private partnership authorized by the state and supervised by FloridaCommerce , to support the administration of all OCSPs. Additionally, EFI will subcontract with Florida First Capital Finance Corporation, Inc. (FFCFC), a nonprofit entity, to support the administration of the CSP, LPP, and LGP.

Featured state lenders

Reach out to a participating lender to learn more about eligibility and to apply for a loan.

CDC Small Business Finance - Small Business Loans

CDC Small Business Finance offers small business loans from $10,000-$350,000 to small businesses nationwide. They offer multiple loan programs and will help you find one that suits your needs.

BP Agricultural Loan Products

BankPlus' Agricultural Loan Products extends credit to agribusinesses for crop production, equipment, real estate financing and processing facilities. 

Small Business Façade, Site Improvement and Adaptive Reuse Program

The Small Business Façade, Site Improvement and Adaptive Reuse Program (FSARP) is designed to revitalize business corridors and abandoned buildings within the city limits through funding for building façade, site improvements, and/or building reuse improvements. The FSARP is designed as a forgivable loan program.

FL SSBCI program details at a glance

State Small Business Credit Initiative (SSBCI) program administrator(s):  The Florida Department of Commerce (FloridaCommerce) along with Enterprise Florida, Inc. (EFI) and Florida First Capital Finance Corporation, Inc. (FFCFC)
Total SSBCI allocation to state:

$488.50M