A medida que evolucionan los desarrollos en respuesta a la propagación de COVID-19, sabemos que muchas pequeñas empresas tienen preguntas sobre las implicaciones dentro del lugar de trabajo, y las opciones de financiación que ayuden a impulsar sus negocios durante este momento difícil. Ofrecemos consejos, recursos e información sobre nuevas oportunidades de financiación y desarrollos de políticas que compartiremos en nuestro sitio web y a través de presentaciones en línea. Estaremos publicando actualizaciones diarias en ésta página con información útil sobre las formas en que las pequeñas empresas pueden prepararse para el impacto de COVID-19 en sus negocios y en sus comunidades.
COVID-19 inicio Préstamos y subvenciones de emergencia Otros recursos
Area served: California Audience: Small Business Owners
El Fondo de Reconstrucción de California es un nuevo programa creado para apoyar a las empresas más pequeñas de California en su adaptación, reapertura y recuperación de los efectos del COVID-19. Este programa se ha creado en asociación con líderes públicos, privados y sin fines de lucro en todo el estado para garantizar que las empresas más pequeñas de California puedan acceder a los recursos y al capital que necesitan para superar estos tiempos económicos desafiantes.
El programa tiene tres formas principales de apoyar a las pequeñas empresas:
Area served: California Audience: Small Business Owners
Actualización: La ronda #2 abre el 11 de enero.
El Fondo de FOUND/LA Small Business Recovery es una asociación con Pacific Community Ventures y TMC Community Capital en un programa de subvención para ayudar a proteger las pequeñas empresas en el Condado de Los Ángeles. Su propósito es de apoyar a empresarios locales como usted en la creación de espacios para hacer que nuestros vecindarios se sientan como en casa.
Area served: California Audience: Small Business Owners
Fiserv está abasteciendo ayuda a las pequeñas empresas a obtener Back2Business con un programa centrado en ayudar a impulsar las pequeñas empresas de propiedad de minorías y Afroamericanso en las comunidades más afectadas. Back2Business está diseñado para ayudar a estabilizar y hacer crecer las pequeñas empresas, con servicios de consultoría empresarial, soluciones de tecnología de pagos Clover líderes de Fiserv y apoyo financiero para la nómina de empleados, pagos de alquiler o arrendamiento, equipos de operaciones y recursos.
Area served: California, Florida, Georgia, Illinois, New York, Wisconsin Audience: Small Business Owners
The Small Enterprise Fund provides one-time relief to Oregon businesses who have been excluded from federal relief assistance programs such as the Paycheck Protection Program due to owners’ immigration status. Applications are processed on a rolling basis.
Area served: Oregon Audience: Small Business Owners
The City’s Stocked Full of Produce Grant Program addresses food insecurity through grant funding to help with infrastructure upgrades to retail stores, to promote the sale and storage of healthier food options. Grants can be used for improvements, such as installing new refrigeration or shelving. Grant funds are available up to $10,000.
Area served: California Audience: Small Business Owners
The Los Angeles County Development Authority has launched an affordable and flexible business loan program to support and help stabilize businesses in the region. Small Business Stabilization Loans range from $50,000 to $3 million, and can be used for working capital, equipment purchases, inventory, or refinancing of existing loans at higher interest rates.
Area served: California Audience: Small Business Owners
The Storefront Beautification Micro Grant Program offers reimbursable grants of up to $2,000 for businesses located along targeted commercial corridors within city limits. The program assists small business owners to improve their storefronts with the replacement and/or improvements of windows, lighting, paint, awnings, signage and planters and trellises.
Area served: California Audience: Small Business Owners
Working Solutions is pleased to announce the launch of a new Small Business Revolving Loan Fund to serve San Francisco’s District 10. In partnership with Renaissance Entrepreneurship Center, the Fund will provide affordable capital and free business consulting to businesses located in Bayview Hunters Point and other D10 neighborhoods (94124, 94134, 94107, 94103, 94110). Funding for this program is made possible by the D10 Implementation Committee. Applications will be accepted on a rolling basis.
Area served: California Audience: Small Business Owners
The Power Forward Small Business Grant program aims to create a lasting impact through the economic empowerment of Black-owned small businesses across New England. Through a joint commitment of $1 million, Vistaprint and the Boston Celtics are teaming up with the NAACP to award transformative grants of $25,000 on a rolling basis. Through this initiative, grant recipients will have opportunities to be featured on national co-branded platforms along with receiving marketing and design resources customized to their specific needs to help their business grow and thrive.
Area served: Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, Vermont Audience: Small Business Owners
*Actualización - El portal para negocios agriculturales ha sido reabierto. SBA está cerrando la aplicación a otros tipos de negocios. Las aplicaciones existentes se están procesando por orden de llegada. Visite el sitio web de la SBA para más información.*
La Agencia Federal de Pequeños Negocios está proporcionando préstamos de ayuda por desastre a pequeñas empresas que sufren daños económicos como resultado de la crisis COVID-19. Éstos son préstamos de capital de trabajo destinados a reemplazar los ingresos perdidos como resultado del desastre.
Audience: Small Business Owners, Self-employed, Non-profits
Con los cierres de estados y cierres de negocios obligatorios por el estado, los propietarios de pequeñas empresas de todo el país están luchando para pagar lo nomina de sus empleados, alquileres comerciales, gastos generales y más. Ahora más que nunca, es importante estar alerta de los prestamistas abusivos a medida que usted busca capital para mantener su empresa a flote. Nuestra guía para evitar préstamos abusivos incluye pautas para solicitar PPP y EIDL, una lista de verificación para determinar si un préstamo es predatorio y un resumen de la Declaración de Derechos de los Prestatarios de Pequeñas Empresas.
Este documento ha sido traducido al Chino, Vietnamita, Coreano, Birmano, Jemer, Hmong, Bangladesí, Nepalí, Butanés, Hindi, Urdu, Punjabi, Tailandés, Lao, Tagalo, Samoano, Tongano y Marshalés en colaboración con National Coalition for Asian Pacific Americans Community Development con una subvención de la Fundación Ewing Marion Kauffman.
Audience: Small Business Owners, Self-employed, Non-profits
A finales de diciembre, el Congreso aprobó una nueva ronda del Programa de Protección de Pagos de Cheque y otras ayudas para pequeñas empresas.
La ley incluye un préstamo PPP de "segundo sorteo", un nuevo programa de Préstamos por Daños Económicos por Desastre y programas de alivio de préstamos tradicionales extendidos de la SBA. Esto es lo que sabemos.
Audience: Small Business Owners, Self-employed
On March 24, the Small Business Administration has authorized the increase in loan amounts from $150,000 to $500,000, starting on April 6, 2021.
Audience: Small Business Owners, Self-employed, Non-profits
The Shuttered Venue Operators Grant (SVOG) program was established by the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act, and amended by the American Rescue Plan Act. The program includes over $16 billion in grants to shuttered venues, to be administered by SBA’s Office of Disaster Assistance.
Audience: Small Business Owners
La Agencia Federal de Pequeños Negocios lanzó recientemente su formulario de solicitud de perdón de préstamos PPP. Proporcionamos aspectos destacados y ejemplos del formulario para guiarlo en el proceso. Si tiene preguntas específicas que no están cubiertas aqui, pregunte en nuestra página de Comunidad donde puede interactuar con expertos en negocios y otros propietarios de pequeñas empresas.
Audience: Small Business Owners, Self-employed, Non-profits
Comcast RISE se compromete a apoyar a las pequeñas empresas que han sido las más afectadas por el impacto económico de la pandemia. Si su empresa califica, tendrá la oportunidad de recibir consultas de marketing, ubicaciones en medios, servicios comerciales de producción creativa o servicios tecnológicos de Effectv y Comcast Business. A partir del 24 de noviembre de 2020, todos los propietarios de pequeñas empresas BIPOC serán elegibles para postularse.
Audience: Small Business Owners
The program is for Black businesses based in Washington, D.C. The e-learning and curriculum is open to the Greater Washington, D.C. Region to help them navigate the short term challenges rising from COVID-19 and reach their #Beyond5 years in business milestone.
- $5,000 in grant funding*
- 20 hours of curated learning
- 3 months of business coaching
- Access to the 1863 member network
Audience: Small Business Owners
Created as a key pillar of KKR's COVID-19 Relief Effort, KKR Small Business Builders (SBB) aims to support entrepreneurs and their small businesses around the world. The grants are designed to help business owners sustain their enterprises, maintain or create jobs, and spur economic opportunity as they respond to the ongoing COVID-19 crisis and recover from its resultant economic dislocation.
Audience: Small Business Owners
Up to $10,000 to take your business to the next level. The next round will open April 2021.
Audience: Small Business Owners
Venturize is partnering with Kiva to bring affordable capital to small business owners during these challenging times. Kiva provides loans of $1,000-$15,000, zero-percent interest and no fees. There is a 6 month grace period and then fixed monthly principal payment (12-36 months). Funds are raised through community-backed crowdsourcing. Kiva will offer Venturize-referred applicants priority review if you apply through this link and mark "Venturize" as the answer to "how did you hear about Kiva."
Audience: Small Business Owners
No current or previous farm ownership requirements and 100 percent financing available make FSA direct farm ownership loans a valuable resource to help farmers and ranchers become owner-operators of family farms, improve and expand current operations, increase agricultural productivity, and assist with land tenure to save farmland for future generations. FSA’s Direct Farm Ownership loans are used to: buy a farm or ranch, enlarge an existing farm or ranch, make a down payment on a farm, purchase of easements, construct, purchase or improve farm dwellings, service buildings or other facilities and improvements essential to the farm operation, promote soil and water conservation and protection, pay loan closing costs.
Audience: Small Business Owners, Self-employed
Black women entrepreneurs receive less than .5% of venture capital funding. We are standing up to help change that.
SoGal Foundation has teamed up with Winky Lux, bluemercury, twelveNYC, and other sponsors to make a small step towards progress by providing several $10K and $5K cash grants to Black women or nonbinary entrepreneurs. Awardees will also receive tactical help navigating the fundraising environment at large so that they will have a more equitable opportunity at scaling the next billion dollar idea. They will also receive lifetime “ask-me-anything” access to the SoGal Foundation and SoGal Ventures teams.
Audience: Small Business Owners
Connect2Capital is an online marketplace of nonprofit lenders. Fill out a short form to get connected to a network of lenders that may be able to help.
Audience: Small Business Owners
An alternative loan option for those seeking commercial lending assistance is the Guaranteed Farm Loan Program. Farm Service Agency works with USDA-approved banks and other commercial lenders. You apply for these loans through the approved lender and agree to their terms and conditions. Guaranteed Farm Loans are only available for family farmers or ranchers and must be used for farm ownership and operating expenses.
Audience: Small Business Owners, Self-employed
Equity-free grants will be awarded by Women Who Tech to women-led tech startups on a rolling basis through 2021.
Audience: Small Business Owners
325 U.S. community foundations in all 50 states, plus the District of Columbia, have created relief funds to support those affected by COVID-19, directing critical relief to local nonprofits and partnering with local governments and health organizations to help contain its spread.
Audience: Small Business Owners, Non-profits
The maximum loan amount for this loan is $400,000. There is no down payment requirement. Interest rates are calculated monthly and are posted on the 1st of each month. The purpose of the loan must be essential to the success of the farming or ranching operation. The funds may be used to purchase equipment, seed, livestock, and other necessities. They can be used to refinance certain farm-related debts (excluding real estate). Repayment terms vary from 1 to 7 years. The length of the loan depends on the amount and purpose of the loan. Collateral is required. Collateral for farm operating loans may be required up to 150% of the value of the loan.
Audience: Small Business Owners, Self-employed
A list of crowdfunding platforms that have created special COVID-19 relief initiatives for U.S.-based campaigns.
Audience: Small Business Owners, Self-employed
The focus of Microloans is on the financing needs of small, beginning farmer, niche and non-traditional farm operations, such as truck farms, farms participating in direct marketing and sales such as farmers’ markets, CSA’s (Community Supported Agriculture), restaurants and grocery stores, or those using hydroponic, aquaponic, organic and vertical growing methods.
Audience: Small Business Owners, Self-employed
RCAC is a 501(c)(3) nonprofit organization that provides training, technical and financial resources and advocacy so rural communities can achieve their goals and visions. RCAC’s Small Business Loan Program assists businesses to retain or create jobs and thus improve the economic condition of rural communities. This program offers short-term loans (up to $250k) for working capital and lines of credit as well as long-term loans for real estate and equipment. Most small businesses rely on lenders to provide the capital they need for acquisitions, capital improvements, business expansions and to bridge cash flow gaps. Without loans, many small business owners would be unable to realize their dreams of running their own business or expanding their operations. RCAC’s business loans are tailored to the needs of the particular business with flexible terms and requirements.
Audience: Small Business Owners
The RWCF is in the process of working with our legal advisors to develop this area of work. In the coming weeks, we will produce a draft set of criteria for small businesses that can be applied fairly, and which align with our mission of supporting hospitality industry leaders committed to creating better working conditions across our four program areas: wage fairness and career ladders, gender equity and sexual violence, racial justice and support for the immigrant community, mental health and substance abuse. As we develop criteria, we will explore whether or not we can or should publicly name the businesses supported through the program, but at the very least, we will report on number of loans made and other relevant data. The Restaurant Workers’ COVID19 Crisis Relief Fund is currently open.
Audience: Small Business Owners, Employees, Self-employed, Non-profits
To help address some of these challenges, Google is offering more than $400 million in Google Ad credits to small businesses.
Audience: Small Business Owners
As part of the Small Business Relief Initiative, GoFundMe, Intuit QuickBooks, Yelp, GoDaddy, and Bill.com have each donated to the Small Business Relief Fund. GoFundMe.org, the charitable and advocacy arm of GoFundMe, started the Small Business Relief Fund to benefit small businesses. Supporters can donate to the Small Business Relief Fund, which will issue $500 matching grants to qualifying businesses that raise at least $500 on GoFundMe. More partners will be announced in relation to this initiative at a later date.
Audience: Small Business Owners
NIVA has assembled the Implementation Task Force and is working with the Small Business Administration as they promulgate regulations - we are working hard to make sure that NIVA members receive the help they need via this program. We seek to ensure the emergency relief is dispersed as Congress intended, that the instructions and process to apply for grants ensure that the process is implemented accurately, fairly and as expediently as possible.
Since it could take many weeks, even months for the funding to flow, the NIVA Emergency Relief Fund, with The Giving Back Fund as its 501(c)3 fiscal sponsor, continues to raise money to assist the venues at greatest risk of permanently going under as we wait for the grants to be issued.
Audience: Small Business Owners
The Amber Grants began in 1998. Today, WomensNet carries on that tradition, giving away at least $10,000 every month in Amber Grant money. We’ve also expanded our grant-giving to include a year-end grant of $25,000.
Audience: Small Business Owners, Self-employed, Non-profits
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