Colorado programs providing financial assistance for entrepreneurs

B:Side is offering Climber loans to Colorado small business owners. The loans range from $20k-$100k with interest rates between 6.01%-6.32%.

First Southwest Community Fund is proud to partner with the Aspen Community Foundation to launch ACF Regional Rise Fund, a loan fund designed specifically for small businesses and nonprofits in communities from Aspen to Parachute. Loan amounts range from $10,000 to $50,000.

The Childcare Capital & Infrastructure Fund offers low-interest loans to childcare providers in rural Colorado, helping to expand the availability of affordable, high-quality childcare.  The fund enables new and existing childcare providers to access financing to secure properties, expand operations and renovate outdated facilities to meet the growing demand for services.

Northwest Catalyst Capital is a microloan fund designed specifically for entrepreneurs and small business owners in Moffat, Rio Blanco, and Routt Counties of Colorado. Loan funds may be used for equipment, vehicles, working capital, inventory, software, IT systems, pre-construction costs, training, certifications, studies and facility renovations or upgrades.

B:Side Fund’s SBA 504 Loan is ideal for small businesses looking to purchase, build or renovate commercial real estate or acquire long-term equipment. With fixed, below-market interest rates and terms of 10, 20 or 25 years, this program offers up to 90% financing of total project costs. 

B:Side Fund’s SBA Community Advantage Loan is designed to support small businesses that may not qualify for traditional financing. This program offers loans up to $350,000 with flexible terms and competitive interest rates and can be used for working capital, equipment, inventory or real estate. 

AltCap Microloans offer up to $50,000 for entrepreneurs and small businesses to launch, operate or grow their businesses. Loans feature fixed interest rates based on the prime interest rate set by the Federal Reserve plus 4% to 6% and offer financing on 3-year terms.

Designed for entrepreneurs who may be overlooked by traditional lenders, AltCap Small Business Loans provide $5,000 to $250,000 in debt capital to launch, operate or grow your small business. 

Designed for entrepreneurs transitioning from a side hustle to a full-time business, this loan offers up to $15,000 in flexible funding. With a simplified application process, it's ideal for early-stage businesses looking to cover startup costs, inventory, marketing or working capital. 

Are you a business owner looking to strengthen your personal and business credit? B:Side’s Credit Builder program is here to help! The program is designed for entrepreneurs who need access to capital while working on improving their credit standing. Participants receive $10,000 in working capital for their business. 

DEDO's Revolving Loan Fund (RLF) addresses the complexity of securing capital to start a business or to expand an existing operation, and enhances the ability of small business owners to obtain such resources. This "gap" financing program is based on inducing banks to provide the bulk of the financing for small businesses.

The Denver Microlending Program provides capital and support services to small businesses and entrepreneurs who lack access to traditional financial resources. Our goal is to help create, retain, stabilize, and expand local small businesses. The program provides small business loans to both startup or expansion companies in the amount of $5,000 to $50,000 with terms up to five years. 

B:Side offers loans under $75k to Colorado startups that have been in operating from 6-24 months. The loan has a 10% interest rate and can be used for working capital, debt refinancing, equipment and inventory.

Prairie Rose Development facilitates Kiva loans statewide in Colorado. Kiva is an international microfinance platform that allows small businesses in the United State to access 0% / no-fee crowd-funded loans in the range of $1,000 to $15,000.

The Energize Community Program (ECP) prepares Colorado small business owners to successfully apply for loan capital. ECP includes funding readiness workshops, low-interest Gap Fund loans up to $75,000, and no-cost educational programming.

NCRLF provides small business loans in the six counties of northeastern Colorado. Loans are made to benefit communities, through new or existing services or products and job growth.

The Small Business Emergency Microloan Program now provides financing needed to strengthen small business enterprises in this time of acute need that have been affected by the COVID-19 outbreak. They offer loans from $1,000 to $20,000.

Whether entrepreneurs are looking for financing to Spark a new business idea, Elevate their business potential, Catalyze innovation, or Amplify their impact in the community, CEDS Finance has a variety of small business financing products to help small businesses thrive in today's economy. Check out the newest products available to your small Colorado business.

Over the past 30 years, Region 10's Business Loan Fund (BLF) has assisted 250 local, small businesses, and nonprofits with more than $9 million dollars in loans. Eligible entities include sole proprietorships, partnerships, corporations, limited liability companies, non-profits, local governments & special districts.

With CEF's flexible terms & loan programs, including SBA Microloans, they'll work with you to build a loan that fits your business needs and makes your dream a reality. As a nonprofit Community Development Financial Institution (CDFI) lender, they can usually work with borrowers that have a startup business, lower credit score, tighter cash flow, or limited collateral.

The loan can be used for: affixed signage, window lettering, store-front awnings, new windows, new entry door, exterior painting and other exterior improvements. The maximum amount is $5,000 with 0% interest for three years.

The BLF is an alternative (gap) financing method designed to help finance business projects that will positively impact the economic health of the communities within Baca, Bent, Crowley, Kiowa, Otero and Prowers counties. Individuals who meet eligibility requirements may apply.

The Greeley Community Development Fund assists with the financial needs of companies expanding in or locating to the City of Greeley. The Weld/Larimer Revolving Loan Fund, the City of Greeley, commercial banks in Greeley and the Hispanic Loan Program have joined together to provide the initial funding for this loan program.

The Northwest Loan Fund (NLF) offer loans to new or growing business within the service area of Northwest Colorado that is creating jobs or providing positive economic impact for the local economy.

The purpose of the Fruita Small Business Emergency Assistance Fund is to assist qualifying Fruita small businesses who are facing financial hardships due to the COVID-19 pandemic and will remain open until funds are fully allocated. The fund is a partnership between the City of Fruita and the Business Incubator Center.

Created for Black-Owned businesses to help bridge the gap in access to capital.

The Colorado Startup Loan Fund provides loan capital to mission-based lenders to provide loans to Colorado entrepreneurs and small business owners needing capital to start, restart, or restructure a business, and those who are not able to obtain a loan from traditional lenders.