A medida que evolucionan los desarrollos en respuesta a la propagación de COVID-19, sabemos que muchas pequeñas empresas tienen preguntas sobre las implicaciones dentro del lugar de trabajo, y las opciones de financiación que ayuden a impulsar sus negocios durante este momento difícil. Ofrecemos consejos, recursos e información sobre nuevas oportunidades de financiación y desarrollos de políticas que compartiremos en nuestro sitio web y a través de presentaciones en línea. Estaremos publicando actualizaciones diarias en ésta página con información útil sobre las formas en que las pequeñas empresas pueden prepararse para el impacto de COVID-19 en sus negocios y en sus comunidades.
COVID-19 inicio Préstamos y subvenciones de emergencia Otros recursos
Area served: California Audience: Small Business Owners
El Fondo de Reconstrucción de California es un nuevo programa creado para apoyar a las empresas más pequeñas de California en su adaptación, reapertura y recuperación de los efectos del COVID-19. Este programa se ha creado en asociación con líderes públicos, privados y sin fines de lucro en todo el estado para garantizar que las empresas más pequeñas de California puedan acceder a los recursos y al capital que necesitan para superar estos tiempos económicos desafiantes.
El programa tiene tres formas principales de apoyar a las pequeñas empresas:
Area served: California Audience: Small Business Owners
The California Microbusiness COVID-19 Relief Grant Program is funded by the State of California and administered by the Office of the Small Business Advocate (CalOSBA). The program provides competitive micro grants of $2,500 to eligible microbusinesses impacted by COVID-19 and the related health and safety restrictions. This program will be implemented by County organizations or nonprofits working on their behalf.
For application details and updates specific to the program available in your county, please contact the organizations listed. Applications start February 14.
Area served: California Audience: Small Business Owners, Self-employed
Actualización: La ronda #2 abre el 11 de enero.
El Fondo de FOUND/LA Small Business Recovery es una asociación con Pacific Community Ventures y TMC Community Capital en un programa de subvención para ayudar a proteger las pequeñas empresas en el Condado de Los Ángeles. Su propósito es de apoyar a empresarios locales como usted en la creación de espacios para hacer que nuestros vecindarios se sientan como en casa.
Area served: California Audience: Small Business Owners
Fiserv está abasteciendo ayuda a las pequeñas empresas a obtener Back2Business con un programa centrado en ayudar a impulsar las pequeñas empresas de propiedad de minorías y Afroamericanso en las comunidades más afectadas. Back2Business está diseñado para ayudar a estabilizar y hacer crecer las pequeñas empresas, con servicios de consultoría empresarial, soluciones de tecnología de pagos Clover líderes de Fiserv y apoyo financiero para la nómina de empleados, pagos de alquiler o arrendamiento, equipos de operaciones y recursos.
Area served: California, Florida, Georgia, Illinois, New York, Wisconsin Audience: Small Business Owners
Targets small businesses across four communities: East Colfax, Pueblo, Southwest Denver, and the Child Care Industry. Includes funding readiness workshops, low-interest Gap Fund loans up to $20k, and an accelerator program valued at $1,200.
Area served: Colorado Audience: Small Business Owners
Grow your small business with a 0% interest loan! LiftFund is proud to partner with Community Foundation for Greater Atlanta, The Wilbur and Hilda Glenn Family Foundation, R. Howard Dobbs, Jr. Foundation and Capital One to support Atlanta businesses with recovery funding at zero-percent interest.
Area served: Georgia Audience: Small Business Owners
The current credit reporting system prevents citizens with an arrest record or criminal conviction record from obtaining small business loans. Baltimore Community Lending connects returning citizen entrepreneurs with an R3 score that provides a risk rating report that demonstrates the applicant's strengths.
Area served: Baltimore, Maryland Audience: Small Business Owners
The new Business Boost Microloans helps small businesses start, grow, and thrive. With a fixed low interest rate, this program is a great opportunity for new and existing businesses.
Area served: California Audience: Small Business Owners
This is a new small business assistance program that provides resources for businesses to get through the challenges of the next phase of our pandemic recovery, while looking toward investing in, and preparing for, greater future success. We will be offering grants of up to $20,000 in conjunction with matching financing and other technical assistance (business planning, resource guidance, best practices, etc.). Grant funds shall be matched with a NBEDC loan with deferred payments for three months. The minimum loan amount is $10,000, and the maximum loan amount is $200,000.
Area served: New Bedford, Massachusetts Audience: Small Business Owners
Ahora acceptando nuevas aplicaciones para Préstamos para Agravios Económicos por Desastres de la SBA. Si usted previamente envió una solicitud y todavía no ha escuchado respuesta, no reenvíe una solicitud. Este portal is para únicamente para nuevos solicitantes. Visite el sitio web de la SBA para más información.
Audience: Small Business Owners, Self-employed, Non-profits
Con los cierres de estados y cierres de negocios obligatorios por el estado, los propietarios de pequeñas empresas de todo el país están luchando para pagar lo nomina de sus empleados, alquileres comerciales, gastos generales y más. Ahora más que nunca, es importante estar alerta de los prestamistas abusivos a medida que usted busca capital para mantener su empresa a flote. Nuestra guía para evitar préstamos abusivos incluye pautas para solicitar PPP y EIDL, una lista de verificación para determinar si un préstamo es predatorio y un resumen de la Declaración de Derechos de los Prestatarios de Pequeñas Empresas.
Este documento ha sido traducido al Chino, Vietnamita, Coreano, Birmano, Jemer, Hmong, Bangladesí, Nepalí, Butanés, Hindi, Urdu, Punjabi, Tailandés, Lao, Tagalo, Samoano, Tongano y Marshalés en colaboración con National Coalition for Asian Pacific Americans Community Development con una subvención de la Fundación Ewing Marion Kauffman.
Audience: Small Business Owners, Self-employed, Non-profits
A finales de diciembre, el Congreso aprobó una nueva ronda del Programa de Protección de Pagos de Cheque y otras ayudas para pequeñas empresas.
La ley incluye un préstamo PPP de "segundo sorteo", un nuevo programa de Préstamos por Daños Económicos por Desastre y programas de alivio de préstamos tradicionales extendidos de la SBA. Esto es lo que sabemos.
Audience: Small Business Owners, Self-employed
The Small Business Growth Fund provides the capital high-growth small business owners need to make their next big move. Each recipient will receive a $25,000 grant, provided by Mastercard, to accelerate their growth and achieve their goals in 2023.
Audience: Small Business Owners
La Agencia Federal de Pequeños Negocios lanzó recientemente su formulario de solicitud de perdón de préstamos PPP. Proporcionamos aspectos destacados y ejemplos del formulario para guiarlo en el proceso. Si tiene preguntas específicas que no están cubiertas aqui, pregunte en nuestra página de Comunidad donde puede interactuar con expertos en negocios y otros propietarios de pequeñas empresas.
Audience: Small Business Owners, Self-employed, Non-profits
PepsiCo invites all Jefas to step into the spotlight and apply for the Juntos Crecemos Hispanic Digital & Delivery Program. Besides getting expert one-on-one coaching and resources, the first 40 Latina small business owners to complete the eight-week consultation curriculum of the Juntos Crecemos Hispanic Digital & Delivery Program will receive an exclusive Jefa-Owned neon sign in honor of your hustle - for everyone to see.
Audience: Small Business Owners, Self-employed
The Coronavirus State and Local Fiscal Recovery Funds provide a substantial infusion of resources to help turn the tide on the pandemic, address its economic fallout, and lay the foundation for a strong and equitable recovery.
Audience: Small Business Owners
Comcast RISE se compromete a apoyar a las pequeñas empresas que han sido las más afectadas por el impacto económico de la pandemia. Si su empresa califica, tendrá la oportunidad de recibir consultas de marketing, ubicaciones en medios, servicios comerciales de producción creativa o servicios tecnológicos de Effectv y Comcast Business. A partir del 24 de noviembre de 2020, todos los propietarios de pequeñas empresas BIPOC serán elegibles para postularse.
Audience: Small Business Owners
WellnessLiving is committing up to $150,000 in grants, marketing support, software, and business education to 16 fitness studio owners in the US and Canada. Grants up to $5000.
Audience: Small Business Owners
Hello Alice is hosting the Keep It Local Business Fund in partnership with Nextdoor Kind Foundation and the NAACP. Small businesses owned by people of color devoted to improving their community can apply to receive a $5,000 grant to use toward future growth.
Audience: Small Business Owners
The Restaurant Disaster Relief Fund supports restaurants impacted by natural disasters like fires, winter storms, floods, and hurricanes and provides relief through $10,000 grants. If you’ve been affected by a natural disaster, including the Montana severe storms and flooding, Arizona Pipeline Fire, Kansas severe winter storms and straight-line winds, don’t wait — apply before the deadline on December 30 at 6 PM ET.
Audience: Small Business Owners
Grants are available for female, women of color entrepreneurs actively creating or building businesses and/or programs that aim to make wellness and fitness practices more inclusive to female BIPOC communities - or female-led, women of color non-profit organizations or for-profit businesses that’s purpose is to make wellness and fitness more inclusive to female BIPOC communities. Grants up to $5000.
Audience: Small Business Owners, Self-employed, Non-profits
Black women-owned businesses are vital to our economy yet receive less than one percent of venture capital funding. Fearless Fund is deepening its commitment to this community with the launch of the contest.
With Mastercard prizing, Fearless Fund will be awarding eleven lucky small businesses across the country $10,000 grants, digital tools to help them get and sustain their business online, and Priceless one-on-one mentorship so they can continue to bolster their business.
Audience: Small Business Owners
Black Future Makers are dedicated individuals pursuing greater possibilities for the greater good. Submit a video of 30-60 seconds, or photo, on your Instagram feed explaining how you are pursuing greater possibilities for you and the community. Grants for $10,000.
Audience: Small Business Owners, Employees, Self-employed, Non-profits
Are you a student? This grant is for you! You’ve got big ideas, and we want to turn them into a reality. One young scholar with entrepreneurial spirit will receive $2,500 to continue their education.
Audience: Small Business Owners
The Restaurant Strong Community Award is made possible by the Grubhub Community Fund. Grants will range from $1,000 – $5,000 and will be given out on a monthly basis to "community builders" within the restaurant industry.
Audience: Small Business Owners
Are you an aspiring entrepreneur looking to start or grow your business? This grant is for you! Whether you’re starting over or starting from scratch, Incfile wants to be there to help your business succeed. One adult entrepreneur will receive $2,500 to put toward business startup costs and will also receive free formation services from Incfile.
Audience: Small Business Owners
Together with IFundWomen, Johnnie Walker is continuing to fund, mentor, and champion trailblazing women-owned businesses by awarding 10 businesses each with a $10,000 grant, so apply today.
Audience: Small Business Owners
When IFundWomen brokers a grant with a partner, IFundWomen matches the partner’s grant criteria to those businesses who have applied through their Universal Grant Application. If you’re a match, they may request that you apply for that partner’s specific grant program, and you will be notified.
Audience: Small Business Owners
Venturize is partnering with Kiva to bring affordable capital to small business owners during these challenging times. Kiva provides loans of $1,000-$15,000, zero-percent interest and no fees. There is a 6 month grace period and then fixed monthly principal payment (12-36 months). Funds are raised through community-backed crowdsourcing. Kiva will offer Venturize-referred applicants priority review if you apply through this link and mark "Venturize" as the answer to "how did you hear about Kiva."
Audience: Small Business Owners
Criteria:
-Latinx-Led: At minimum one startup leader who identifies as Latinx/Hispanic and has a substantial portion of equity ownership
-Stage: Early Stage: Pre-Seed, Seed, "Pre-Series A"
-Sectors/Markets: Agnostic
-Type: Traditional startup or scalable impact venture
-Geography: Incorporated in United States
Audience: Small Business Owners
The maximum loan amount for this loan is $400,000. There is no down payment requirement. Interest rates are calculated monthly and are posted on the 1st of each month. The purpose of the loan must be essential to the success of the farming or ranching operation. The funds may be used to purchase equipment, seed, livestock, and other necessities. They can be used to refinance certain farm-related debts (excluding real estate). Repayment terms vary from 1 to 7 years. The length of the loan depends on the amount and purpose of the loan. Collateral is required. Collateral for farm operating loans may be required up to 150% of the value of the loan.
Audience: Small Business Owners, Self-employed
In partnership with PepsiCo Foundation, the National Urban League, through its 12 Entrepreneurship Centers in cities across the U.S., has launched the Black Restaurant Accelerator Program (BRAP). The BRAP will help address these barriers and take a long-term view by pairing participants with entrepreneurship advisors and PepsiCo employee volunteers to build an actionable plan for growth.
Audience: Small Business Owners
Connect2Capital is an online marketplace of nonprofit lenders. Fill out a short form to get connected to a network of lenders that may be able to help.
Audience: Small Business Owners
The Freed Fellowship helps small business owners get the resources, mentorship, and community they need to build successful companies that make an impact.
Every month, they give one $500 grant to an underrepresented founder in the US to invest in their existing business. No strings attached. No equity required. Grant recipients are also eligible to receive an additional end-of-year grant of $2,500.
If you are selected as a Freed Fellow:
-You will receive a $500 grant. You do not need to repay this money and do not need to give up any equity in your business. You can use these funds however you want to grow your business. The Freed Fellowship asks that you help spread the word by sharing news of your selection on social media and be a guest on the weekly podcast.
Audience: Small Business Owners
The focus of Microloans is on the financing needs of small, beginning farmer, niche and non-traditional farm operations, such as truck farms, farms participating in direct marketing and sales such as farmers’ markets, CSA’s (Community Supported Agriculture), restaurants and grocery stores, or those using hydroponic, aquaponic, organic and vertical growing methods.
Audience: Small Business Owners, Self-employed
Every month, one $500 grant is awarded to an underrepresented founder in the US to invest in their existing business. No strings attached. No equity required. Grant recipients are also eligible to receive an additional end-of-year grant of $2,500.
Audience: Small Business Owners
325 U.S. community foundations in all 50 states, plus the District of Columbia, have created relief funds to support those affected by COVID-19, directing critical relief to local nonprofits and partnering with local governments and health organizations to help contain its spread.
Audience: Small Business Owners, Non-profits
The Catalyst Fund is offering grants to Nonprofits & Social Enterprises to fund ideas or early-stage projects that have a high potential for large-scale impact and sustainable change. You can be a seasoned social entrepreneur or a first-time changemaker. Eligible candidates for the Catalyst Fund may be individuals, teams of individuals, non-profit organizations, or social enterprises. Grants for up to $15,000.
Audience: Non-profits
Grants up to $2,000 for Black-owned businesses with a brick-and-mortar shop in the United States and less than 20 employees. If selected for the program, you must join Wish Local (free).
Audience: Small Business Owners
RCAC is a 501(c)(3) nonprofit organization that provides training, technical and financial resources and advocacy so rural communities can achieve their goals and visions. RCAC’s Small Business Loan Program assists businesses to retain or create jobs and thus improve the economic condition of rural communities. This program offers short-term loans (up to $250k) for working capital and lines of credit as well as long-term loans for real estate and equipment. Most small businesses rely on lenders to provide the capital they need for acquisitions, capital improvements, business expansions and to bridge cash flow gaps. Without loans, many small business owners would be unable to realize their dreams of running their own business or expanding their operations. RCAC’s business loans are tailored to the needs of the particular business with flexible terms and requirements.
Audience: Small Business Owners
Apply now to be accepted into IFundWomen of Color, an inclusive cohort of diverse entrepreneurs who will get access to capital through crowdfunding and grants, coaches and mentors with a shared experience, and a private network to collaborate, commiserate, and celebrate with.
Audience: Small Business Owners
The BIPOC Business Grant provides resources for small business owners in two ways:
Audience: Small Business Owners
Each month a $500 micro-grant will be awarded to a for-profit small business owned by women of color. Past recipients used their growth grants for computers, equipment, marketing materials, software purchase, website creation and more.
Audience: Small Business Owners, Self-employed
Black women entrepreneurs receive less than .5% of venture capital funding. We are standing up to help change that.
SoGal Foundation has teamed up with Winky Lux, bluemercury, twelveNYC, and other sponsors to make a small step towards progress by providing several $10K and $5K cash grants to Black women or nonbinary entrepreneurs. Awardees will also receive tactical help navigating the fundraising environment at large so that they will have a more equitable opportunity at scaling the next billion dollar idea. They will also receive lifetime “ask-me-anything” access to the SoGal Foundation and SoGal Ventures teams.
Audience: Small Business Owners
The Truist Foundation supports nonprofits with grants that target leadership development, economic mobility, thriving communities and educational equity. Quarterly deadlines, upcoming deadline is November 30, 2022.
Audience: Non-profits
Amazon's Black Business Accelerator is a grant program aimed to address historical, manifest imbalances by growing and advancing equity for Black-owned businesses. The program offers financial assistance, business education & mentorship, and marketing & promotional support.
Audience: Small Business Owners
To help address some of these challenges, Google is offering more than $400 million in Google Ad credits to small businesses.
Audience: Small Business Owners
You must be a Black-owned business with a brick-and-mortar shop within the United States and less than 20 employees. If selected for the program, you must join Wish Local (which is free). Grants for up to $2000.
Audience: Small Business Owners
States, the District of Columbia and Puerto Rico will award subgrants to eligible child care providers. The child care stabilization subgrants will provide financial relief to child care providers to help defray unexpected business costs associated with the pandemic, and to help stabilize their operations so that they may continue to provide care.
Audience: Small Business Owners, Self-employed
The Amber Grants began in 1998. Today, WomensNet carries on that tradition, giving away at least $10,000 every month in Amber Grant money. We’ve also expanded our grant-giving to include a year-end grant of $25,000.
Audience: Small Business Owners, Self-employed, Non-profits
You can use an SBA 504 loan to buy, construct or improve commercial real estate or to purchase heavy equipment.
Audience: Small Business Owners
No current or previous farm ownership requirements and 100 percent financing available make FSA direct farm ownership loans a valuable resource to help farmers and ranchers become owner-operators of family farms, improve and expand current operations, increase agricultural productivity, and assist with land tenure to save farmland for future generations. FSA’s Direct Farm Ownership loans are used to: buy a farm or ranch, enlarge an existing farm or ranch, make a down payment on a farm, purchase of easements, construct, purchase or improve farm dwellings, service buildings or other facilities and improvements essential to the farm operation, promote soil and water conservation and protection, pay loan closing costs.
Audience: Small Business Owners, Self-employed
Grants up to $2,500, one year of free Kinetic Business Internet, and a free business consultation.
Audience: Small Business Owners
Hivers & Strivers' newest fund, Venture Capital for Veterans, invests exclusively in companies led by military veterans.
Audience: Small Business Owners
Mission Driven Finance is a private impact investment firm dedicated to building a financial system that ensures good businesses have access to sufficient, affordable capital. They make commercial loans to small businesses and nonprofits committed to doing good in their community.
Could your business make more money if you had additional capital? Are you a contractor or subcontractor who has experienced credit denial that has prevented you from expanding, hiring, and executing on projects?
Mission Driven Finance sees tremendous opportunity to help small businesses grow and access corporate and government procurement spend as they implement supplier diversity programs. Mission Driven Finance ensures that access to capital isn’t one of the things preventing your business from landing—and executing—a big bid.
Their loans don’t require personal credit scores or personal guarantees.
Loans for:
Audience:
An alternative loan option for those seeking commercial lending assistance is the Guaranteed Farm Loan Program. Farm Service Agency works with USDA-approved banks and other commercial lenders. You apply for these loans through the approved lender and agree to their terms and conditions. Guaranteed Farm Loans are only available for family farmers or ranchers and must be used for farm ownership and operating expenses.
Audience: Small Business Owners, Self-employed
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