The City of Santa Cruz has formed a partnership with the National Development Council (NDC), one of the oldest not-for-profit corporations specializing in community and economic development, offering a series of focused loan programs serviced by NDC, designed to support small businesses within Santa Cruz. Check out the available financing products.
Loans & Grants
List of national, state and local resources on funding opportunities. New resources are added as information becomes available.
City of Santa Cruz
Grow Santa Cruz Loan Programs
Area served: California Audience: Small Business Owners
Working Solutions
Small Business Loans
Whether you are a first-time business owner or a serial entrepreneur, have limited credit history or stellar credit, have a banking partner or have been turned down for a bank loan, are an existing business or your business is pre-revenue, Working Solutions offers affordable loans, application assistance, and free business consulting to support your next step.
Area served: California Audience: Small Business Owners
Jewish Free Loan Association
Gig Worker & Independent Contractor Help And Assistance
You can get up to $7,500 with 1 qualified guarantors or up to $36,000 with 2 qualified guarantors.
Area served: California Audience: Self-employed
Mission Economic Development Agency (MEDA)
San Francisco Women's Entrepreneurship Fund
The The San Francisco Women’s Entrepreneurship Fund provides mini-grants of up to $5,000 to San Francisco women-owned small businesses for projects and upgrades that will have a transformative impact on the business’ ability to grow. The Fund is established to improve the small business environment for women entrepreneurs in San Francisco and encourage collaboration between women entrepreneurs and local technical assistance providers.
Area served: San Francisco, California Audience: Small Business Owners
Mission Asset Fund
MAF's Business Microloans
0% interest microloan up to $2,500 to cover any business expenses, low monthly payments, build credit history, access online financial education.
Area served: California Audience: