Business Assistance

As developments continue to unfold in response to the spread of COVID-19, we know many small businesses have questions about implications in the workplace and funding options to help bolster their businesses during this difficult time. On this page, we are compiling relevant tips and resources such as unemployment, paid family leave, paid sick leave, healthcare and more.

Colorado

Colorado Mountain College

Colorado Mountain College Back to Business Consulting

In an effort to aid our local businesses and business professionals, Colorado Mountain College is offering no-cost coaching, live educational trainings and consultation services to in-district businesses (see CMC District Map) during this time of need. CMC Faculty are ready to support you in this time of need. Through connection to faculty, we are able to provide personalized answers to your questions, link you to resources and provide tools to get you back to business. CMC is offering free educational training and live webinars to get you back to business. We are enlisting the support of CMC faculty and community content experts in developing these educational resources.

Area served: Colorado

Colorado

Colorado COVID Small Business Legal Project

Volunteer lawyers helping Colorado small businesses during the COVID-19 crisis

Volunteer lawyers helping Colorado small businesses during the COVID-19 crisis. They have been especially hard-hit by the COVID-19 economic crisis, with minority and woman-owned small businesses being hit the hardest. Legal volunteers have offered to help Colorado’s small businesses get back on their feet. This website was created to match small businesses that need limited legal advice regarding COVID-19 related issues with volunteer lawyers. The site also includes other resources available to small businesses, particularly minority and woman-owned small businesses, to meet the challenges of the pandemic.

Area served: Colorado

California

California Small Enterprise Task Force

California Small Enterprise Task Force: Small Business Crisis Hotline

The California Small Enterprise Task Force (CASE Force) is a consortium of legal, financial, and nonprofit professionals working together to connect California small businesses with the resources they need during the COVID-19 pandemic. The task force is focused on collecting local, state, federal, and private/nonprofit resources for California small businesses impacted by COVID-19 and disseminating this information in a digestible way as quickly as possible. In addition, the task force provides small businesses with weekly access to live support from lawyers and financial professionals via virtual office hours.

Area served: California

Oregon

Business Oregon

Small Business Navigator - COVID-19

Business Oregon, alongside the Oregon Employment Department, the Oregon Secretary of State, and the Oregon Department of Consumer and Business Services compiled the information on this page to assist Oregon small business owners, employees, and others dealing with the impacts of COVID-19.

Area served: Oregon

National

Bridgespan

Bridgespan Covid-19 Resources for Nonprofits

The company provides consulting to nonprofits and philanthropists, leadership development support, and developing and sharing insights, has created resources around the crisis specifically geared toward the nonprofit sector. 

Area served: National

Colorado

Lew's List

COVID-19 Finance Assistance Network

A group of financial professionals offering free service to companies trying to respond to the Covid-19 crisis.

Area served: Colorado

National

Community Wealth Partners

COVID-19 Resources and Support for Nonprofits, Foundations

Community Wealth Partners is helping nonprofits and foundations navigate through the crisis, including offering free support, navigation and thought leadership to nonprofits and compiling resources geared toward nonprofits.

Area served: National

California

California Small Business Development Center (SBDC) - Capital Region Lead Center

Hot Lines for Small Businesses Impacted by COVID-19

The California SBDC network has a number of hotlines set up to assist small business owners.

Area served: California

California

UC Berkeley

Pro bono legal advice

UC Berkeley Law is working to match small business owners with University of California Berkeley Law students who will help them navigate the CARES Act. 

Area served: California

California

Sacramento Metro Chamber of Commerce and Sacramento Asian Pacific Chamber of Commerce

Rapid Response Business Triage/Assistance

**Update** The Sacramento Metro Chamber of Commerce and Asian Pacific Chamber of Commerce team is available Monday through Friday 8:00 am – 4:00 pm with voicemail capabilities 24/7. Assistance will be available in English, Spanish, Mandarin and Vietnamese languages. 1-833-391-1919

The Sacramento Metro Chamber of Commerce and Sacramento Asian Pacific Chamber of Commerce have partnered to provide a free business support hotline for the small business community. Their team can answer general business questions, human resources and legal issues, and navigate borrowers through a variety of financing tools including the SBA Economic Injury Disaster Loan Program and Paycheck Protection Program.

Area served: Sacramento, California

Pages

National Resources

Corporate loan/grant programs
National

Ebay, HelloAlice

eBay Up & Running Grants

This holiday season, eBay is giving back to the small businesses that power America. eBay is awarding more than $500,000 in grants and education resources to help small businesses stay up and running online and secure their future into 2021 and beyond. 50 eBay small business sellers will receive grant packages of $10,000, including cash, eBay credits, coaching through eBay Seller School, and more. Apply by sharing how you would invest the grant to grow your business online. 

Audience: Small Business Owners

Employee relations
National

Conveners.org

Resilience Compass

The Resilience Compass was formed in response to the COVID-19 crisis as a collaborative public service. This group of partners, led by Conveners.org, aims to help small businesses, cooperatives, and nonprofits calmly navigate uncharted waters while accelerating their road to recovery. The Resilience Compass aims to bring helpful resources and guidance from a spectrum of public, private, and local sources that can be filtered to your organization's most pressing needs. In addition to meeting the challenge of COVID 19, the compass aims to help communities that were already facing the legacies of systemic oppression and disenfranchisement gain access to tools, resources and insights.

Audience: Small Business Owners, Employees, Self-employed, Non-profits

Corporate loan/grant programs
National

Comcast

Comcast RISE

Comcast RISE is committed to supporting small businesses who have been hit the hardest by the economic impact of the pandemic. If your business qualifies, you’ll have the opportunity to receive marketing consultations, media placements, commercial creative production services, or technology services from Effectv and Comcast Business. Beginning November 24, 2020, all BIPOC small business owners will be eligible to apply.

Audience: Small Business Owners

National

Ford

Ford Driving Dreams Latina Entrepreneurs

The initiative will provide access to capital, educational resources, networking opportunities and other business development tools for Latina entrepreneurs. As minority-owned small businesses have been especially hard hit during COVID-19 and Hispanics have been disproportionally affected by the pandemic overall, the new initiative is designed to provide critical support for Latina-owned businesses—helping them overcome current challenges and develop plans for future growth.

Audience: Small Business Owners, Self-employed

Selling online
National

eBay

Seller School

Whether your business is just getting online or you’re looking to expand your ecommerce presence, eBay’s six-week guided Seller School course may be right for you. You can go at your own pace, get tips from eBay experts and join live webinars to learn more about how to maximize your sales on the platform.

Audience: Small Business Owners, Self-employed

Corporate loan/grant programs
National

DoorDash - Hello Alice

DoorDash Small Business Grant

DoorDash is providing $5,000 grants to small businesses selected through an application process in select cities across the U.S. as part of its Main Street Strong initiative to help restaurants recover and succeed amidst COVID-19 related challenges.

Audience: Small Business Owners

Financial planning, Pivoting your business
National

Entrepreneur

4 Crisis-Proofing Lessons for Small Business Owners

Here are a few areas where small business owners can draw significant wisdom from the art of currency trading. 

Audience: Small Business Owners, Self-employed, Non-profits

Nonprofit loan/grant programs
National

BeyGOOD - NCAAP

Black-Owned Small Business Impact Fund

BeyGOOD is on a mission to spread hope. The goal is to provide a lifeline for small businesses at the epicenter of dual pandemics. NAACP has teamed up with the BeyGOOD to expand economic opportunity by awarding grants of $10,000 on the 15th of each month through the end of 2020.

Audience: Small Business Owners

Financial planning
National

CNBC

5 tips to get help for your small business now, as relief talks remain in limbo

Getting an infusion of funding from another federal stimulus package could be one option. Yet, rather than wait and see what happens with new federal help, experts say small-business owners in need of financial relief should take these steps now.

Audience: Small Business Owners, Self-employed, Non-profits

Corporate loan/grant programs
National

Tory Burch Foundation

Fellows Program

The Fellows Program is a year-long program to help you lead, grow and scale your business. You will receive a 1-year fellowship, virtual education, workshops and intensives to grow your business; premier peer network; a $5,000 grant to advance your business education; and a trip to the Tory Burch offices.


Audience: Small Business Owners, Self-employed

Getting online, Selling online
National

Forbes

What Small Business Owners Need To Know About Taxes And Selling Online In The Covid-19 Era

For small business owners forced to close their doors for months and now still seeing dramatic drops in walk-in traffic, an online shift and exposure to new customers has likely been a lifeline. Find out what small business owners need to know about taxes and selling online in the covid-19 era.

Audience: Small Business Owners, Self-employed

Getting online, Selling online
National

SCORE

12 consejos de venta en línea para principiantes

El paso a la venta en línea puede ser monumental para un negocio que tenía poca presencia digital antes de la pandemia. Crear un sitio de comercio electrónico puede resultar difícil y, a veces, abrumador.

Audience: Small Business Owners, Self-employed

Financial planning
National

SCORE

COVID-19: Lecciones de negocios aprendidas

Son tiempos difíciles para las pequeñas empresas, y para todas las empresas. Las formas habituales de conseguir y hacer negocios se han invertido. ¿Qué ha aprendido, hasta ahora, de esta experiencia para aplicarla en su negocio en el futuro?

Audience: Small Business Owners, Self-employed

Family medical leave, Paid sick days
National

U.S. Department of Labor

Family and Medical Leave Act Employer Guide

Since its enactment in 1993, the Family and Medical Leave Act (FMLA) has served as the cornerstone of the U.S. Department of Labor’s efforts to promote work-life balance. The FMLA has been used more than 100 million times to help workers balance the demands of the workplace with the needs of their families and their own health.

Audience: Small Business Owners, Employees, Self-employed, Non-profits

Family medical leave, Paid sick days, Staying safe
National

U.S. Department of Labor

COVID-19 and the Family and Medical Leave Act Questions and Answers

The Department of Labor (DOL) has created a questions and answers guide to navigating COVID-19 under the Family and Medical Leave Act.

Audience: Small Business Owners, Employees, Self-employed, Non-profits

Family medical leave, Paid sick days
National

U.S. Department of Labor

Determining Your FFCRA Eligibility

Do the requirements and benefits provided for in the Families First Coronavirus Response Act (FFCRA) apply to you? This tool will quickly walk you through a handful of options to determine your eligibility as an employee for paid sick leave or paid expanded family and medical leave, or your obligations as an employer* to provide paid sick leave or paid expanded family and medical leave.


*Employer tool coming soon.

Audience: Small Business Owners, Employees, Self-employed, Non-profits

Getting online, Marketing tools
National

SCORE

Attracting Holiday Shoppers

This year's holiday season will be a very unusual for small retailers this year. Read about what steps you can take to attract holiday shoppers this season.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online
National

Nextdoor

Nextdoor for Local Businesses

Nextdoor connects neighbors to each other — and to everything nearby: Local businesses, services, news updates, recommendations and stuff for sale from the people down the block.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online
National

TripAdvisor

TripAdvisor

Grow your business with free tools from Tripadvisor, by taking control of your listing, responding to reviews, and tracking your performance.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online, Marketing tools
National

Facebook

Business Manager

You can manage ad accounts for your small business, Pages, and the people who work on them — all in one place. It's free.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online, Marketing tools
National

Houzz

Build Your Business with Houzz

Build your online presence with a professional profile on Houzz. It's easy to sign up, and it's free. Get your business noticed today by over 40 million active homeowners.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online, Marketing tools, Selling online
National

Pointy

Pointy: Find it locally

Get your products online instantly: Just connect a Pointy box to your barcode scanner, or if you use one of the POS systems below, you can download our free app.

Your products appear online: Carry on as normal. Your products will appear on your Pointy Page automatically.

No data entry needed.

Appear in search results: Pointy helps your store and products to appear in search results.

Integrate with Google "See What's In Store": Google's "See What's In Store" gives shoppers an additional way to discover what your store sells, directly on the Google search page.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online, Marketing tools
National

Accion

Choosing the Right Social Media Platform for Your Business

Narrowing down your choice to just a select few social media platforms will allow you to focus your efforts and get the best return on your time investment.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online, Marketing tools
National

Fundera

How to Advertise on Google: The Ultimate Step-by-Step Guide

You’re probably wondering how to advertise on Google. With such a complex, seemingly endless array of possibilities available through the Google advertising platform, it can be intimidating even for the technologically savvy small business owner to know exactly where to start. Here are some 11 simple tips to advertising your small business on Google.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online, Marketing tools
National

Fundera

Social Media Marketing for Small Business: The Ultimate Guide

Learn about what social media marketing is, and what it can do for your small business.

Audience: Small Business Owners, Self-employed, Non-profits

Nonprofit loan/grant programs
National

Rural LISC

Rural Relief Small Business Grants

LISC is inviting small business owners in rural locations across the country to apply for the LISC-Lowe's Rural Relief Small Business Grants program. Only small businesses located in rural communities are eligible at this time. Rural communities are defined as having a population of 50,000 or less. A community is defined as the city/town/village where your business address is located. If the business is mobile (a food truck, fishing boat, ride share driver, etc) please use the address where your vehicle is stored during non-business hours. Next round of grants will start on October 26th and end on November 2nd.

Audience: Small Business Owners

Brick-and-mortar
National

Next-door

How to Negotiate Rent for Your Small Business During COVID-19

Every day, local businesses are contending with stay-at-home orders, and mandated closures are making it harder and harder to make rent. And most cannot afford to wait much longer for small business loans to save the day, or for things to return to “business as usual.” Here are some stips to renegotiate rent for your small business during COVID-19.

Audience: Small Business Owners, Non-profits

Nonprofit loan/grant programs
National

Support Latino Business

Support Latino Business Impact Fund

To apply for the Support Latino Business Impact Fund, you must register in the Latino Business free directory. Once you're registered, Support Latino Business will send information about the application process.  Support Latino Business will provide grants ranging from $1,000 – $5,000 to help support our Latino Business community who have been affected by COVID. 

To be eligible, business must be a majority of Latino/x-owned (51% or more) and have been in business for at least one year. Grant funds must be used to directly support the applicant’s business. The SLB Board will review initial applications and select finalists, who will enter a public voting period.

The application process opens on Monday, September 21, 2020.

Audience: Small Business Owners

Financial planning
National

Small Business Majority, JVS, and Turning Basin Labs

Accounting Program

Small Business Majority, JVS, and Turning Basin Labs have developed an innovative program to support small businesses with their bookkeeping and accounting needs. Eligibility: In business less than 5 years, annual revenue less than $500,000/year, minority-owned or women-owned business, have records established with QuickBooks (preferred)

Audience: Small Business Owners

Financial planning
National

Entrepreneur

Implementing these 2 strategies can help entrepreneurs reduce financial stress

As an entrepreneur, your focus might tend to be on what you need the most right now. An informal poll of entrepreneurs would probably point toward a discussion of prospecting and closing new business. It would center around getting more sales and the filling of pipelines. While the here-and-now are essential, successful entrepreneurs think strategically. Here are two strategies that small business owners can implement to reduce financial stress. 


Audience: Small Business Owners

National

Forbes

Six steps to an effective small business transformation

Leading a change of any kind requires disruption, which naturally creates uncertainty. Uncertainty makes people uncomfortable, and because of that, this initiative may not be easy, but it will be worth the effort. Here are six steps to transforming your small business.

Audience: Small Business Owners

Exit strategies
National

Forbes

Bankruptcy May Not Be Answer For Struggling Small Businesses

It’s an understatement to say that the pandemic has not been kind to small businesses. In fact, nearly 79% of small businesses have felt a moderate-to-large negative effect from the pandemic, according to an August 2020 U.S. Census Bureau Small Business Pulse Survey.


When a business has already exhausted its PPP loan but sales haven’t rebounded, what’s the next move?

Audience: Small Business Owners

Government loan/grant programs
National

United States Department of Agriculture

USDA Guaranteed Farm Loan Program

An alternative loan option for those seeking commercial lending assistance is the Guaranteed Farm Loan Program. Farm Service Agency works with USDA-approved banks and other commercial lenders. You apply for these loans through the approved lender and agree to their terms and conditions. Guaranteed Farm Loans are only available for family farmers or ranchers and must be used for farm ownership and operating expenses.

Audience: Small Business Owners, Self-employed

Government loan/grant programs
National

United States Department of Agriculture

USDA Direct Farm Operating Loan

The maximum loan amount for this loan is $400,000. There is no down payment requirement. Interest rates are calculated monthly and are posted on the 1st of each month. The purpose of the loan must be essential to the success of the farming or ranching operation. The funds may be used to purchase equipment, seed, livestock, and other necessities. They can be used to refinance certain farm-related debts (excluding real estate). Repayment terms vary from 1 to 7 years. The length of the loan depends on the amount and purpose of the loan. Collateral is required. Collateral for farm operating loans may be required up to 150% of the value of the loan.

Audience: Small Business Owners, Self-employed

Government loan/grant programs
National

United States Department of Agriculture

USDA Microloan Programs

The focus of Microloans is on the financing needs of small, beginning farmer, niche and non-traditional farm operations, such as truck farms, farms participating in direct marketing and sales such as farmers’ markets, CSA’s (Community Supported Agriculture), restaurants and grocery stores, or those using hydroponic, aquaponic, organic and vertical growing methods.

Audience: Small Business Owners, Self-employed

Low interest loans, Nonprofit loan/grant programs
National

RCAC

RCAC Small Business Loans

RCAC is a 501(c)(3) nonprofit organization that provides training, technical and financial resources and advocacy so rural communities can achieve their goals and visions. RCAC’s Small Business Loan Program assists businesses to retain or create jobs and thus improve the economic condition of rural communities. This program offers short-term loans (up to $250k) for working capital and lines of credit as well as long-term loans for real estate and equipment. Most small businesses rely on lenders to provide the capital they need for acquisitions, capital improvements, business expansions and to bridge cash flow gaps. Without loans, many small business owners would be unable to realize their dreams of running their own business or expanding their operations. RCAC’s business loans are tailored to the needs of the particular business with flexible terms and requirements.

Audience: Small Business Owners

Nonprofit loan/grant programs
National

Restaurant Workers' Community Foundation Zero Interest Loans for Restaurants

The RWCF is in the process of working with our legal advisors to develop this area of work. In the coming weeks, we will produce a draft set of criteria for small businesses that can be applied fairly, and which align with our mission of supporting hospitality industry leaders committed to creating better working conditions across our four program areas: wage fairness and career ladders, gender equity and sexual violence, racial justice and support for the immigrant community, mental health and substance abuse. As we develop criteria, we will explore whether or not we can or should publicly name the businesses supported through the program, but at the very least, we will report on number of loans made and other relevant data. The Restaurant Workers’ COVID19 Crisis Relief Fund is currently open.

Audience: Small Business Owners, Employees, Self-employed, Non-profits

Financial planning
National

Credit Card Issuers Customer Assistance in Response to Coronavirus

As coronavirus (COVID-19) continues to incite global economic fears and threaten public health, credit card issuers are beginning to roll out assistance programs for cardholders who may be financially affected by the outbreak. And as more cardholders’ wallets across the country are affected, whether by a decline in business, reduced work schedules or other limitations to income, banks are responding by implementing assistance programs. These programs can both help you remain in good standing with your issuer in the short-term and safeguard your credit score from long-lasting effects. Issuer assistance updates from American Express, Bank of America, Barclays, Capital One, Chase, Citi, Discover, Fifth Third Bank, Goldman Sachs (Apple Card), Navy Federal, Synchrony, U.S. Bank, Wells Fargo.

Audience: Small Business Owners, Self-employed, Non-profits

All about the customer
National

Kabbage Gift Certificates to Support Small Businesses

Through Kabbage Payments, any business can sign up to sell gift certificates online, and anyone can purchase them to support participating small businesses. Once registered, businesses can send a custom link to their customers.

Audience: Small Business Owners, Self-employed

Marketing tools
National

Yelp’s COVID-19 Response and Support for Local Businesses

$25 million in relief, primarily focused on supporting independent, local restaurant and nightlife businesses, in the form of waived advertising fees and free advertising, products, and services during this period. These relief efforts are available to small, independently owned restaurant and nightlife businesses and franchisees in the U.S., Canada, the U.S. Virgin Islands, and Puerto Rico with fewer than five locations.

Audience: Small Business Owners, Self-employed

Government loan/grant programs
National

United States Department of Agriculture

USDA Farm Ownership Loans

No current or previous farm ownership requirements and 100 percent financing available make FSA direct farm ownership loans a valuable resource to help farmers and ranchers become owner-operators of family farms, improve and expand current operations, increase agricultural productivity, and assist with land tenure to save farmland for future generations. FSA’s Direct Farm Ownership loans are used to: buy a farm or ranch, enlarge an existing farm or ranch, make a down payment on a farm, purchase of easements, construct, purchase or improve farm dwellings, service buildings or other facilities and improvements essential to the farm operation, promote soil and water conservation and protection, pay loan closing costs.

Audience: Small Business Owners, Self-employed

Nonprofit loan/grant programs
National

Amber Grants for Women

Amber Grant

The Amber Grants began in 1998. It was launched by WomensNet to honor the memory of a young woman, Amber Wigdahl, who died at the age of 19 – unable to fulfill her entrepreneurial dreams. In 2020, the Amber Grant has been doubled to $4,000. Earn any Amber Grant through November, 2020, and you’ll be eligible for an additional $25,000 grant at the end of this year.

Audience: Small Business Owners, Self-employed, Non-profits

Corporate loan/grant programs
National

Facebook

Committing $100M in grants to Black communities

Applications will open in August!
Facebook is committing $100 million to the Black business community in the US. This includes $25 million in support of Black content creators and $75 million in grants of cash and ad credits to support Black-owned small businesses and nonprofits supporting the Black community.

 

Audience: Small Business Owners, Non-profits

Getting online, Productivity tools
National

Small Business Trends

Now is the Time to Consider Pivoting Your Business Strategy

Small business owners across the country and around the world are modifying their business plans and pivoting on the fly in a desperate attempt to scratch out some revenue.

Audience: Small Business Owners, Self-employed

Brick-and-mortar, Pivoting your business
National

Inc.com

How You Can Plan for a Safe Reopening

As other businesses prepare to reopen, most will seek ways to ensure the safety of another crucial group: their employees. 

Audience: Small Business Owners, Self-employed, Non-profits

Pivoting your business
National

Forbes

Pivot Your Small Business Online: Tips, Resources And Inspiration

As small businesses scramble to right themselves in the ever-shifting COVID-19 world, many are in search of resources to help them thrive. The logistics of pivoting a traditionally in-person business to an online platform might seem overwhelming at first blush. However, businesses can go through a logical process to make such pivots.

Audience: Small Business Owners, Self-employed

Employee relations, Human resources, Productivity tools, Staying safe
National

Zenefits

The Coronavirus Comeback Kit

More than 15 HR templates to help navigate workplace uncertainties including email templates, checklists, and workplace safety guidelines. Use these tools to help communicate workplace updates to customers and staff. Free download.

Audience: Small Business Owners, Non-profits

Human resources, Productivity tools
National

Expensify

Expensify

From receipt scanning to reimbursement, Expensify automates every step of the expense reporting process.

Audience: Small Business Owners, Non-profits

Getting online
National

GoDaddy

Shift Sales to the Web and Increase Conversions with Live Chat

COVID-19 may forever change how businesses operate and how consumers make purchases. If your business is a brick-and-mortar store, it might be unclear on when you’ll be able to re-open your doors. Even then, it could still be time before sales start reflecting what they were under normal circumstances. 

Audience: Small Business Owners, Self-employed

Getting online, Marketing tools, Productivity tools
National

GoDaddy

How to maintain digital strategies from COVID-19 for the long run

When COVID-19 hit and businesses were forced to shutter their doors (for good reason), it left many companies scrambling trying to figure out how to stay afloat during a pandemic. However, small business owners are infinitely resourceful, and many companies utilized digital communication tools, strategies, and tools to connect with co-workers and customers in new ways during these times. 


Now, as many businesses are tasked with the prospect of reopening, it would be foolhardy to let all that digital innovation go by the wayside. Rather, it’s vital to maintain those digital strategies and crisis-mode efforts for the long run. 

Audience: Small Business Owners

Productivity tools
National

Atlassian

Trello

Trello lets you work more collaboratively and get more done. Think of Trello as a to-do list that can help teams collaborate on all kinds of tasks and long-term projects.

Audience: Small Business Owners, Self-employed, Non-profits

Productivity tools
National

Asana

Asana

Asana helps you manage tasks and teams. This free tool is widely used for project management.

Audience: Small Business Owners, Self-employed, Non-profits

All about the customer, Productivity tools
National

Basecamp

Basecamp

Basecamp is another team and task management software, but slightly more integrated and enterprise-focused than some of the others. It includes built-in group chat as well as client-facing tools.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online, Marketing tools
National

Site Builder Report

The Best Small Business Website Builders

Website builders are designed for small businesses— that's their most lucrative customer. So the best website builder is also the best website builder for a small business.

Audience: Small Business Owners, Self-employed, Non-profits

All about the customer, Marketing tools, Productivity tools
National

Insightly

Insightly CRM

Insightly combines marketing, sales and project management capabilities in its platform. This is a helpful tool for small businesses who need to keep their sales and project delivery teams working collaboratively and efficiently.

Audience: Small Business Owners, Self-employed, Non-profits

All about the customer, Productivity tools
National

Salesforce

Salesforce CRM

Salesforce is an all-in-one, cloud-based solution that has everything you need in CRM software. Although this software is typically associated with larger businesses and enterprises, Salesforce's small business edition lets you take advantage of the product's robust set of CRM tools and resources at an SMB-friendly price. Part of Salesforce Small Business Solutions, the platform includes key features like lead generation, contact and opportunity management, sales forecasting, and workflow automation. There is a free nonprofit edition.

Audience: Small Business Owners, Non-profits

Productivity tools
National

Fundera

30 Game-Changing Productivity Tools for Small Business Owners

List of productivity tools that can help streamline your small business functions and processes so that you can focus on what you love best: growing your businesses.

Audience: Small Business Owners, Non-profits

Productivity tools
National

Slack

Slack brings the team together, wherever you are

Group chats are much better than they used to be, and this tech industry favorite has provided many solutions for timely or asynchronous team communication as well as collaboration. Team members can customize their own settings on Slack and share files directly with each other or large groups all at once. With many project management integrations to boot.

Audience: Small Business Owners, Non-profits

Productivity tools
National

Google

G Suite

Gmail is just one tool included in Google’s G Suite, which is a collection of productivity tools, designed specifically for businesses, which are available through their paid subscriptions. G Suite’s other apps include Calendar; Hangouts Chat and Hangouts Meet (for messaging and video meetings, respectively); Docs, Sheets, and Forms (for collaborative word processing, spreadsheets, and surveys, respectively); Drive for safely storing your files in the cloud; and much more.

Audience: Small Business Owners, Self-employed, Non-profits

Human resources, Productivity tools
National

GoCo

GoCo: Level-Up Your HR with Flexible Onboarding, Benefits & Payroll

Streamline benefits programs, payroll, document management, on and off boarding, performance tracking, and time-off management all in one place with GoCo. 

Audience: Small Business Owners, Non-profits

Human resources, Productivity tools
National

Zenefits

Zenefits

Streamline onboarding, benefits, payroll, PTO, and more with our simple, intuitive platform. Billing itself as a “people platform,” Zenefits is totally integrated in the entire HR industry ecosystem, from managers, CEOs, brokers, carriers, and beyond.

Audience: Small Business Owners, Non-profits

Getting online, Payment processing, Selling online
National

Inc.com

How to Decide Between Etsy, Amazon, and Shopify for Selling Online

Starting to sell something online can feel intimidating. Here's three platforms that make it easy to sell.

Audience: Small Business Owners, Self-employed

Getting online, Marketing tools, Payment processing, Productivity tools, Selling online
National

Stand For Small

Stand For Small

Find offers, tools, and expert advice from a growing group of companies dedicated to the success of small businesses. Because when small businesses thrive, our communities do, too.

Audience: Small Business Owners, Self-employed

All about the customer, Marketing tools, Productivity tools
National

Vtiger

Vtiger CRM

Vtiger includes sales, marketing, and help desk features in their all-in-one plan, and also offers a sales-only CRM for those just looking to get their feet wet. It also includes project and inventory management, telephony, social media integration, and internal collaboration.

Audience: Small Business Owners, Self-employed, Non-profits

All about the customer, Marketing tools, Productivity tools
National

Zoho

Zoho CRM

This CRM offers customization options to accommodate growing teams and artificial intelligence tools to help high-volume teams identify qualified leads.

Audience: Small Business Owners, Self-employed, Non-profits

All about the customer, Marketing tools, Productivity tools
National

Freshsales

Freshsales CRM

This CRM is designed to allow anyone to jump in and immediately use even its most advanced features. As a small business, you cannot afford to spend like an enterprise on a CRM platform; at the same time, your size shouldn’t prevent you from enjoying CRM’s benefits. With Freshsales, you can set yourself up for sustainable growth with a small business CRM which provides extensive features at affordable prices.

Audience: Small Business Owners, Self-employed, Non-profits

All about the customer, Marketing tools, Productivity tools
National

HubSpot

HubSpot CRM

HubSpot offers a full stack of software for marketing, sales, and customer service, with a completely free CRM at its core.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online
National

Fundera

50 Free Tools to Help Grow Your Small Business

Being an entrepreneur can feel intimidating and isolating, especially in the beginning. But thanks to the Internet, you don’t have to go it alone. There are a ton of free tools online that can help you grow your business, as well as free trials available for online products that will simplify your marketing and management processes. Check out 50 favorite free or free-trial tools and resources to make the day to day of growing your business a whole lot easier.

Audience: Small Business Owners

Selling online
National

CoverWallet

How to Increase Your Capacity for Online Delivery Services

It’s not just restaurants that have benefited from the recent boom online ordering. Consumers are taking advantage of services to have food, groceries, clothing, and household items delivered to their front door. As small businesses begin the process of reopening, delivery services are expected to remain a popular option for consumers.

Audience: Small Business Owners, Self-employed

All about the customer, Productivity tools
National

Zapier

The 9 best CRMs for small business

Customer relationship management (CRM) software should be the hub of your company's interactions with all of your current and future customers. CRMs manage contacts, track sales, record activities, send emails, make calls, and dozens of other functions. Some include features that let you manage projects, automate processes, build reports, or market your business. To help your search, Zapier tested several dozen platforms that are designed specifically for small businesses or have features suited to small teams.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online, Marketing tools, Selling online
National

Weebly

Weebly Website Builder

Weebly is an easy-to-use website builder with a free option. It lets you create and publish responsive-design sites, blogs, and online stores. Weebly offers eCommerce tools to simplify order management, shipping, and payments as well as integrated marketing tools, from Facebook ads to automated email campaigns.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online, Selling online
National

Wix

Wix Website Builder

Highly popular website builder with a large number of highly cuspmizable templates and designs focused on various industries. They offer business tools such as online stores, Wix Bookings (to accept online appointments and bookings) or Wix Restaurants and Wix Hotels.

Audience: Small Business Owners, Self-employed

Getting online, Marketing tools, Selling online
National

GoDaddy

GoDaddy: Website builder + built-in marketing tools

First you make your website, then you hope people show up. But just because you built it, doesn’t mean that anybody will visit. You need a way to drive people to your site in almost every way possible.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online
National

GoDaddy

How to plan your online presence

Free 4-part video course where you'll learn the three essential components for an online presence using GoDaddy. How to select and register a great domain name for your business, how to choose the right email package for your business and create a professional email account, what to consider when planning, budgeting, and building a website for your business.

Audience: Small Business Owners, Self-employed, Non-profits

Pivoting your business
National

AboutTheBusiness.com

Coronavirus: Pivoting Your Business

There are lots of examples being reported in the news each day of businesses pivoting to new revenue streams. If you’re considering a pivot, then it’s worth thinking through a few steps first. Sometimes the change to a new product or sales line involves investing in new equipment or supplies. It may also require retraining staff and finding new buyers for your new product.

Audience: Small Business Owners, Self-employed

Pivoting your business
National

Business.com

Pivoting Your Business in Response to COVID-19

Pivots generally carry significant risks, but leadership recognizes that the potential benefits outweigh the risks. For companies looking at defensive pivots, it is clear that changing business models is less risky than doing nothing. This is the situation many organizations face today – inaction will lead to a failed business. This crisis makes defensive pivots essential for many companies.

Audience: Small Business Owners

Exit strategies
National

The Balance

Beginner's Guide to Business Bankruptcy

Bankruptcy cases can be characterized in different ways. One is by the chapter of the US Bankruptcy Code under which the case is filed. Each chapter has different requirements and different goals. Even more fundamentally, it is necessary to determine if the bankruptcy case is a business or non-business case.

Just like individuals, businesses can file bankruptcy. The rules are a bit different depending on the type of entity and the chapter under which the entity is filing. In this article we will touch on the four most common types of bankruptcy and provide an overview of how businesses are treated in each one.

Audience: Small Business Owners, Self-employed

Financial planning, Exit strategies
National

Nav

Business Bankruptcy: What Options Are Available?

Business bankruptcy is serious, but it doesn’t necessarily mean the end for your business. It does present some tough decisions and a good amount of paperwork, however, so you need to know what you’re getting yourself into. Let’s take a look at a few questions you’ll want to answer before we dive into the bankruptcy code.

Audience: Small Business Owners

Pivoting your business
National

Nav

How to Pivot Your Business During the COVID-19 Crisis

“Pivot” is a word that has joined the lexicon of phrases linked to the coronavirus crisis. Small businesses are being told to pivot their businesses to meet the needs of the new economy — and to simply stay alive. Of course that’s often easier said than done, but those that succeed may find their businesses permanently transformed for the better. Here are lessons from four entrepreneurs who are navigating the new normal. 

Audience: Small Business Owners

Financial planning, Exit strategies
National

Intuit Quickbooks

How to Avoid Filing for Business Bankruptcy

Businesses experiencing tough financial situations might consider declaring bankruptcy. While there are cases where business bankruptcy is the right move, it’s not always a good call. If you decide to file for bankruptcy, and your business is a candidate for bankruptcy, you need to know your options.

Audience: Small Business Owners, Self-employed

Financial planning, Exit strategies
National

Inc.

Best Time to File for Bankruptcy

Under the current Chapter 11 law, filing for bankruptcy was a complicated task, particularly for smaller companies. But now, under  the Small Business Reorganization Act of 2019 (SBRA), those small businesses who have less than $2.7 million of secured and unsecured debt can enjoy a new subchapter of Chapter 11 which takes a lot of the complexity out of the bankruptcy process, while also providing more options.

Audience: Small Business Owners

All about the customer, Getting online, Selling online
National

Camino Financial

Food delivery apps that work for your restaurant

The 10 most popular food delivery apps including the benefits they provide and how you can get started working with them right away.

Audience: Small Business Owners

Selling online
National

American Booksellers Association

E-commerce platforms for independent bookstores

IndieCommerce is the American Booksellers Association’s e-commerce platform for independent bookstores. The system provides the tools for indie bookstores to create unique, content-rich, and easy-to-operate, fully transactional, e-commerce enabled websites. IndieCommerce stores can sell print books, ebooks, and audiobooks as well most other retail products. The entire system is supported by ABA’s experienced development and customer support team.


IndieLite is designed for stores looking for a website with minimal maintenance that is simple to use. It's also a great option for stores that are selling online for the first time. This service offers booksellers the essential tools they will need to have a web presence for their store.

Audience: Small Business Owners

Selling online
National

Bookshop

Take your book store online with Bookshop.org

Bookshop is an online bookstore with a mission to financially support local, independent bookstores.

Audience: Small Business Owners

Marketing tools
National

PCMag

The Best Email Marketing Software for 2020

Email marketing is an important aspect of any digital marketing campaign. Check out these 10 reviews of the top email marketing services to find the one that's most suitable for your business.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online
National

PCMag

Best DIY Website Builders for 2020

Anyone with an organization, a small business, or just a passion needs a website to share it with the world. This is a list of the best website builders for making it easy to create full-featured, mobile-compatible sites on a budget and with no coding required.

Audience: Small Business Owners, Self-employed, Non-profits

All about the customer, Marketing tools, Productivity tools, Selling online
National

Canva

Canva - Collaborate & Create Graphic Design for Free

Design presentations, social media graphics, and more with thousands of pre-built layouts and drag-and-drop editing. All online, no software download needed.

Audience: Small Business Owners, Self-employed, Non-profits

Selling online
National

NerdWallet

8 Places to Sell Stuff Online

Before you sell stuff online, determine the ideal venue for your goods. This blog rounds up some of the major online marketplaces along with tips about their audience, style and fees.

Audience: Small Business Owners, Self-employed

Selling online
National

Inc.com

Best E-Commerce Platforms for Small Business -- 2020

There are so many options for selling online. There are longtime sites like Ebay and marketplaces like Amazon or Facebook. There are also a plethora of eCommerce platforms that enhance those experiences for the sellers and even allow for the "construction" of full-blown online stores that are as simple to build and launch as a blog. 

Audience: Small Business Owners, Self-employed

Staying safe
National

New York Times

How All 50 States Are Reopening (and Closing Again)

All 50 states had begun to reopen in some way after the coronavirus thrust the country into lockdown starting in March. Now, a growing number of states are pausing plans to reopen, amid rising case counts. Several are reimposing restrictions they had lifted earlier — for example, on bars and restaurant dining in many places.

There were already substantial variations in how states were deciding to open up, with some forging far ahead of others. These maps show where several major sectors have reopened.

Audience:

Getting online, Marketing tools
National

Grow.Google

Grow with Google

Learn how to manage your business remotely by using digital tools that help you connect with customers and work more efficiently.

Audience: Small Business Owners, Self-employed, Non-profits

Pivoting your business
National

Alignable

How 11 Small Businesses Are Bouncing Back Stronger

What businesses owners are doing to bounce back even stronger than before is not merely inspiring—their stories also are filled with practical advice and actionable strategies.

Audience: Small Business Owners

Employee relations, Human resources, Staying safe
National

Society for Human Resource Management - SHRM

How to Support Employees with High-Risk Concerns During a COVID-19 Outbreak

When conversations arise about COVID-19 concerns, HR professionals and managers can support their high-risk employees in three ways:

1. Allow flexibility when possible.

Be open to requests from employees for accommodations such as telecommuting and working from home if that is an option. A willingness to listen and discuss concerns is key.

"Every individual may have a different degree of concern regarding the virus, and we don't all [show] why our concern might be greater or less," said Elaine Farndale, acting director of Pennsylvania State University School of Labor and Employment Relations.

Audience: Small Business Owners

All about the customer, Marketing tools, Pivoting your business
National

Business.com

Customer Retention Management During Covid-19

Many business owners and growth strategists are familiar with the age-old statistic that acquiring a new customer can cost five times more than retaining an existing customer. This makes customer retention especially important for every business to master, especially during the coronavirus pandemic, when customer spending is at an all-time low. Read on to learn how to calculate customer retention and the 10 easy and affordable ways to keep your customers coming back to your business. 

Audience: Small Business Owners

Financial planning, Pivoting your business
National

Boston Consulting Group - BCG

Leading Sales Through the COVID-19 Crisis

Once sales leaders have stabilized the immediate situation, they must turn to what it will take to sustain momentum despite social distancing around the globe and invest to rebound in the recovery. Companies in every industry have the opportunity to come out of the crisis as winners. In fact, 14% of companies were able to not only accelerate growth but also increase profitability during the past four recessions, according to a recent BCG study.

Audience: Small Business Owners

Marketing tools, Pivoting your business
National

Capterra

Brand Loyalty After a Crisis

Focus on three things to increase brand loyalty during COVID-19.

Audience: Small Business Owners

Marketing tools
National

Business 2 Community

A Guide to Crisis Email Marketing

We live in an era where 90% of customers research a company online before buying from them, and any particularly poor or embarrassing messaging choices can easily make news in your industry. As a result, your copy and messaging need to evolve and be sensitive to the current reality.

Audience: Small Business Owners

Staying safe
National

US Chamber of Commerce

A Guide to Reopening Your Business

Reopening plans may vary by state and industry, but when it’s time to reopen your business after COVID-19, we’re here to help you with the tools and strategy you need to communicate with your employees, customers and business partners.

Audience: Small Business Owners

Staying safe
National

National Governors Association

State Breakdown of Reopening Guidance for Business Reopenings

This list is not exhaustive of statewide actions. This list addresses statewide guidance for businesses and does not address county or municipal guidance. State reopening actions will continue to be tracked and updated within this chart.

Audience: Small Business Owners

Tax and liability
National

MarketWatch

Postponed Federal Tax Returns Filing Deadlines / Tax Relief

Deadlines to file the following returns that would otherwise be due on April 15 are postponed to July 15.

  • 2019 individual federal income tax returns (Form 1040)
  • 2019 federal income tax returns for C corporations (Form 1120) that use the calendar year for tax purposes
  • 2019 federal income tax returns for trusts and estates (Form 1041) that use the calendar year for tax purposes.
  • 2019 federal gift tax and GSST returns (Form 709).

These returns would otherwise be due on April 15, but you now have until July 15 to file them without having to submit an extension request to the IRS.

Audience: Small Business Owners

All about the customer, Getting online, Selling online
National

Search Engine Land

COVID-19 Checklist for Businesses

The COVID-19 pandemic means that pretty much nothing is business as usual. Customers are concerned about how businesses are adapting to the situation — wondering if you’re open, have product available, if those products are safe, etc. There are several steps you should be taking now to ensure your customers can get answers when they’re searching online.

Audience: Small Business Owners

All about the customer, Getting online
National

Compulse

Re-engineering Your Business Web Presence

Businesses around the world are facing dilemmas due to quarantine restrictions, travel bans, event cancellations, and more. While the fates of many businesses have yet to be determined, many establishments are using this trying time as an opportunity to maintain relationships with customers by re-engineering their digital presence to include solutions to help them continue to get the products and services they need.

Audience: Small Business Owners, Self-employed

Tax and liability
National

Pillsbury Law Firm

Business Interruption Claims During Wide-Impact Catastrophes

Companies are facing unique challenges to their businesses, including supply chain interruptions, employee and customer safety concerns and government regulations, restrictions and shutdowns. Wide-impact catastrophes like this pandemic will cause tremendous and long-lasting economic damages. And while policyholders have procured insurance to protect themselves from such catastrophic events, business interruption claims are frequently the most difficult and hotly contested of insurance claims. Wide-impact catastrophes often heighten those challenges, given in part to the complexities of measuring business interruption claims. One common dispute is whether the measurement of business interruption should account for the post-loss economic conditions of the impacted area.

Audience: Small Business Owners

Tax and liability
National

American Institute of Certified Public Accountants - AICPA

COVID-19 tax relief

Even though the IRS announced extensive filing and payment relief in Notice 2020-23 for deadlines occurring between April 1 and July 15, your clients might have pushed to file their returns early. This could be the case if clients needed to obtain their refunds quickly or perhaps because their economic impact payments were higher based on their 2019 tax returns than their 2018 tax returns. This difference could occur, for example, because clients retired or lost their jobs in 2019 (which might lower adjusted gross income below the phaseout) or had a baby (which would qualify for the $500 additional payment).  

Audience: Small Business Owners

Tax and liability
National

The National Law Review

Overview of Business Interruption Coverage

Business interruption coverage generally allows a business to recover certain losses in the event that the business suffers physical damage or loss that prevents it from operating its business, whereas civil authority coverage, generally allows a business to recover losses when it a civil authority issues an order that closes a business or prevents it from normal operations

Audience: Small Business Owners

Staying safe
National

Occupational Safety and Health Administration - OSHA

Covid-19 Safety and Health Topics form OSHA

Provides information for workers and employers about the evolving coronavirus pandemic. The information includes links to interim guidance and other resources for preventing exposures to, and infection with, the novel coronavirus.

Audience: Small Business Owners, Employees, Self-employed, Non-profits

Financial planning
National

Brady Martz & Associates

Cash Flow Analysis

We are here to help you in this unprecedented time by providing you the essential understanding to handle the economic impact of these trying times. Please contact any of our following team members to discuss the challenges you are facing. We are ready to assist you.

Audience: Small Business Owners

Staying safe
National

National Safety Council

Health and Safety Resources for Employers from NSC

This space is dedicated to COVID-19 health and safety resources created by the National Safety Council and its partner organizations.

Audience: Small Business Owners

Pivoting your business
National

Worth

Pivoting Your Small Business Model to Survive the COVID-19 Crisis

The world is changing rapidly, but (flexible) planning is still important. Small business owners should be engaging in strategic planning that weighs different business and economic scenarios over the next two weeks, two months and six months. Since this pandemic emerged, it has changed our social and economic world on a daily basis. Make a plan, but plan for different scenarios and consider conducting a Strengths, Weaknesses, Opportunities and Threats (SWOT) analysis and a Threats, Opportunities, Weaknesses and Strengths (TOWS) matrix (examples below) to help you strategically plan during this time. 

Audience: Small Business Owners

Pivoting your business
National

Business.com

Pivoting Your Business in Response to COVID-19

All good pivots start with great questions. There are three business model aspects you should explore when deciding on potential pivots.

  • Value proposition: What value do you deliver with your product or service?
  • Value networks: How do you deliver and monetize your product or service?
  • Target customers: Who receives and benefits from what you provide?

Audience: Small Business Owners, Non-profits

Pivoting your business
National

Pursuit

How Businesses are Pivoting

Don’t hesitate to call everyone you owe money to. Be honest and upfront. Ask your lender for a deferment or your landlord for a temporary hold on lease payments. Call your vendors. Ask them to be more flexible in their payment terms. Don’t carry this burden alone. Be honest with your employees and let them know what you’re going through. Tell them you’re fighting every day and have a plan to get through this.

Audience: Small Business Owners

Financial planning
National

Lendio

Building a Cash Reserve for Your Business

The COVID-19 pandemic has highlighted the importance of saving money for a rainy day. While thousands of small businesses closed permanently in the spring of 2020, the ones that had cash reserves on hand for emergencies fared much better—especially considering the hurdles and delays that came with government aid like the Paycheck Protection Program. It shouldn’t have taken a global pandemic for small businesses to see the value of having a cash reserve, but nonetheless, many owners are now more aware of the importance of financial stability. Having cash reserves available can help you cover rent, utilities, and other common expenses until you’re operational again.

Taking steps to put away money isn’t easy, but it is important. Follow the steps below to build a cash reserve for your business. 

Audience: Small Business Owners

Pivoting your business
National

Gannett Co., Inc

Shifting the Business to a New Strategy

Things to consider: Altering the process to deliver your product or service, changing how revenue is generated, developing a new product or product line and targeting different market segments.

Audience: Small Business Owners

Access to Capital
National

Small Business Majority

Consejos para encontrar financiación y evitar préstamos predatorios durante COVID-19

Con los cierres de estados y cierres de negocios obligatorios por el estado, los propietarios de pequeñas empresas de todo el país están luchando para pagar lo nomina de sus empleados, alquileres comerciales, gastos generales y más. Ahora más que nunca, es importante estar alerta de los prestamistas abusivos a medida que usted busca capital para mantener su empresa a flote. Nuestra guía para evitar préstamos abusivos incluye pautas para solicitar PPP y EIDL, una lista de verificación para determinar si un préstamo es predatorio y un resumen de la Declaración de Derechos de los Prestatarios de Pequeñas Empresas.

Este documento ha sido traducido al Chino, Vietnamita, Coreano, Birmano, Jemer, Hmong, Bangladesí, Nepalí, Butanés, Hindi, Urdu, Punjabi, Tailandés, Lao, Tagalo, Samoano, Tongano y Marshalés en colaboración con National Coalition for Asian Pacific Americans Community Development con una subvención de la Fundación Ewing Marion Kauffman.

Audience: Small Business Owners, Self-employed, Non-profits

Nonprofit loan/grant programs
National

GoFundMe

The Small Business Relief Initiative

As part of the Small Business Relief Initiative, GoFundMe, Intuit QuickBooks, Yelp, GoDaddy, and Bill.com have each donated to the Small Business Relief Fund. GoFundMe.org, the charitable and advocacy arm of GoFundMe, started the Small Business Relief Fund to benefit small businesses. Supporters can donate to the Small Business Relief Fund, which will issue $500 matching grants to qualifying businesses that raise at least $500 on GoFundMe. More partners will be announced in relation to this initiative at a later date.

Audience: Small Business Owners

Nonprofit loan/grant programs
National

Lowe’s-LISC Partnership

Lowe’s - LISC’s Covid Rapid Relief & Resiliency Fund

Round 5 application period is now closed. Register to be notified of the next round opening August 31st.
Grants to small business owners to help meet their most immediate needs. Eligible expenses include: paying rent and utilities, meeting payroll, paying outstanding debt to vendors, upgrading technology infrastructure and other immediate operational costs.

Audience: Small Business Owners

Government loan/grant programs
National

U.S. Department of Agriculture - USDA

USDA Coronavirus Food Assistance Program 2

USDA’s Farm Service Agency is accepting CFAP 2 applications now through December 11, 2020.

USDA launched the Coronavirus Food Assistance Program (CFAP) to help farmers and ranchers affected by the COVID-19 pandemic. A total of $16 billion will be available in direct payments to agricultural producers and $3 billion in food purchases.

Audience: Small Business Owners

Employee relations, Paid sick days, Staying safe
National

The Families First Coronavirus Response Act (FFCRA)

New Tax Credits

This law provides small and midsize employers refundable tax credits that reimburse them for the cost of providing paid sick and family leave wages to their employees for leave related to COVID-19. 

Audience: Small Business Owners, Employees, Non-profits

Tax and liability
National

Employee Retention Credit: The CARES Act

Tax Credit For Required Leave

This is a refundable tax credit for employers whose businesses were suspended due to a shutdown order or whose gross receipts dropped by more than 50 percent over the same time period last year. The credit is worth 50 percent of payrolls paid between March 13-December 31, 2020, up to a maximum of $10,000.

Audience: Small Business Owners, Employees, Non-profits

National

Bridgespan

Bridgespan Covid-19 Resources for Nonprofits

The company provides consulting to nonprofits and philanthropists, leadership development support, and developing and sharing insights, has created resources around the crisis specifically geared toward the nonprofit sector. 

Audience: Non-profits

Corporate loan/grant programs
National

Google and Alphabet

Google Ad Credits

To help address some of these challenges, Google is offering more than $400 million in Google Ad credits to small businesses.

Audience: Small Business Owners

Corporate loan/grant programs, Local government loan/grant programs, Low interest loans, Nonprofit loan/grant programs, State loan/grant programs, Government loan/grant programs
National

Small Business Majority

Tips on finding funding and avoiding predatory lending during COVID-19

With state-mandated lockdowns and business closures, small business owners across the country are struggling to pay employees, rent, overhead costs and more. Now more than ever, it is important to be wary of predatory lenders as you seek out capital to keep your business afloat. Our guide to avoiding predatory lending includes guidelines for applying for PPP and EIDL, a checklist to determine if a loan is predatory and an outline of the Small Business Borrowers' Bill of Rights.

This document has been translated into Chinese, Vietnamese, Korean, Burmese, Khmer, Hmong, Bangladeshi, Nepali, Bhutanese, Hindi, Urdu, Punjabi, Thai, Lao, Tagalog, Samoan, Tongan and Marshallese in partnership with the National Coalition for Asian Pacific Americans Community Development with a grant from the Ewing Marion Kauffman Foundation.

Audience: Small Business Owners, Self-employed, Non-profits

Government loan/grant programs
National

SBA - U.S. Small Business Administration

PPP Loan Forgiveness Forms and FAQ

The SBA recently released its PPP Loan Forgiveness Application form. We are providing highlights and examples from the form below to help guide you through the process. If you have specific questions not covered here, please ask on our Community page where you can engage with business experts and other small business owners. The SBA has announced that it will begin accepting forgiveness application forms on August 10.

Audience: Small Business Owners, Self-employed, Non-profits

Selling online
National

eBay

eBay Up and Running

EBay is offering no selling fees for new businesses through June 30, as well as other tools to help make your eBay business successful.

Audience: Small Business Owners, Self-employed, Non-profits

Brick-and-mortar, Pivoting your business, Staying safe
National

Reopen Main Street

Reopen Main Street

Potential reopening strategies, ideas, hints and tips for businesses, business districts and organizations as we enter the COVID-19 recovery phase.

Audience: Small Business Owners, Self-employed

Pivoting your business
National

Silver Lining

Silver Lining Small Business Response Workbook

This ebook lets you take inventory of your current situation, reflect on the best possible short-term response and then create the best action plan for your small business.

Audience: Small Business Owners, Self-employed, Non-profits

National

Community Wealth Partners

COVID-19 Resources and Support for Nonprofits, Foundations

Community Wealth Partners is helping nonprofits and foundations navigate through the crisis, including offering free support, navigation and thought leadership to nonprofits and compiling resources geared toward nonprofits.

Audience: Small Business Owners, Non-profits

Low interest loans, Nonprofit loan/grant programs
National

Crowdfund Better

COVID-19 Crowdfunding Relief Initiatives

A list of crowdfunding platforms that have created special COVID-19 relief initiatives for U.S.-based campaigns.

Audience: Small Business Owners, Self-employed

Nonprofit loan/grant programs
National

Community Foundation Public Awareness Initiative

Coronavirus Relief Efforts

325 U.S. community foundations in all 50 states, plus the District of Columbia, have created relief funds to support those affected by COVID-19, directing critical relief to local nonprofits and partnering with local governments and health organizations to help contain its spread.

Audience: Small Business Owners, Non-profits

National

America's Small Business Development Centers - SBDCs

Business Resiliency Toolkit

A no-cost business resiliency/recovery planning guide for business owners. A business resiliency plan is essential to the sustainability and success of your business through this crisis.

Audience: Small Business Owners

National

SBA - U.S. Small Business Administration

Paycheck Protection Program

Congress on July 1 passed an extension to the Paycheck Protection Program, giving businesses until Aug. 8, 2020, to apply. 

The CARES Act and subsequent legislation include $659 billion for federally guaranteed loans for small businesses, sole proprietors, self-employed individuals and independent contractors affected by the COVID-19 crisis. These loans can be forgiven if the proceeds are spent on payroll, benefits, mortgage interest, rent and utilities. SBA has issued interim rules for both employer businesses as well as the self-employed that answer many questions on determining eligibility and other components of these programs.

Audience: Small Business Owners, Self-employed

Corporate loan/grant programs, Local government loan/grant programs, Low interest loans, Nonprofit loan/grant programs, State loan/grant programs
National

SBA - U.S. Small Business Administration

Paycheck Protection Program: For self-employed and independent contractors

The SBA has issued additional guidance around how self-employed individuals and independent contractors can qualify for the Paycheck Protection Program.

Audience: Small Business Owners

Government loan/grant programs
National

U.S. Small Business Administration

SBA Economic Injury Disaster Loan

Now accepting new applications for COVID-19 Economic Injury Disaster Loans. If you have previously applied and not heard a decision, do not reapply. This portal is for new applications only. Check the SBA website for more information.

Audience: Small Business Owners, Self-employed, Non-profits

National

Intuit

Intuit Aid Assist

Intuit Aid Assist—a free service for everyone—helps U.S.-based businesses, self-employed, contractors, freelancers, and gig workers understand different business relief programs available due to the COVID-19 crisis. Start with a loan eligibility assessment or get an estimate with loan calculators.

Audience: Small Business Owners, Self-employed

Human resources, Unemployment
National

BitWise Industries

Onward US

A national portal that will match open jobs to laid-off workers in seven states based on their specific skills through a questionnaire.

Audience: Employees

Nonprofit loan/grant programs
National

Spanx by Sara Blakely Foundation

Red Backpack Fund

$5,000 grants available to women entrepreneurs to help alleviate immediate concerns.

Audience: Small Business Owners

Nonprofit loan/grant programs
National

Hello Alice

Hello Alice Business for All Grant

Apply for grants up to $50,000 to support business growth, including $10,000 emergency COVID-19 Business for All Grants to help small businesses in crisis. Business for All is a national movement to lift up 100,000 small business owners to receive funding

Audience: Small Business Owners

Nonprofit loan/grant programs
National

Kiva

Kiva loan

Venturize is partnering with Kiva to bring affordable capital to small business owners during these challenging times. Kiva provides loans of $1,000-$15,000, zero-percent interest and no fees. There is a 6 month grace period and then fixed monthly principal payment (12-36 months). Funds are raised through community-backed crowdsourcing. Kiva will offer Venturize-referred applicants priority review if you apply through this link and mark "Venturize" as the answer to "how did you hear about Kiva." 

Audience: Small Business Owners

Nonprofit loan/grant programs
National

Connect2Capital

Connect2Capital Loan

Connect2Capital is an online marketplace of nonprofit lenders. Fill out a short form to get connected to a network of lenders that may be able to help.

Audience: Small Business Owners

Staying safe
National

Centers for Disease Control and Prevention - CDC

CDC Employer guidelines

Interim guidance for businesses and employers to plan, prepare and respond to coronavirus disease 2019

Audience: Small Business Owners

Employee relations, Human resources, Unemployment
National

American Job Center

Rapid Response Program

**Update** Due to COVID 19 restrictions, many AJCs are temporarily closed or shifted to virtual services.

Employers planning a closure or major layoffs as a result of the corona virus can get help through the Rapid Response program. Rapid Response teams will meet with companies to discuss needs, help avert potential layoffs, and provide immediate on-site services to assist workers facing job losses.

Audience: Small Business Owners, Employees