Préstamos de emergencia COVID-19

A medida que evolucionan los desarrollos en respuesta a la propagación de COVID-19, sabemos que muchas pequeñas empresas tienen preguntas sobre las implicaciones dentro del lugar de trabajo, y las opciones de financiación que ayuden a impulsar sus negocios durante este momento difícil. Ofrecemos consejos, recursos e información sobre nuevas oportunidades de financiación y desarrollos de políticas que compartiremos en nuestro sitio web y a través de presentaciones en línea. Estaremos publicando actualizaciones diarias en ésta página con información útil sobre las formas en que las pequeñas empresas pueden prepararse para el impacto de COVID-19 en sus negocios y en sus comunidades.

COVID-19 inicio Préstamos y subvenciones de emergencia Otros recursos

Featured
State loan/grant programs
California

State of California

Programa de Subvenciones de Ayuda COVID-19 para Pequeñas Empresas de California

  • Subvenciones entre $5,000 y $25,000 para pequeñas empresas de California 
  • Primera ronda de aplicaciones abierta desde el 30 de diciembre de 2020 al 13 de energo de 2021
  • Visite nuestro sitio web para más información y para conocer los requisitos de eligibilidad 

Area served: California
Audience: Small Business Owners

Application deadline: Wednesday, January 13, 2021
Featured
State loan/grant programs
California

California’s Infrastructure and Economic Development Bank (IBank)

Fondo de Reconstrucción de California

El Fondo de Reconstrucción de California es un nuevo programa creado para apoyar a las empresas más pequeñas de California en su adaptación, reapertura y recuperación de los efectos del COVID-19. Este programa se ha creado en asociación con líderes públicos, privados y sin fines de lucro en todo el estado para garantizar que las empresas más pequeñas de California puedan acceder a los recursos y al capital que necesitan para superar estos tiempos económicos desafiantes.

El programa tiene tres formas principales de apoyar a las pequeñas empresas:

Area served: California
Audience: Small Business Owners

Application deadline: Open, no end date posted
Featured
Nonprofit loan/grant programs
California

Found/LA

FOUND/LA Small Business Recovery Fund

Actualización: La ronda #2 abre el 11 de enero.

El Fondo de FOUND/LA Small Business Recovery es una asociación con Pacific Community Ventures y TMC Community Capital en un programa de subvención para ayudar a proteger las pequeñas empresas en el Condado de Los Ángeles. Su propósito es de apoyar a empresarios locales como usted en la creación de espacios para hacer que nuestros vecindarios se sientan como en casa.

 

Area served: California
Audience: Small Business Owners

Application deadline: Sunday, January 17, 2021
Featured
Nonprofit loan/grant programs
California, Florida, Georgia, Illinois, New York, Wisconsin

Association for Enterprise Opportunity

Beca Fiserv Back2Business

Fiserv está abasteciendo ayuda a las pequeñas empresas a obtener Back2Business con un programa centrado en ayudar a impulsar las pequeñas empresas de propiedad de minorías y Afroamericanso en las comunidades más afectadas. Back2Business está diseñado para ayudar a estabilizar y hacer crecer las pequeñas empresas, con servicios de consultoría empresarial, soluciones de tecnología de pagos Clover líderes de Fiserv y apoyo financiero para la nómina de empleados, pagos de alquiler o arrendamiento, equipos de operaciones y recursos.

Area served: California, Florida, Georgia, Illinois, New York, Wisconsin
Audience: Small Business Owners

Application deadline: Monday, March 15, 2021
California

Pacific Community Ventures

The Oakland Restorative Loan Fund

$2.5 million in zero-interest loans are now available to BIPOC or AAPI-owned business through PCV’s new Oakland Restorative Loan Fund. This fund can help combat gentrification and displacement, and support business owners as state and federal grant programs begin to end. There are no application fees and no minimum credit score to apply. 

Area served: California
Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
California

Working Solutions

Small Business Revolving Loan Fund

Working Solutions is pleased to announce the launch of a new Small Business Revolving Loan Fund to serve San Francisco’s District 10. In partnership with Renaissance Entrepreneurship Center, the Fund will provide affordable capital and free business consulting to businesses located in Bayview Hunters Point and other D10 neighborhoods (94124, 94134, 94107, 94103, 94110). Funding for this program is made possible by the D10 Implementation Committee. Applications will be accepted on a rolling basis.

Area served: California
Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
California

Small Business Development Corporation of Orange County

Entrepreneur Loan Fund

The Small Business Development Corporation of Orange County is now offering entrepreneurs the opportunity to acquire the financing needed to grow their businesses. For qualified applicants, the Entrepreneur Loan Fund will provide loans between $2,000 and $30,000. Credit  processing approval within approximately one week. 

Area served: California
Audience: Small Business Owners

Application deadline: Open, no end date posted
Corporate loan/grant programs
Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, Vermont

Vistaprint, Boston Celtics Shamrock Foundation, NAACP

Power Forward Small Business Grant

The Power Forward Small Business Grant program aims to create a lasting impact through the economic empowerment of Black-owned small businesses across New England. Through a joint commitment of $1 million, Vistaprint and the Boston Celtics are teaming up with the NAACP to award transformative grants of $25,000 on a rolling basis. Through this initiative, grant recipients will have opportunities to be featured on national co-branded platforms along with receiving marketing and design resources customized to their specific needs to help their business grow and thrive.

Area served: Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, Vermont
Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
California

Main Street Launch

Business Boost Microloans

The new Business Boost Microloans helps small businesses start, grow, and thrive. With a fixed low interest rate, this program is a great opportunity for new and existing businesses.

Area served: California
Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
Alabama, Arkansas, Delaware, District of Columbia, Florida, Georgia, Louisiana, Maryland, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, Virginia, West Virginia

Southern Opportunity and Resilience Fund

SOAR Fund

The Southern Opportunity And Resilience (SOAR) Fund provides flexible, affordable capital and free business support services to small businesses and nonprofits across the south and southeast to help them navigate and rebuild from the Covid-19 economic crisis. Sign up to learn more and be the first to be notified when applications are open.

Area served: Alabama, Arkansas, Delaware, District of Columbia, Florida, Georgia, Louisiana, Maryland, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, Virginia, West Virginia
Audience: Small Business Owners, Non-profits

Application deadline: Open, no end date posted

Pages

National Resources

Featured national resource
Emergency capital
National

SBA - Agencia Federal de Pequeños Negocios

SBA Préstamos para Agravios Económicos por Desastres

Ahora acceptando nuevas aplicaciones para Préstamos para Agravios Económicos por Desastres de la SBA. Si usted previamente envió una solicitud y todavía no ha escuchado respuesta, no reenvíe una solicitud. Este portal is para únicamente para nuevos solicitantes. Visite el sitio web de la SBA para más información. 

Audience: Small Business Owners, Self-employed, Non-profits

Application deadline: Open, no end date posted
Featured national resource
Access to Capital
National

Small Business Majority

Consejos para encontrar financiación y evitar préstamos predatorios durante COVID-19

Con los cierres de estados y cierres de negocios obligatorios por el estado, los propietarios de pequeñas empresas de todo el país están luchando para pagar lo nomina de sus empleados, alquileres comerciales, gastos generales y más. Ahora más que nunca, es importante estar alerta de los prestamistas abusivos a medida que usted busca capital para mantener su empresa a flote. Nuestra guía para evitar préstamos abusivos incluye pautas para solicitar PPP y EIDL, una lista de verificación para determinar si un préstamo es predatorio y un resumen de la Declaración de Derechos de los Prestatarios de Pequeñas Empresas.

Este documento ha sido traducido al Chino, Vietnamita, Coreano, Birmano, Jemer, Hmong, Bangladesí, Nepalí, Butanés, Hindi, Urdu, Punjabi, Tailandés, Lao, Tagalo, Samoano, Tongano y Marshalés en colaboración con National Coalition for Asian Pacific Americans Community Development con una subvención de la Fundación Ewing Marion Kauffman.

Audience: Small Business Owners, Self-employed, Non-profits

Application deadline: Open, no end date posted
Featured national resource
Emergency capital
National

SBA - Agencia Federal de Pequeños Negocios

Programa de Protección de Pagos de Cheque

A finales de diciembre, el Congreso aprobó una nueva ronda del Programa de Protección de Pagos de Cheque y otras ayudas para pequeñas empresas.

La ley incluye un préstamo PPP de "segundo sorteo", un nuevo programa de Préstamos por Daños Económicos por Desastre y programas de alivio de préstamos tradicionales extendidos de la SBA. Esto es lo que sabemos.

Audience: Small Business Owners, Self-employed

Application deadline: Wednesday, March 31, 2021
Featured national resource
Government loan/grant programs
National

U.S. Department of the Treasury

State and Local Fiscal Recovery Funds

The Coronavirus State and Local Fiscal Recovery Funds provide a substantial infusion of resources to help turn the tide on the pandemic, address its economic fallout, and lay the foundation for a strong and equitable recovery.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Featured national resource
Emergency capital
National

SBA - Agencia Federal de Pequeños Negocios

Formularios de perdón de préstamos PPP y preguntas frecuentes

La Agencia Federal de Pequeños Negocios lanzó recientemente su formulario de solicitud de perdón de préstamos PPP. Proporcionamos aspectos destacados y ejemplos del formulario para guiarlo en el proceso. Si tiene preguntas específicas que no están cubiertas aqui, pregunte en nuestra página de Comunidad donde puede interactuar con expertos en negocios y otros propietarios de pequeñas empresas.

Audience: Small Business Owners, Self-employed, Non-profits

Application deadline: Open, no end date posted
Featured national resource
Corporate loan/grant programs
National

Comcast

Comcast RISE

Comcast RISE se compromete a apoyar a las pequeñas empresas que han sido las más afectadas por el impacto económico de la pandemia. Si su empresa califica, tendrá la oportunidad de recibir consultas de marketing, ubicaciones en medios, servicios comerciales de producción creativa o servicios tecnológicos de Effectv y Comcast Business. A partir del 24 de noviembre de 2020, todos los propietarios de pequeñas empresas BIPOC serán elegibles para postularse.

Audience: Small Business Owners

Application deadline: Monday, December 14, 2020
Featured national resource
Government loan/grant programs
National

Small Business Administration

Economic Injury Disaster Loan Advance

On March 24, the Small Business Administration has authorized the increase in loan amounts from $150,000 to $500,000, starting on April 6, 2021.

Audience: Small Business Owners, Self-employed, Non-profits

Application closed
Corporate loan/grant programs
National

Visa, Bridge for Billions

Small Business Mentorship Program

The mentorship program offers a structured online curriculum and active learning pedagogy to help Black and African American entrepreneurs get clarity on the fundamentals of their business, review their business model, define their financial projections, create a growth plan for their venture and much more.

Audience: Small Business Owners

Application deadline: Monday, January 31, 2022
Corporate loan/grant programs
National

Hello Alice, DoorDash

Restaurant Disaster Relief Fund

To help restaurants recover in times of critical need, DoorDash has partnered with Hello Alice to create the Restaurant Disaster Relief Fund. The fund supports restaurants impacted by natural disasters like fires, floods and hurricanes, and provides relief through $10,000 grants.

Audience: Small Business Owners

Application deadline: Monday, January 31, 2022
Corporate loan/grant programs
National

SoGal Foundation

SoGal Black Founder Startup Grant

Black women entrepreneurs receive less than .5% of venture capital funding. We are standing up to help change that.


SoGal Foundation has teamed up with Winky Lux, bluemercury, twelveNYC, and other sponsors to make a small step towards progress by providing several $10K and $5K cash grants to Black women or nonbinary entrepreneurs. Awardees will also receive tactical help navigating the fundraising environment at large so that they will have a more equitable opportunity at scaling the next billion dollar idea. They will also receive lifetime “ask-me-anything” access to the SoGal Foundation and SoGal Ventures teams.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

Google and Alphabet

Google Ad Credits

To help address some of these challenges, Google is offering more than $400 million in Google Ad credits to small businesses.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Government loan/grant programs
National

Early Childhood Training and Technical Assistance System

State and Territory Child Care Stabilization Grant Applications

States, the District of Columbia and Puerto Rico will award subgrants to eligible child care providers. The child care stabilization subgrants will provide financial relief to child care providers to help defray unexpected business costs associated with the pandemic, and to help stabilize their operations so that they may continue to provide care.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Amber Grants for Women

Amber Grant

The Amber Grants began in 1998. Today, WomensNet carries on that tradition, giving away at least $10,000 every month in Amber Grant money. We’ve also expanded our grant-giving to include a year-end grant of $25,000.

Audience: Small Business Owners, Self-employed, Non-profits

Application deadline: Open, no end date posted
Government loan/grant programs
National

United States Department of Agriculture

USDA Farm Ownership Loans

No current or previous farm ownership requirements and 100 percent financing available make FSA direct farm ownership loans a valuable resource to help farmers and ranchers become owner-operators of family farms, improve and expand current operations, increase agricultural productivity, and assist with land tenure to save farmland for future generations. FSA’s Direct Farm Ownership loans are used to: buy a farm or ranch, enlarge an existing farm or ranch, make a down payment on a farm, purchase of easements, construct, purchase or improve farm dwellings, service buildings or other facilities and improvements essential to the farm operation, promote soil and water conservation and protection, pay loan closing costs.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Government loan/grant programs
National

CDC Small Business Finance

Commercial Real Estate Loan

You can use an SBA 504 loan to buy, construct or improve commercial real estate or to purchase heavy equipment. 

Audience: Small Business Owners

Application deadline: Open, no end date posted
Government loan/grant programs
National

United States Department of Agriculture

USDA Guaranteed Farm Loan Program

An alternative loan option for those seeking commercial lending assistance is the Guaranteed Farm Loan Program. Farm Service Agency works with USDA-approved banks and other commercial lenders. You apply for these loans through the approved lender and agree to their terms and conditions. Guaranteed Farm Loans are only available for family farmers or ranchers and must be used for farm ownership and operating expenses.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Hivers & Strivers

Venture Capital for Entrepreneurs

Hivers & Strivers' newest fund, Venture Capital for Veterans, invests exclusively in companies led by military veterans.


Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Kiva

Kiva loan

Venturize is partnering with Kiva to bring affordable capital to small business owners during these challenging times. Kiva provides loans of $1,000-$15,000, zero-percent interest and no fees. There is a 6 month grace period and then fixed monthly principal payment (12-36 months). Funds are raised through community-backed crowdsourcing. Kiva will offer Venturize-referred applicants priority review if you apply through this link and mark "Venturize" as the answer to "how did you hear about Kiva." 

Audience: Small Business Owners

Application deadline: Open, no end date posted
Government loan/grant programs
National

United States Department of Agriculture

USDA Direct Farm Operating Loan

The maximum loan amount for this loan is $400,000. There is no down payment requirement. Interest rates are calculated monthly and are posted on the 1st of each month. The purpose of the loan must be essential to the success of the farming or ranching operation. The funds may be used to purchase equipment, seed, livestock, and other necessities. They can be used to refinance certain farm-related debts (excluding real estate). Repayment terms vary from 1 to 7 years. The length of the loan depends on the amount and purpose of the loan. Collateral is required. Collateral for farm operating loans may be required up to 150% of the value of the loan.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Connect2Capital

Connect2Capital Loan

Connect2Capital is an online marketplace of nonprofit lenders. Fill out a short form to get connected to a network of lenders that may be able to help.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Government loan/grant programs
National

United States Department of Agriculture

USDA Microloan Programs

The focus of Microloans is on the financing needs of small, beginning farmer, niche and non-traditional farm operations, such as truck farms, farms participating in direct marketing and sales such as farmers’ markets, CSA’s (Community Supported Agriculture), restaurants and grocery stores, or those using hydroponic, aquaponic, organic and vertical growing methods.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

IFundWomen

IFundWomen Universal Grant Application

When IFundWomen brokers a grant with a partner, IFundWomen matches the partner’s grant criteria to those businesses who have applied through their Universal Grant Application. If you’re a match, they may request that you apply for that partner’s specific grant program, and you will be notified.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Community Foundation Public Awareness Initiative

Coronavirus Relief Efforts

325 U.S. community foundations in all 50 states, plus the District of Columbia, have created relief funds to support those affected by COVID-19, directing critical relief to local nonprofits and partnering with local governments and health organizations to help contain its spread.

Audience: Small Business Owners, Non-profits

Application deadline: Open, no end date posted
Low interest loans, Nonprofit loan/grant programs
National

RCAC

RCAC Small Business Loans

RCAC is a 501(c)(3) nonprofit organization that provides training, technical and financial resources and advocacy so rural communities can achieve their goals and visions. RCAC’s Small Business Loan Program assists businesses to retain or create jobs and thus improve the economic condition of rural communities. This program offers short-term loans (up to $250k) for working capital and lines of credit as well as long-term loans for real estate and equipment. Most small businesses rely on lenders to provide the capital they need for acquisitions, capital improvements, business expansions and to bridge cash flow gaps. Without loans, many small business owners would be unable to realize their dreams of running their own business or expanding their operations. RCAC’s business loans are tailored to the needs of the particular business with flexible terms and requirements.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

Hello Alice

Hello Alice’s 2022 Small Business Growth Fund

Hello Alice is kicking off 2022 as the Year of Small Business by awarding 50 small business owners with $5,000 grants to fuel their success in 2022.

Audience: Small Business Owners

Application closed
Corporate loan/grant programs
National

Amazon

Black Business Accelerator

Amazon's Black Business Accelerator is a grant program aimed to address historical, manifest imbalances by growing and advancing equity for Black-owned businesses. The program offers financial assistance, business education & mentorship, and marketing & promotional support.


Audience: Small Business Owners

Application closed