Nuestra serie El ABC para Emprender cubre temas básicos e importantes para los empresarios. En esta entrevista con Karla Gonzalez, consultora de negocios del Centro de Desarrollo de Pequeñas Empresas (SBDC por sus siglas en inglés) en Inland Empire, ella discute las diferentes estructuras comerciales disponibles para los propietarios de pequeñas empresas.
A new breed of online lenders is expanding traditional lending and providing new financing options for small businesses. In this video, we review four different types of online lenders and the potential risks associated with this loan type.
The Small Business Borrowers’ Bill of Rights outlines six key principles that promote transparency and fairness, and put the rights of borrowers at the center of the lending process. Additionally, our Borrowers’ Bill of Rights Checklist will help empower you as you navigate your lending options.
In this tutorial, we review the “5 Cs of credit,” which will give you insight into what lenders look for and how you can strengthen your loan application.
In this video, we review some key questions to ask when seeking funding. And when you’re ready to apply for a loan, we have partners in your area who can help you through the process. Read our list of questions to ask when applying for a loan.
Grants provide critical funding for small businesses that may need additional capital to start or grow their businesses. To celebrate Black History Month, we have compiled a list of grant opportunities available to Black entrepreneurs to help them grow their businesses and recover from the pandemic.
Accepting applications on a rolling basis
Más de un año y medio desde el inicio de la pandemia, muchas pequeñas empresas no están seguras de sí podrán recuperarse después de luchar para mantenerse a flote, y acumular una abrumadora deuda. Los pequeños emprendedores que se identifican como minorías, mujeres e inmigrantes, han sido desproporcionadamente afectados por la pandemia ya que han enfrentado barreras para acceder a los programas federales de alivio y préstamos tradicionales. La emprendedora Daysi Del Rosario Rivas Peralta es un ejemplo de ello.
More than a year and a half into the pandemic, many small businesses are unsure if they will be able to recover after fighting to stay above water and accruing crippling debt. Small business owners of color, women and immigrants have been disproportionately impacted by the pandemic as they’ve faced barriers to accessing federal relief programs and traditional lending. Small business owner Daysi Del Rosario Rivas Peralta is one example.
This blog originally appeared on the blog of our partner CO-STARTERS.
Although some businesses have seen the relief offered by the CARES Act—particularly the Paycheck Protection Program SBA loans—many small businesses have been left wondering if their application is even being considered.
This blog originally appeared on the blog of our partner CDC Small Business Finance
As a small business owner, we know you need relief and you want it fast. We urge you to be diligent when getting an emergency loan. It’s critical to know how to not fall victim to scams and fraud.
“Fraudsters have already begun targeting small business owners during these economically difficult times,” according to the SBA, which warned owners in particular of grant and loan fraud and phishing schemes.
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