Loans & Grants

List of national, state and local resources on funding opportunities. New resources are added as information becomes available.

Nonprofit loan/grant programs
California

Jewish Free Loan Association

Gig Worker & Independent Contractor Help And Assistance

You can get up to $7,500 with 1 qualified guarantors or up to $36,000 with 2 qualified guarantors.

Area served: California
Audience: Self-employed
Application deadline: Open, no end date posted
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Local government loan/grant programs
California

City of Santa Cruz

Grow Santa Cruz Loan Programs

The City of Santa Cruz has formed a partnership with the National Development Council (NDC), one of the oldest not-for-profit corporations specializing in community and economic development, offering a series of focused loan programs serviced by NDC, designed to support small businesses within Santa Cruz. Check out the available financing products.

Area served: California
Audience: Small Business Owners
Application deadline: Open, no end date posted
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Nonprofit loan/grant programs
California

Jewish Free Loan Association

Interest free Loans

Short-term loans to put towards emergency medical and dental bills, auto and small business loans, and other needs.

Area served: Los Angeles, Ventura counties, California
Audience: Small Business Owners
Application deadline: Open, no end date posted
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Local government loan/grant programs, Nonprofit loan/grant programs
California

Mission Economic Development Agency (MEDA)

San Francisco Women's Entrepreneurship Fund

The The San Francisco Women’s Entrepreneurship Fund provides mini-grants of up to $5,000 to San Francisco women-owned small businesses for projects and upgrades that will have a transformative impact on the business’ ability to grow. The Fund is established to improve the small business environment for women entrepreneurs in San Francisco and encourage collaboration between women entrepreneurs and local technical assistance providers.

Area served: San Francisco, California
Audience: Small Business Owners
Application deadline: Open, no end date posted
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Nonprofit loan/grant programs
California

Mission Asset Fund

MAF's Business Microloans

0% interest microloan up to $2,500 to cover any business expenses, low monthly payments, build credit history, access online financial education.


Area served: California
Audience:

Application deadline: Open, no end date posted
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National Resources

Featured national resource
Government loan/grant programs
National

U.S. Department of the Treasury

State and Local Fiscal Recovery Funds

The Coronavirus State and Local Fiscal Recovery Funds provide a substantial infusion of resources to help turn the tide on the pandemic, address its economic fallout, and lay the foundation for a strong and equitable recovery.

Audience: Small Business Owners
Application deadline: Open, no end date posted
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Featured national resource
Corporate loan/grant programs
National

Founders First CDC

Kitty Fund Mompreneur Business Grant

The Kitty Fund makes small micro investments in Moms who are running employer-based small businesses with two or more employees. 

Audience: Small Business Owners
Application closed
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Government loan/grant programs
National

MIT Solve

2024 Indigenous Communities Fellowship

MIT Solve seeks exceptional innovators supporting community-based solutions by and for Indigenous communities across the United States and Canada. All Solver teams selected for Solve’s Global Challenges and the Indigenous Communities Fellowship will receive a $10,000 grant funded by Solve.


Audience: Small Business Owners
Application deadline: Thursday, April 18, 2024
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Corporate loan/grant programs
National

The Halstead Grant

2024 Halstead Grant

The Halstead Grant is an annual award for emerging silver jewelry artists. The experience is designed to help jewelry entrepreneurs create a strategy to kick-start their careers. 

Audience: Small Business Owners
Application deadline: Wednesday, May 1, 2024
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Nonprofit loan/grant programs
National

NDN Collective

Community Self-Determination Grant

This grant opportunity will provide Tribal Nations, communities and organizations as an investment in Indigenous power and a means to foster equity and inclusion, and to reframe decision-making with those most impacted. Applications open May 29, 2024.

Audience: Small Business Owners
Application deadline: Wednesday, July 17, 2024
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