Préstamos de emergencia COVID-19

A medida que evolucionan los desarrollos en respuesta a la propagación de COVID-19, sabemos que muchas pequeñas empresas tienen preguntas sobre las implicaciones dentro del lugar de trabajo, y las opciones de financiación que ayuden a impulsar sus negocios durante este momento difícil. Ofrecemos consejos, recursos e información sobre nuevas oportunidades de financiación y desarrollos de políticas que compartiremos en nuestro sitio web y a través de presentaciones en línea. Estaremos publicando actualizaciones diarias en ésta página con información útil sobre las formas en que las pequeñas empresas pueden prepararse para el impacto de COVID-19 en sus negocios y en sus comunidades.

COVID-19 inicio Préstamos y subvenciones de emergencia Otros recursos

Featured
State loan/grant programs
California

State of California

Programa de Subvenciones de Ayuda COVID-19 para Pequeñas Empresas de California

  • Subvenciones entre $5,000 y $25,000 para pequeñas empresas de California 
  • Primera ronda de aplicaciones abierta desde el 30 de diciembre de 2020 al 13 de energo de 2021
  • Visite nuestro sitio web para más información y para conocer los requisitos de eligibilidad 

Area served: California
Audience: Small Business Owners

Application deadline: Wednesday, January 13, 2021
Featured
Local government loan/grant programs
California

California Office of the Small Business Advocate

California Microbusiness COVID-19 Relief Grant Program

The California Microbusiness COVID-19 Relief Grant Program is funded by the State of California and administered by the Office of the Small Business Advocate (CalOSBA). The program provides competitive micro grants of $2,500 to eligible microbusinesses impacted by COVID-19 and the related health and safety restrictions. This program will be implemented by County organizations or nonprofits working on their behalf.

For application details and updates specific to the program available in your county, please contact the organizations listed. Applications start February 14.

Area served: California
Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Featured
State loan/grant programs
California

California’s Infrastructure and Economic Development Bank (IBank)

Fondo de Reconstrucción de California

El Fondo de Reconstrucción de California es un nuevo programa creado para apoyar a las empresas más pequeñas de California en su adaptación, reapertura y recuperación de los efectos del COVID-19. Este programa se ha creado en asociación con líderes públicos, privados y sin fines de lucro en todo el estado para garantizar que las empresas más pequeñas de California puedan acceder a los recursos y al capital que necesitan para superar estos tiempos económicos desafiantes.

El programa tiene tres formas principales de apoyar a las pequeñas empresas:

Area served: California
Audience: Small Business Owners

Application deadline: Open, no end date posted
Featured
Nonprofit loan/grant programs
California

Found/LA

FOUND/LA Small Business Recovery Fund

Actualización: La ronda #2 abre el 11 de enero.

El Fondo de FOUND/LA Small Business Recovery es una asociación con Pacific Community Ventures y TMC Community Capital en un programa de subvención para ayudar a proteger las pequeñas empresas en el Condado de Los Ángeles. Su propósito es de apoyar a empresarios locales como usted en la creación de espacios para hacer que nuestros vecindarios se sientan como en casa.

 

Area served: California
Audience: Small Business Owners

Application deadline: Sunday, January 17, 2021
Featured
Nonprofit loan/grant programs
California, Florida, Georgia, Illinois, New York, Wisconsin

Association for Enterprise Opportunity

Beca Fiserv Back2Business

Fiserv está abasteciendo ayuda a las pequeñas empresas a obtener Back2Business con un programa centrado en ayudar a impulsar las pequeñas empresas de propiedad de minorías y Afroamericanso en las comunidades más afectadas. Back2Business está diseñado para ayudar a estabilizar y hacer crecer las pequeñas empresas, con servicios de consultoría empresarial, soluciones de tecnología de pagos Clover líderes de Fiserv y apoyo financiero para la nómina de empleados, pagos de alquiler o arrendamiento, equipos de operaciones y recursos.

Area served: California, Florida, Georgia, Illinois, New York, Wisconsin
Audience: Small Business Owners

Application deadline: Monday, March 15, 2021
Nonprofit loan/grant programs
California

Black Cooperative Investment Fund

Double Impact Loan

  • Loan amount: between $5,000 - $20,000
  • Monthly repayment schedule
  • Zero (0%) interest Rate with 25% forgivable option (Borrower must meet certain post approval conditions)
  • Applicable loan processing fees


Area served: California
Audience: Small Business Owners

Application deadline: Open, no end date posted
California

Pacific Community Ventures

The Oakland Restorative Loan Fund

$2.5 million in zero-interest loans are now available to BIPOC or AAPI-owned business through PCV’s new Oakland Restorative Loan Fund. This fund can help combat gentrification and displacement, and support business owners as state and federal grant programs begin to end. There are no application fees and no minimum credit score to apply. 

Area served: California
Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
California

Small Business Development Corporation of Orange County

Entrepreneur Loan Fund

The Small Business Development Corporation of Orange County is now offering entrepreneurs the opportunity to acquire the financing needed to grow their businesses. For qualified applicants, the Entrepreneur Loan Fund will provide loans between $2,000 and $30,000. Credit  processing approval within approximately one week. 

Area served: California
Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
California

Working Solutions

Small Business Revolving Loan Fund

Working Solutions is pleased to announce the launch of a new Small Business Revolving Loan Fund to serve San Francisco’s District 10. In partnership with Renaissance Entrepreneurship Center, the Fund will provide affordable capital and free business consulting to businesses located in Bayview Hunters Point and other D10 neighborhoods (94124, 94134, 94107, 94103, 94110). Funding for this program is made possible by the D10 Implementation Committee. Applications will be accepted on a rolling basis.

Area served: California
Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
California

Main Street Launch

Business Boost Microloans

The new Business Boost Microloans helps small businesses start, grow, and thrive. With a fixed low interest rate, this program is a great opportunity for new and existing businesses.

Area served: California
Audience: Small Business Owners

Application deadline: Open, no end date posted

Pages

National Resources

Featured national resource
Emergency capital
National

SBA - Agencia Federal de Pequeños Negocios

SBA Préstamos para Agravios Económicos por Desastres

Ahora acceptando nuevas aplicaciones para Préstamos para Agravios Económicos por Desastres de la SBA. Si usted previamente envió una solicitud y todavía no ha escuchado respuesta, no reenvíe una solicitud. Este portal is para únicamente para nuevos solicitantes. Visite el sitio web de la SBA para más información. 

Audience: Small Business Owners, Self-employed, Non-profits

Application deadline: Open, no end date posted
Featured national resource
Access to Capital
National

Small Business Majority

Consejos para encontrar financiación y evitar préstamos predatorios durante COVID-19

Con los cierres de estados y cierres de negocios obligatorios por el estado, los propietarios de pequeñas empresas de todo el país están luchando para pagar lo nomina de sus empleados, alquileres comerciales, gastos generales y más. Ahora más que nunca, es importante estar alerta de los prestamistas abusivos a medida que usted busca capital para mantener su empresa a flote. Nuestra guía para evitar préstamos abusivos incluye pautas para solicitar PPP y EIDL, una lista de verificación para determinar si un préstamo es predatorio y un resumen de la Declaración de Derechos de los Prestatarios de Pequeñas Empresas.

Este documento ha sido traducido al Chino, Vietnamita, Coreano, Birmano, Jemer, Hmong, Bangladesí, Nepalí, Butanés, Hindi, Urdu, Punjabi, Tailandés, Lao, Tagalo, Samoano, Tongano y Marshalés en colaboración con National Coalition for Asian Pacific Americans Community Development con una subvención de la Fundación Ewing Marion Kauffman.

Audience: Small Business Owners, Self-employed, Non-profits

Application deadline: Open, no end date posted
Featured national resource
Emergency capital
National

SBA - Agencia Federal de Pequeños Negocios

Programa de Protección de Pagos de Cheque

A finales de diciembre, el Congreso aprobó una nueva ronda del Programa de Protección de Pagos de Cheque y otras ayudas para pequeñas empresas.

La ley incluye un préstamo PPP de "segundo sorteo", un nuevo programa de Préstamos por Daños Económicos por Desastre y programas de alivio de préstamos tradicionales extendidos de la SBA. Esto es lo que sabemos.

Audience: Small Business Owners, Self-employed

Application deadline: Wednesday, March 31, 2021
Featured national resource
Nonprofit loan/grant programs
National

Hello Alice, Global Entrepreneurship Network

Antares REACH Grant Program

The Antares REACH Grant Program will provide $20,000 grants to small businesses, with an emphasis on businesses preparing for their next stage of growth; operated by historically underrepresented entrepreneurs; and providing important community services.

To be eligible, a business must:

  • Be a for-profit business that is majority (51%) owned and/or operated by individuals who identify as New Majority (Women, People of Color, Military-affiliated, Persons with Disabilities, or LGBTQ+)
  • Have less than $5 million USD in annual revenue
  • Have a demonstrated need for support
  • Have a strong plan for moving forward

Audience: Small Business Owners

Application deadline: Friday, July 15, 2022
Featured national resource
Emergency capital
National

SBA - Agencia Federal de Pequeños Negocios

Formularios de perdón de préstamos PPP y preguntas frecuentes

La Agencia Federal de Pequeños Negocios lanzó recientemente su formulario de solicitud de perdón de préstamos PPP. Proporcionamos aspectos destacados y ejemplos del formulario para guiarlo en el proceso. Si tiene preguntas específicas que no están cubiertas aqui, pregunte en nuestra página de Comunidad donde puede interactuar con expertos en negocios y otros propietarios de pequeñas empresas.

Audience: Small Business Owners, Self-employed, Non-profits

Application deadline: Open, no end date posted
Featured national resource
Government loan/grant programs
National

U.S. Department of the Treasury

State and Local Fiscal Recovery Funds

The Coronavirus State and Local Fiscal Recovery Funds provide a substantial infusion of resources to help turn the tide on the pandemic, address its economic fallout, and lay the foundation for a strong and equitable recovery.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Featured national resource
Corporate loan/grant programs
National

Verizon

Verizon Small Business Digital Ready grant

The newly-launched Verizon Small Business Digital Ready program provides you a personalized curriculum including learning modules, expert coaching, networking opportunities, and more. Members are also eligible to apply for a $10,000 grant to help small businesses like yours move forward. 

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Featured national resource
Corporate loan/grant programs
National

Comcast

Comcast RISE

Comcast RISE se compromete a apoyar a las pequeñas empresas que han sido las más afectadas por el impacto económico de la pandemia. Si su empresa califica, tendrá la oportunidad de recibir consultas de marketing, ubicaciones en medios, servicios comerciales de producción creativa o servicios tecnológicos de Effectv y Comcast Business. A partir del 24 de noviembre de 2020, todos los propietarios de pequeñas empresas BIPOC serán elegibles para postularse.

Audience: Small Business Owners

Application deadline: Monday, December 14, 2020
Corporate loan/grant programs
National

Tito’s Handmade Vodka

Love, Tito’s Small Business Grant Program

The “Love, Tito’s Small Business Grant Program” will provide 10 grants of $25,000 each to small business owners who best demonstrate in their application:

  • A meaningful connection to their community
  • A clear and compelling vision for their business
  • The Tito’s Handmade Vodka values of grit, love, kindness, family, meaning and purpose

Audience: Small Business Owners

Application deadline: Thursday, June 30, 2022
Corporate loan/grant programs
National

IFundWomen

IFundWomen Fund Forward Awards 2022

Through this one-of-a-kind funding program, qualified entrepreneurs will have the opportunity to win a $100,000 equity investment, access to premium educational resources, and cash grants.

Audience: Small Business Owners

Application deadline: Thursday, June 30, 2022
Corporate loan/grant programs
National

Tiger Global Impact Ventures, Hello Alice, Global Entrepreneurship Network

Accelerate(HER) Fund

The Accelerate(HER) Fund sponsored by Tiger Global Impact Ventures with Hello Alice and the Global Entrepreneurship Network, will provide grants up to $50,000 to support women entrepreneurs building breakthrough technologies or tech-enabled companies.

Audience: Small Business Owners

Application deadline: Friday, August 5, 2022
Nonprofit loan/grant programs
National

Fearless Fund

Fearless Strivers Grant Contest

Black women-owned businesses are vital to our economy yet receive less than one percent of venture capital funding. Fearless Fund is deepening its commitment to this community with the launch of the contest.

With Mastercard prizing, Fearless Fund will be awarding eleven lucky small businesses across the country $10,000 grants, digital tools to help them get and sustain their business online, and Priceless one-on-one mentorship so they can continue to bolster their business.

Audience: Small Business Owners

Application deadline: Saturday, December 31, 2022
Low interest loans, Nonprofit loan/grant programs
National

RCAC

RCAC Small Business Loans

RCAC is a 501(c)(3) nonprofit organization that provides training, technical and financial resources and advocacy so rural communities can achieve their goals and visions. RCAC’s Small Business Loan Program assists businesses to retain or create jobs and thus improve the economic condition of rural communities. This program offers short-term loans (up to $250k) for working capital and lines of credit as well as long-term loans for real estate and equipment. Most small businesses rely on lenders to provide the capital they need for acquisitions, capital improvements, business expansions and to bridge cash flow gaps. Without loans, many small business owners would be unable to realize their dreams of running their own business or expanding their operations. RCAC’s business loans are tailored to the needs of the particular business with flexible terms and requirements.

Audience: Small Business Owners

Application deadline: Open, no end date posted
National

IFundWomen of Color

IFundWomen of Color

Apply now to be accepted into IFundWomen of Color, an inclusive cohort of diverse entrepreneurs who will get access to capital through crowdfunding and grants, coaches and mentors with a shared experience, and a private network to collaborate, commiserate, and celebrate with.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

SoGal Foundation

SoGal Black Founder Startup Grant

Black women entrepreneurs receive less than .5% of venture capital funding. We are standing up to help change that.


SoGal Foundation has teamed up with Winky Lux, bluemercury, twelveNYC, and other sponsors to make a small step towards progress by providing several $10K and $5K cash grants to Black women or nonbinary entrepreneurs. Awardees will also receive tactical help navigating the fundraising environment at large so that they will have a more equitable opportunity at scaling the next billion dollar idea. They will also receive lifetime “ask-me-anything” access to the SoGal Foundation and SoGal Ventures teams.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

AnnuityFreedom.net

BIPOC Small Business Grant

The BIPOC Business Grant provides resources for small business owners in two ways:

  1. Small business marketing, which supports Black-owned and minority-owned businesses by providing free SEO evaluations, advice, and planning.
  2. Minority business micro-grant, which is a (1) $100 monthly grant. One person is chosen each month from the applications received and are given a $100 micro-grant. A grant winner will be selected on the last date of each month.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

Amazon

Black Business Accelerator

Amazon's Black Business Accelerator is a grant program aimed to address historical, manifest imbalances by growing and advancing equity for Black-owned businesses. The program offers financial assistance, business education & mentorship, and marketing & promotional support.


Audience: Small Business Owners

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

Google and Alphabet

Google Ad Credits

To help address some of these challenges, Google is offering more than $400 million in Google Ad credits to small businesses.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Government loan/grant programs
National

Early Childhood Training and Technical Assistance System

State and Territory Child Care Stabilization Grant Applications

States, the District of Columbia and Puerto Rico will award subgrants to eligible child care providers. The child care stabilization subgrants will provide financial relief to child care providers to help defray unexpected business costs associated with the pandemic, and to help stabilize their operations so that they may continue to provide care.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Amber Grants for Women

Amber Grant

The Amber Grants began in 1998. Today, WomensNet carries on that tradition, giving away at least $10,000 every month in Amber Grant money. We’ve also expanded our grant-giving to include a year-end grant of $25,000.

Audience: Small Business Owners, Self-employed, Non-profits

Application deadline: Open, no end date posted
Government loan/grant programs
National

CDC Small Business Finance

Commercial Real Estate Loan

You can use an SBA 504 loan to buy, construct or improve commercial real estate or to purchase heavy equipment. 

Audience: Small Business Owners

Application deadline: Open, no end date posted
Government loan/grant programs
National

United States Department of Agriculture

USDA Farm Ownership Loans

No current or previous farm ownership requirements and 100 percent financing available make FSA direct farm ownership loans a valuable resource to help farmers and ranchers become owner-operators of family farms, improve and expand current operations, increase agricultural productivity, and assist with land tenure to save farmland for future generations. FSA’s Direct Farm Ownership loans are used to: buy a farm or ranch, enlarge an existing farm or ranch, make a down payment on a farm, purchase of easements, construct, purchase or improve farm dwellings, service buildings or other facilities and improvements essential to the farm operation, promote soil and water conservation and protection, pay loan closing costs.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Hivers & Strivers

Venture Capital for Entrepreneurs

Hivers & Strivers' newest fund, Venture Capital for Veterans, invests exclusively in companies led by military veterans.


Audience: Small Business Owners

Application deadline: Open, no end date posted
Government loan/grant programs
National

United States Department of Agriculture

USDA Guaranteed Farm Loan Program

An alternative loan option for those seeking commercial lending assistance is the Guaranteed Farm Loan Program. Farm Service Agency works with USDA-approved banks and other commercial lenders. You apply for these loans through the approved lender and agree to their terms and conditions. Guaranteed Farm Loans are only available for family farmers or ranchers and must be used for farm ownership and operating expenses.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Kiva

Kiva loan

Venturize is partnering with Kiva to bring affordable capital to small business owners during these challenging times. Kiva provides loans of $1,000-$15,000, zero-percent interest and no fees. There is a 6 month grace period and then fixed monthly principal payment (12-36 months). Funds are raised through community-backed crowdsourcing. Kiva will offer Venturize-referred applicants priority review if you apply through this link and mark "Venturize" as the answer to "how did you hear about Kiva." 

Audience: Small Business Owners

Application deadline: Open, no end date posted
Government loan/grant programs
National

United States Department of Agriculture

USDA Direct Farm Operating Loan

The maximum loan amount for this loan is $400,000. There is no down payment requirement. Interest rates are calculated monthly and are posted on the 1st of each month. The purpose of the loan must be essential to the success of the farming or ranching operation. The funds may be used to purchase equipment, seed, livestock, and other necessities. They can be used to refinance certain farm-related debts (excluding real estate). Repayment terms vary from 1 to 7 years. The length of the loan depends on the amount and purpose of the loan. Collateral is required. Collateral for farm operating loans may be required up to 150% of the value of the loan.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

IFundWomen

IFundWomen Universal Grant Application

When IFundWomen brokers a grant with a partner, IFundWomen matches the partner’s grant criteria to those businesses who have applied through their Universal Grant Application. If you’re a match, they may request that you apply for that partner’s specific grant program, and you will be notified.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Connect2Capital

Connect2Capital Loan

Connect2Capital is an online marketplace of nonprofit lenders. Fill out a short form to get connected to a network of lenders that may be able to help.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Government loan/grant programs
National

United States Department of Agriculture

USDA Microloan Programs

The focus of Microloans is on the financing needs of small, beginning farmer, niche and non-traditional farm operations, such as truck farms, farms participating in direct marketing and sales such as farmers’ markets, CSA’s (Community Supported Agriculture), restaurants and grocery stores, or those using hydroponic, aquaponic, organic and vertical growing methods.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

National Urban League

Black Restaurant Accelerator Program

In partnership with PepsiCo Foundation, the National Urban League, through its 12 Entrepreneurship Centers in cities across the U.S., has launched the Black Restaurant Accelerator Program (BRAP). The BRAP will help address these barriers and take a long-term view by pairing participants with entrepreneurship advisors and PepsiCo employee volunteers to build an actionable plan for growth.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Community Foundation Public Awareness Initiative

Coronavirus Relief Efforts

325 U.S. community foundations in all 50 states, plus the District of Columbia, have created relief funds to support those affected by COVID-19, directing critical relief to local nonprofits and partnering with local governments and health organizations to help contain its spread.

Audience: Small Business Owners, Non-profits

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

Famous Amos

Ingredients for Success Grant

The Ingredients for Success grant awards $50,000 to three entrepreneurs. Along with the monetary award, winners will receive the necessary resources and tools provided by the National Black Chamber of Commerce (NBCC) to drive sustainable growth and success.

Audience: Small Business Owners

Application closed