Loans & Grants

List of national, state and local resources on funding opportunities. New resources are added as information becomes available.

Local government loan/grant programs
California

City of Santa Cruz

Grow Santa Cruz Loan Programs

The City of Santa Cruz has formed a partnership with the National Development Council (NDC), one of the oldest not-for-profit corporations specializing in community and economic development, offering a series of focused loan programs serviced by NDC, designed to support small businesses within Santa Cruz. Check out the available financing products.

Area served: California
Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
California

Working Solutions

Small Business Loans

Whether you are a first-time business owner or a serial entrepreneur, have limited credit history or stellar credit, have a banking partner or have been turned down for a bank loan, are an existing business or your business is pre-revenue, Working Solutions offers affordable loans, application assistance, and free business consulting to support your next step.

Area served: California
Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
California

Jewish Free Loan Association

Gig Worker & Independent Contractor Help And Assistance

You can get up to $7,500 with 1 qualified guarantors or up to $36,000 with 2 qualified guarantors.

Area served: California
Audience: Self-employed

Application deadline: Open, no end date posted
Local government loan/grant programs, Nonprofit loan/grant programs
California

Mission Economic Development Agency (MEDA)

San Francisco Women's Entrepreneurship Fund

The The San Francisco Women’s Entrepreneurship Fund provides mini-grants of up to $5,000 to San Francisco women-owned small businesses for projects and upgrades that will have a transformative impact on the business’ ability to grow. The Fund is established to improve the small business environment for women entrepreneurs in San Francisco and encourage collaboration between women entrepreneurs and local technical assistance providers.

Area served: San Francisco, California
Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
California

Mission Asset Fund

MAF's Business Microloans

0% interest microloan up to $2,500 to cover any business expenses, low monthly payments, build credit history, access online financial education.


Area served: California
Audience:

Application deadline: Open, no end date posted

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National Resources

Featured national resource
Government loan/grant programs
National

U.S. Department of the Treasury

State and Local Fiscal Recovery Funds

The Coronavirus State and Local Fiscal Recovery Funds provide a substantial infusion of resources to help turn the tide on the pandemic, address its economic fallout, and lay the foundation for a strong and equitable recovery.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

The Halstead Grant

2024 Halstead Grant

The Halstead Grant is an annual award for emerging silver jewelry artists. The experience is designed to help jewelry entrepreneurs create a strategy to kick-start their careers. 

Audience: Small Business Owners

Application deadline: Wednesday, May 1, 2024
Nonprofit loan/grant programs
National

NDN Collective

Community Self-Determination Grant

This grant opportunity will provide Tribal Nations, communities and organizations as an investment in Indigenous power and a means to foster equity and inclusion, and to reframe decision-making with those most impacted. Applications open May 29, 2024.

Audience: Small Business Owners

Application deadline: Wednesday, July 17, 2024
Corporate loan/grant programs
National

IFundWomen

IFundWomen Universal Grant Application

When IFundWomen brokers a grant with a partner, IFundWomen matches the partner’s grant criteria to those businesses who have applied through their Universal Grant Application. If you’re a match, they may request that you apply for that partner’s specific grant program, and you will be notified.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

Etsy

Etsy Emergency Relief Fund

Any Etsy seller who has experienced a federally declared disaster within the past year may apply for a grant, as long as they’ve been an active seller on Etsy for at least one year, and their accounts with Etsy are in good standing. The amount and frequency of grants will depend on the amount of money available in the fund at any given time.

Audience: Small Business Owners

Application deadline: Open, no end date posted