Loans & Grants

List of national, state and local resources on funding opportunities. New resources are added as information becomes available.

Featured
Local government loan/grant programs
California

California Office of the Small Business Advocate

California Microbusiness COVID-19 Relief Grant Program

The California Microbusiness COVID-19 Relief Grant Program is funded by the State of California and administered by the Office of the Small Business Advocate (CalOSBA). The program provides competitive micro grants of $2,500 to eligible microbusinesses impacted by COVID-19 and the related health and safety restrictions. This program will be implemented by County organizations or nonprofits working on their behalf.

For application details and updates specific to the program available in your county, please contact the organizations listed. Applications start February 14.

Area served: California
Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Corporate loan/grant programs
California, Florida, Illinois, Nevada, New Mexico, New York, Texas

PepsiCo Foundation

Impacto Hispanic Business Accelerator

Impacto will provide Hispanic entrepreneurs with a full suite of free program offerings, including one-on-one and group coaching, learning and networking opportunities, and a $10,000 small business grant. Eligible applicants must self-identify as Hispanic, own at least 50% of a local business whose primary purpose is to serve food: restaurants, caterers, cafés, food trucks, bodegas, and carnicerias and currently operate a business location in one of the Impacto markets: Albuquerque, Chicago, Dallas, El Paso, Houston, Las Vegas, Los Angeles, Miami, New York City, or San Antonio.

Area served: Albuquerque, Chicago, Dallas, El Paso, Houston, Las Vegas, Los Angeles, Miami, New York City, San Antonio, California, Florida, Illinois, Nevada, New Mexico, New York, Texas
Audience: Small Business Owners

Application deadline: Friday, June 16, 2023
Nonprofit loan/grant programs
California

Oakland Black Business Fund

Oakland Black Business Fund

Funds are available for Black-owned businesses that have been impacted by the pandemic and recent protests. Phase 1 will provide immediate response funds for repairing damages, providing storefront protection, and replacing equipment losses as a result of protests and looting.

Area served: Oakland, California
Audience: Small Business Owners

Application deadline: Open, no end date posted
Local government loan/grant programs
California

City of Santa Cruz

Grow Santa Cruz Loan Program

The City of Santa Cruz has formed a partnership with the National Development Council (NDC), one of the oldest not-for-profit corporations specializing in community and economic development, to offer the Grow Santa Cruz Loan Program.

Area served: California
Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
California

Jewish Free Loan Association

Coronavirus Small Business Loans

**Update** Interest-free loans can help residents of LA and Ventura get through the financial part of the Covid-19 crisis by offering loans without collateral, any interest, or fees. Interest free loans up to $18,000 are available for small businesses. No-fee, zero interest loans for business owners in Los Angeles and Ventura counties.

Area served: Los Angeles, Ventura counties, California
Audience: Small Business Owners

Application deadline: Open, no end date posted

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National Resources

Featured national resource
Corporate loan/grant programs, Nonprofit loan/grant programs
National

Founders First CDC

LGBTQIA+ National Grant

The LGBTQIA+ National Grant provides eligible small businesses the chance to receive one of 25 grant packages totaling $25,000, plus options for site redevelopment or acquisition based on stage of growth and need.

Audience: Small Business Owners

Application deadline: Tuesday, June 6, 2023
Featured national resource
Corporate loan/grant programs
National

eBay

eBay Up & Running Grants

The eBay Up & Running Grants program will award 50 eBay business sellers with grant packages of $10,000, including cash, eBay education and coaching, and more. This year, eBay is expanding its grant with an additional stipend worth up to $500 for each grantee to apply to eBay Refurbished office equipment, technology and tools to keep their small businesses up and running.

Audience: Small Business Owners

Application deadline: Friday, June 9, 2023
Featured national resource
Government loan/grant programs
National

U.S. Department of the Treasury

State and Local Fiscal Recovery Funds

The Coronavirus State and Local Fiscal Recovery Funds provide a substantial infusion of resources to help turn the tide on the pandemic, address its economic fallout, and lay the foundation for a strong and equitable recovery.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Featured national resource
Corporate loan/grant programs
National

PepsiCo

Juntos Crecemos Hispanic Digital & Delivery Program

PepsiCo invites all Jefas to step into the spotlight and apply for the Juntos Crecemos Hispanic Digital & Delivery Program. Besides getting expert one-on-one coaching and resources, the first 40 Latina small business owners to complete the eight-week consultation curriculum of the Juntos Crecemos Hispanic Digital & Delivery Program will receive an exclusive Jefa-Owned neon sign in honor of your hustle - for everyone to see.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Fearless Fund

Fearless Strivers Grant Contest

Black women-owned businesses are vital to our economy yet receive less than one percent of venture capital funding. Fearless Fund is deepening its commitment to this community with the launch of the contest.

With Mastercard prizing, Fearless Fund will be awarding eleven lucky small businesses across the country $10,000 grants, digital tools to help them get and sustain their business online, and Priceless one-on-one mentorship so they can continue to bolster their business.

Audience: Small Business Owners

Application deadline: Thursday, August 31, 2023