California programs providing financial assistance for entrepreneurs

CDC Small Business Finance offers small business loans from $10,000-$350,000 to small businesses nationwide. They offer multiple loan programs and will help you find one that suits your needs.

California Small Business Loan Match is a new, no-cost lender-match tool provided by IBank, the state agency helping to promote a healthy economic climate and improve quality of life in California communities. Loan Match eases the process of finding trusted loans for California entrepreneurs, gathering dozens of lenders in one place for a one-stop experience.

Designed for entrepreneurs transitioning from a side hustle to a full-time business, this loan offers up to $15,000 in flexible funding. With a simplified application process, it's ideal for early-stage businesses looking to cover startup costs, inventory, marketing or working capital. 

Pacific Community Ventures' new Good and Green Loan is designed to support the growth of small businesses contributing to a greener economy. They offer loans from $10,000 to $250,000 with fixed interest rates between 7 to 8.5%

The Feed the Hunger Fund is a unique food-focused loan program infuses capital and business expertise into communities excluded from traditional financing options. Their Funding Process provides one-on-one Business Development services pre and post loan.

You can use an SBA 504 loan to buy, construct or improve commercial real estate or to purchase heavy equipment. Talk to one of their SBA 504 loan experts to learn how you can take advantage of a long-term, fixed rate and low down-payment (only 10%) SBA commercial real estate loan

The Microenterprise Loan Program is designed to support Long Beach small businesses with loans between $25,000 to $100,000 available. To schedule a meeting to learn more about this program, please contact the City's BizCare Hotline at 562-570-4249.

Loans between $100,000 to $2 million are available for businesses that have been operating in Long Beach for at least two years. To schedule a meeting to learn more about this program, please contact the City's BizCare Hotline at 562-570-4249.

MAF’s Business loans are designed to support small business owners and entrepreneurs in California. With this zero-interest $2,500 loan, you can cover any business-related costs while establishing or building credit.

Black Cooperative Impact Fund (BCIF) is a 501(c)3, community-based organization that provides zero-interest microloans to the Black business community with a specific focus on communities in the Southern California region.

Mission Driven Finance provides small businesses access to flexible funding to help you grow and compete for municipal and corporate contracts. They offer loans between $100,000-$500,000.

The Small Business Development Corporation of Orange County is now offering low-wealth entrepreneurs the opportunity to acquire the financing needed to grow their businesses. For qualified applicants, the Entrepreneur Loan Fund will provide loans between $2,000 and $30,000.

The County of Riverside and Ampac Business Capital are partnering to provide emergency and ongoing capital for small businesses in Riverside. Loans may be given for $15,000 to $30,000.

$2.5 million in zero-interest loans are now available to BIPOC or AAPI-owned business through PCV’s new Oakland Restorative Loan Fund. This fund can help combat gentrification and displacement, and support business owners as state and federal grant programs begin to end. 

Whether you are a first-time business owner or a serial entrepreneur, have limited credit history or stellar credit, have a banking partner or have been turned down for a bank loan, are an existing business or your business is pre-revenue, Working Solutions offers affordable loans, application assistance, and free business consulting to support your next step.

In a “gig” economy, the next paycheck is not guaranteed and individuals may find themselves in a financial bind between gigs. You can get up to $7,500 with 1 qualified guarantors and up to $36,000 with 2 qualified guarantors.

The City of Santa Cruz has formed a partnership with the National Development Council (NDC), one of the oldest not-for-profit corporations specializing in community and economic development, offering a series of focused loan programs serviced by NDC, designed to support small businesses within Santa Cruz. Check out the available financing products.

As a non-profit organization, the Jewish Free Loan Association helps people of all races and religions by offering zero interest, zero fee personal and business loans with no collateral, just a qualified guarantor. Business loans are considered on a case-by-case basis and can be up to $25,000 maximum.

Funds are available for Black-owned businesses that have been impacted by the pandemic and recent protests. Phase 1 will provide immediate response funds for repairing damages, providing storefront protection, and replacing equipment losses as a result of protests and looting.

Short-term loans to put towards emergency medical and dental bills, auto and small business loans, and other needs.