Their goal is to create more equitable access to the basic business infrastructure needed to get companies up and running by offering up to $6,000 in assistance for HR and payroll. This program is for you if your business has at least 50% ownership by someone who is a member of an underrepresented group.
National Resources
National Resources
The Well Work and Justworks
Just Thrive Program
Audience:
United States Department of Agriculture
USDA Direct Farm Operating Loan
The Farm Service Agency offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm.
Audience: Small Business Owners, Self-employed
HerSuiteSpot
HerRise Micro-Grant
Each month a $500 micro-grant will be awarded to a for-profit small business owned by women of color. Past recipients used their growth grants for computers, equipment, marketing materials, software purchase, website creation and more.
Audience: Small Business Owners, Self-employed
United States Department of Agriculture
USDA Microloan Programs
The focus of Microloans is on the financing needs of small, beginning farmer, niche and non-traditional farm operations, such as truck farms, farms participating in direct marketing and sales such as farmers’ markets, CSA’s (Community Supported Agriculture), restaurants and grocery stores, or those using hydroponic, aquaponic, organic and vertical growing methods.
Audience: Small Business Owners, Self-employed
Wish Local
Wish Local Empowerment Program
The Wish Local Empowerment Program will award 4,000 Wish Local small business partners financial support in amounts between $500 - $2000. This program will only be open to Black-owned, brick-and-mortar stores, to help promote equality and diversity in American business.
Audience: Small Business Owners
Corporate Counsel Women of Color Entrepreneurs
Women of Color Business Grants
The Corporate Counsel Women of Color Grant Program will award five $2,500 grants to women of color entrepreneurs. Submissions are reviewed on a rolling basis and will be awarded in January 2025.
Audience: Small Business Owners
RCAC
RCAC Small Business Loans
RCAC’s Small Business Loan Program assists businesses to retain or create jobs and thus improve the economic condition of rural communities. The business must be located in a rural community defined as 50,000 or less population. This program offers short-term loans for working capital and lines of credit as well as long-term loans for real estate and equipment.
Audience: Small Business Owners
Southern Smoke Foundation
Emergency Relief Program
The Southern Smoke Foundation's Emergency Relief Program provides emergency funding to the owners and employees of restaurants and bars facing unforeseen circumstances that cannot be covered by insurance.
Audience: Small Business Owners, Employees
CDC Small Business Finance
Small Business Loan
CDC Small Business Finance offers small business loans from $10,000-$350,000 to small businesses nationwide. They offer multiple loan programs and will help you find one that suits your needs.
Audience: Small Business Owners
SoGal Foundation
Black Founder Startup Grant
SoGal Foundation has teamed up with Winky Lux, bluemercury, twelveNYC, Twilio, Walmart.org’s Center for Racial Equity and other sponsors to make a small step towards progress by providing several $10K and $5K cash grants to Black women or nonbinary entrepreneurs.
Audience: Small Business Owners
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