Loans & Grants

List of national, state and local resources on funding opportunities. New resources are added as information becomes available.

Corporate loan/grant programs
Maine

Coastal Enterprises Inc

Maine State Child Care Infrastructure Grant Program

The Child Care Infrastructure Grant Program will provide funding to help start new child care businesses as well as expand current licensed capacity to increase the number of children served by existing child care providers. Grants are available through 2024 or until all funds are awarded, whichever comes first.

Area served: Maine
Audience: Small Business Owners

Application deadline: Tuesday, December 31, 2024
Government loan/grant programs
Colorado

Colorado OEDIT

Colorado Startup Loan Fund

The Colorado Startup Loan Fund provides loan capital to mission-based lenders to provide loans to Colorado entrepreneurs and small business owners needing capital to start, restart, or restructure a business, and those who are not able to obtain a loan from traditional lenders. This is a revolving loan fund, meaning the dollars will be used to continue supporting new entrepreneurs as loans are repaid. OEDIT has partnered with eight mission-driven lenders to provide micro loans under $150,000 to small business owners and entrepreneurs with capital from the Colorado Startup Loan Fund.

Area served: Colorado
Audience: Small Business Owners

Application deadline: Tuesday, June 1, 2032
Local government loan/grant programs
Arizona

The City of Tempe

Tempe Small Business Emergency Loan Program

In partnership with Phoenix-based Desert Financial Credit Union, have launched the Tempe Small Business Emergency Loan Program, providing loans of $5,000-$20,000 to businesses with 5-50 employees. Loans are primarily intended to bridge the gap until small businesses obtain relief from the federal Paycheck Protection Program. The interest rate is four percent, with loan terms up to 48 months, and the first payment deferred up to 90 days.


Area served: Arizona
Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
California

Oakland Black Business Fund

Oakland Black Business Fund

Funds are available for Black-owned businesses that have been impacted by the pandemic and recent protests. Phase 1 will provide immediate response funds for repairing damages, providing storefront protection, and replacing equipment losses as a result of protests and looting.

Area served: Oakland, California
Audience: Small Business Owners

Application deadline: Open, no end date posted
State loan/grant programs
Pennsylvania

Pennsylvania Industrial Development Authority

Pennsylvania Industrial Development Authority Fund

Pennsylvanis has created a $61 million fund to provide working capital loans of up to $100,000 directly to small businesses and hopefully nonprofits (those that employ 100 or fewer persons). The interest rate is currently 3%, however the PIDA board has the authority to adjust the interest rates and so it is possible the board will act to lower rates to as low as 0%. The program will be administered by the Pennsylvania Industrial Development Authority (PIDA).

Area served: Pennsylvania
Audience: Small Business Owners

Application deadline: Open, no end date posted

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National Resources

Featured national resource
Corporate loan/grant programs
National

Verizon

Verizon Small Business Digital Ready Grant

Give your business amazing opportunities for free. Join the Verizon Small Business Digital Ready to access free courses, events and more. Plus, right now small business owners can apply for $10,000 grants. 

Audience: Small Business Owners, Self-employed

Application deadline: Wednesday, December 20, 2023
Featured national resource
Government loan/grant programs
National

U.S. Department of the Treasury

State and Local Fiscal Recovery Funds

The Coronavirus State and Local Fiscal Recovery Funds provide a substantial infusion of resources to help turn the tide on the pandemic, address its economic fallout, and lay the foundation for a strong and equitable recovery.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Government loan/grant programs
National

Central Council: Tlingit & Haida Indian Tribes of Alaska

Rescue Small Business Relief program

Tribal citizens who are small business owners and have been impacted by COVID-19 are eligible to apply for up to $5,000. Funds to be used for business and/or recovery-related expenses.

Audience: Small Business Owners

Application deadline: Friday, December 29, 2023
Nonprofit loan/grant programs
National

Boundless Futures Foundation

2023 EmpowHer Grant Application

EmpowHer grants support women who need early-stage business capital, a network of business advisors, or both. Grantees will have access to financial, marketing, leadership, and sector professionals who can advise on business focus, next steps, and longer-range planning.

Audience: Small Business Owners

Application deadline: Sunday, December 31, 2023
Corporate loan/grant programs
National

DoorDash

Restaurant Disaster Relief Fund (Summer Round - 2023)

DoorDash is awarding $10,000 grants available for selected restaurants across the United States and Puerto Rico affected by natural disasters like fires, floods, and hurricanes. Restaurants must have a brick & mortar location.

Audience: Small Business Owners

Application deadline: Sunday, December 31, 2023