Access to Capital

The Five Main Credit Scoring Factors

Your credit score is an important part of your loan application. But it takes more than on-time payments to build a good credit score. Five factors help explain how credit agencies evaluate the information in your credit reports when calculating your personal credit score. The better your score on each of these factors, the higher your overall credit score. These five main factors include:

Introducing Venturize

Venturize is a free online resource hub for small business owners who need help accessing tools and resources to grow their businesses. Managed by nonprofit organization Small Business Majority, Venturize offers unbiased education and resources about small business loans, retirement and healthcare options to empower entrepreneurs to make the best financial decisions for their business.

Resources and more for veteran small business owners

Did you know there are more than 2.5 million veteran-owned businesses in the U.S? Our nation’s veterans are hard-working, resilient and resourceful, making them specially equipped for entrepreneurship. However, they can often face significant obstacles when it comes to accessing capital and business networks. If this sounds familiar to you, you’ve come to the right place.


El gobierno federal invierte miles de millones de dólares en contratos cada año, lo que lo convierte en el mayor comprador de bienes y servicios del país. Trabajar con el gobierno como proveedor o contratista es una gran oportunidad para las pequeñas empresas, especialmente porque las agencias federales tienen la obligación de contratar al menos el 23 % de los servicios de dueños de pequeñas empresas.