The latest on federal relief for small businesses

As federal relief programs wind down, we break down the current programs still available for small businesses impacted by the pandemic.

COVID-19 Loans & Grants

As developments continue to unfold in response to the spread of COVID-19, we know many small businesses have questions about implications in the workplace and funding options to help bolster their businesses during this difficult time. We are compiling relevant tips and resources and information on new funding opportunities and policy developments that we are sharing on our website and through online presentations. We will be posting daily updates to this page with useful information about the ways small businesses can prepare for the impact of COVID-19 on their business and community.

Featured
State loan/grant programs
California

California’s Infrastructure and Economic Development Bank (IBank)

California Rebuilding Fund

  • Loan program to support California’s small businesses
  • Businesses eligible if they employed 50 or fewer employees (FTEs) and had gross revenues of less than $2.5 million or below in 2019 
  • Loans will need to be paid back over a 3- or 5-year term with a fixed annual interest rate that is currently 4.25%.

Area served: California
Audience: Small Business Owners

Application deadline: Open, no end date posted
Featured
Local government loan/grant programs
California

California Office of the Small Business Advocate

California Microbusiness COVID-19 Relief Grant Program

The California Microbusiness COVID-19 Relief Grant Program is funded by the State of California and administered by the Office of the Small Business Advocate (CalOSBA). The program provides competitive micro grants of $2,500 to eligible microbusinesses impacted by COVID-19 and the related health and safety restrictions. This program will be implemented by County organizations or nonprofits working on their behalf.

For application details and updates specific to the program available in your county, please contact the organizations listed. Applications start February 14.

Area served: California
Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Corporate loan/grant programs
California, New York

Inicio Ventures and Google Startup

Hispanic Heritage Month Pitch Series 2022

Four pitch events over four weeks celebrating Latinx-led startups while they vie for cash prizes, recognition and investments in front of live audiences across the US.


Deadlines vary by state:

-San Diego: September 15th

-New York: TBD

Area served: California, New York
Audience: Small Business Owners

Application deadline: Friday, October 7, 2022
Corporate loan/grant programs, Nonprofit loan/grant programs
New Mexico, Texas

LiftFund

ConocoPhillips Small Biz Builder

The ConocoPhillips Small Biz Builder program will support at least 75 small businesses in Eddy and Lea counties in New Mexico, and Ward, Ector, Midland and Winkler counties in Texas through weekly online training sessions. Participants commit to a series of virtual sessions, assignments and advising sessions over the course of three weeks. Graduates of the program will receive special considerations for access to capital.

Area served: NM: Eddy County, Lea County. TX: Ward County, Ector County, Midland County, Winkler County., New Mexico, Texas
Audience: Small Business Owners

Application deadline: Friday, October 7, 2022
Corporate loan/grant programs
Illinois

Food Foundry

Food Foundry Startup Accelerator

Food Foundry is a Chicago-based growth accelerator program by Relish Works, built in partnership with Gordon Food Service. Food Foundry supports, connects, and propels innovative startups who are reimagining the food industry.

Area served: Chicago, Illinois
Audience: Small Business Owners

Application deadline: Sunday, October 23, 2022
Corporate loan/grant programs
Texas

Amegy Bank

Texan's Small Business Boost

In 2020, Amegy Bank partnered with the Houston Texans to create the Small Business Boost program, which supports local small businesses in the Houston community. Over the past two years this program has awarded 12 small businesses with grants totaling $40,000. This year, the program will continue to support small businesses by awarding another 5 businesses with grants. To nominate your favorite business, use the link below and tell us why this business is such an important part of the community. 


Eligibility:

Area served: Houston, Texas
Audience: Small Business Owners

Application deadline: Monday, October 31, 2022
Local government loan/grant programs
Georgia

Invest Atlanta

Creative Industries Grant Fund

The program offers grants of $5,000 to $20,000 for local creative entrepreneurs to use for production, post-production, distribution, marketing outreach, touring, prototype development, product development and sales and attraction for their creative projects.

Area served: Atlanta, Georgia
Audience: Small Business Owners, Self-employed

Application deadline: Wednesday, November 9, 2022
Nonprofit loan/grant programs
California

Founders First CDC

Southern California Job Creators Quest Grant

A total of $100,000 will be awarded to 30 businesses in Southern California. Grant money can be used as growth capital to hire or rehire premium wage jobs. Cash infusion can be used to purchase, fix or enhance equipment necessary to help manage growth challenges and scale for the future. Founder identify as one of the following: Latinx, Black, Asian, Women, LGBTQIA+, Military Veteran, or located in a Low to Moderate Income area. Must have a current staff of 2-20 employees. Will have the ability to add 1-2+ net new premium wage jobs in the next 12 months.

Area served: Los Angeles, Orange County, Riverside, San Bernardino, Imperial, San Diego, California
Audience: Small Business Owners

Application deadline: Monday, November 14, 2022
Nonprofit loan/grant programs
Michigan

Michigan Veteran Entrepreneur-Lab

Michigan Veteran Entrepreneur-Lab

Michigan Veteran Entrepreneur-Lab (MVE-Lab) is a free 3-month entrepreneurship accelerator for veterans and/or military spouses. It is designed to provide hands-on startup education for those seeking to add $25,000 or more annual income to their household through small business activity. The program is cohort-based and meets on Monday (Grand Rapids) & Tuesdays (Ann Arbor) nights for 12 weeks, 6p to 9p.  

Area served: Grand Rapids, Ann Arbor, Michigan
Audience: Small Business Owners

Application deadline: Tuesday, December 6, 2022
Corporate loan/grant programs
Iowa, Nebraska

Fiserv

Fiserv Back2Business Grant

Fiserv + Clover in partnership with AEO have opened the Nebraska and Iowa grant cycle in Fiserv's Back2Business grant program. Fiserv will award grants in the amount of $10,000 to Black- or minority-owned businesses. 

Area served: Iowa, Nebraska
Audience: Small Business Owners

Application deadline: Saturday, December 31, 2022

Pages

National Resources

Featured national resource
Nonprofit loan/grant programs
National

Small Business Majority

#SupportSmallBiz Grant

Small Business Majority, Support Latino Business and Modern Woodmen Fraternal Finance kick off the second annual #SupportSmallBiz Grant, honoring and celebrating diverse small businesses across the nation.  

Audience: Small Business Owners

Application deadline: Wednesday, October 5, 2022
Featured national resource
Corporate loan/grant programs
National

Verizon

Verizon Small Business Digital Ready Grant

The Verizon Small Business Digital Ready program provides you a personalized curriculum including learning modules, expert coaching, networking opportunities, and more. Members are also eligible to apply for a $10,000 grant to help small businesses like yours move forward. To be eligible to apply, users must complete any combination of 2 courses, coaching events and community events between 7/1/22 and 11/14/22, and apply by 11/14/22. Engagements through Personalized Mentoring feature are not included towards grant eligibility.

Audience: Small Business Owners, Self-employed

Application deadline: Monday, November 14, 2022
Featured national resource
Government loan/grant programs
National

U.S. Department of the Treasury

State and Local Fiscal Recovery Funds

The Coronavirus State and Local Fiscal Recovery Funds provide a substantial infusion of resources to help turn the tide on the pandemic, address its economic fallout, and lay the foundation for a strong and equitable recovery.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Featured national resource
Corporate loan/grant programs
National

PepsiCo

Juntos Crecemos Hispanic Digital & Delivery Program

PepsiCo invites all Jefas to step into the spotlight and apply for the Juntos Crecemos Hispanic Digital & Delivery Program. Besides getting expert one-on-one coaching and resources, the first 40 Latina small business owners to complete the eight-week consultation curriculum of the Juntos Crecemos Hispanic Digital & Delivery Program will receive an exclusive Jefa-Owned neon sign in honor of your hustle - for everyone to see.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

FedEx, Hello Alice, Global Entrepreneurship Network

FedEx ® Entrepreneur Fund

The FedEx ® Entrepreneur Fund, in collaboration with Hello Alice and the Global Entrepreneurship Network (GEN), will provide $10,000 grants to 30 small businesses owned by military-connected entrepreneurs and people with disabilities in the United States.

Audience: Small Business Owners

Application deadline: Friday, October 7, 2022
Corporate loan/grant programs
National

Hello Alice, Mastercard

Small Business Growth Fund

The Small Business Growth Fund provides the capital entrepreneurs need to make their next big move. Each recipient will receive a $5,000 grant, provided by Mastercard, to accelerate their growth and continue to help make 2022 the year of their small business.

Audience: Small Business Owners

Application deadline: Friday, October 14, 2022
Corporate loan/grant programs
National

Don Julio

Tequila Don Julio Fund

This Hispanic Heritage Month, the Tequila Don Julio Fund is calling all Hispanic entrepreneurs who follow their heart and demonstrate that the best things in life are made Por Amor (for the love) to apply for a business grant.

Audience: Small Business Owners

Application deadline: Saturday, October 15, 2022
Nonprofit loan/grant programs
National

Founder's First CDC

National Grant for Veteran-Owned Small Businesses

A total of $25,000 will be awarded to 25 veteran-owned and-led small businesses nationally.

Inspired by Founders First CEO, Kim Folsom’s brother, U.S. Navy veteran Stephen L. Tadlock, the $25,000 fund will make investments of $1000 each to 25 veterans who are running employer-based small businesses across the country.  

Audience: Small Business Owners

Application deadline: Tuesday, October 18, 2022
Corporate loan/grant programs
National

Stacy's

Stacy's Rise Project

Women entrepreneurs in the food and beverage consumer packaged goods space are invited to take part in the Stacy's Rise Project program. Business owners are eligible for grant funding, in addition to resources and mentoring, to elevate the leaders that help our communities thrive.


Audience: Small Business Owners

Application deadline: Friday, October 21, 2022
Corporate loan/grant programs
National

Alibaba.com

Manifest Grants Program

The Alibaba.com Manifest Grants Program will provide $10,000 cash grants + up to $5,000 logistics support to 50 small businesses that have innovative product ideas strategies. In addition, one grant recipient from the 50 winning businesses will be selected in February to receive additional funding and be featured at Alibaba.com’s next global event for having the most innovative product!

Audience: Small Business Owners

Application deadline: Monday, October 31, 2022
Nonprofit loan/grant programs
National

Sparkplug Foundation

Sparkplug Foundation Social Action Grant

The Sparkplug Foundation is offering up to $10,000 grant for nonprofit organizations based in the US that are working on projects that address institutional injustices, and build a just society. This include projects focused to, educate or support communities, make systemic change and/or shift power to create justice, bring music to communities.

Audience: Non-profits

Application deadline: Monday, October 31, 2022
Nonprofit loan/grant programs
National

Association of Women's Business Center, AARP

Upskilling

The Upskilling grant program is for small businesses that intend to train and upskill low-wage workers age 50+, this grant program will reimburse employers up to $2,000-$2,500 per employee for training, provided the grantee meets the eligibility criteria.

Audience: Small Business Owners, Employees

Application deadline: Wednesday, November 30, 2022
Corporate loan/grant programs, Nonprofit loan/grant programs
National

Johnnie Walker and IFundWomen

First Strides Grant Program

Together with IFundWomen, Johnnie Walker is continuing to fund, mentor, and champion trailblazing women-owned businesses by awarding 10 businesses each with a $10,000 grant, so apply today.

Audience: Small Business Owners

Application deadline: Saturday, December 31, 2022
Corporate loan/grant programs
National

AT&T

AT&T Black Future Maker

Black Future Makers are dedicated individuals pursuing greater possibilities for the greater good. Submit a video of 30-60 seconds, or photo, on your Instagram feed explaining how you are pursuing greater possibilities for you and the community. Grants for $10,000.

Audience: Small Business Owners, Employees, Self-employed, Non-profits

Application deadline: Saturday, December 31, 2022
Corporate loan/grant programs
National

Incfile

Young Entrepreneur Scholarship Grant

Are you a student? This grant is for you!  You’ve got big ideas, and we want to turn them into a reality. One young scholar with entrepreneurial spirit will receive $2,500 to continue their education.

Audience: Small Business Owners

Application deadline: Saturday, December 31, 2022
Nonprofit loan/grant programs
National

Fearless Fund

Fearless Strivers Grant Contest

Black women-owned businesses are vital to our economy yet receive less than one percent of venture capital funding. Fearless Fund is deepening its commitment to this community with the launch of the contest.

With Mastercard prizing, Fearless Fund will be awarding eleven lucky small businesses across the country $10,000 grants, digital tools to help them get and sustain their business online, and Priceless one-on-one mentorship so they can continue to bolster their business.

Audience: Small Business Owners

Application deadline: Saturday, December 31, 2022
Corporate loan/grant programs
National

Incfile

Fresh Start Business Grant

Are you an aspiring entrepreneur looking to start or grow your business? This grant is for you! Whether you’re starting over or starting from scratch, Incfile wants to be there to help your business succeed. One adult entrepreneur will receive $2,500 to put toward business startup costs and will also receive free formation services from Incfile.

Audience: Small Business Owners

Application deadline: Saturday, December 31, 2022
National

IFundWomen of Color

IFundWomen of Color

Apply now to be accepted into IFundWomen of Color, an inclusive cohort of diverse entrepreneurs who will get access to capital through crowdfunding and grants, coaches and mentors with a shared experience, and a private network to collaborate, commiserate, and celebrate with.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Kiva

Kiva loan

Venturize is partnering with Kiva to bring affordable capital to small business owners during these challenging times. Kiva provides loans of $1,000-$15,000, zero-percent interest and no fees. There is a 6 month grace period and then fixed monthly principal payment (12-36 months). Funds are raised through community-backed crowdsourcing. Kiva will offer Venturize-referred applicants priority review if you apply through this link and mark "Venturize" as the answer to "how did you hear about Kiva." 

Audience: Small Business Owners

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

SoGal Foundation

SoGal Black Founder Startup Grant

Black women entrepreneurs receive less than .5% of venture capital funding. We are standing up to help change that.


SoGal Foundation has teamed up with Winky Lux, bluemercury, twelveNYC, and other sponsors to make a small step towards progress by providing several $10K and $5K cash grants to Black women or nonbinary entrepreneurs. Awardees will also receive tactical help navigating the fundraising environment at large so that they will have a more equitable opportunity at scaling the next billion dollar idea. They will also receive lifetime “ask-me-anything” access to the SoGal Foundation and SoGal Ventures teams.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

The Truist Foundation

Truist NonProfit Grant

The Truist Foundation supports nonprofits with grants that target leadership development, economic mobility, thriving communities and educational equity. Quarterly deadlines, upcoming deadline is November 30, 2022.

Audience: Non-profits

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

AnnuityFreedom.net

BIPOC Small Business Grant

The BIPOC Business Grant provides resources for small business owners in two ways:

  1. Small business marketing, which supports Black-owned and minority-owned businesses by providing free SEO evaluations, advice, and planning.
  2. Minority business micro-grant, which is a (1) $100 monthly grant. One person is chosen each month from the applications received and are given a $100 micro-grant. A grant winner will be selected on the last date of each month.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Connect2Capital

Connect2Capital Loan

Connect2Capital is an online marketplace of nonprofit lenders. Fill out a short form to get connected to a network of lenders that may be able to help.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

Mission Driven Finance

San Diego Subcontractor Financing Program

Mission Driven Finance is a private impact investment firm dedicated to building a financial system that ensures good businesses have access to sufficient, affordable capital. They make commercial loans to small businesses and nonprofits committed to doing good in their community.


Could your business make more money if you had additional capital? Are you a contractor or subcontractor who has experienced credit denial that has prevented you from expanding, hiring, and executing on projects?

Mission Driven Finance sees tremendous opportunity to help small businesses grow and access corporate and government procurement spend as they implement supplier diversity programs. Mission Driven Finance ensures that access to capital isn’t one of the things preventing your business from landing—and executing—a big bid.

Their loans don’t require personal credit scores or personal guarantees.


Loans for:

Audience:

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

Amazon

Black Business Accelerator

Amazon's Black Business Accelerator is a grant program aimed to address historical, manifest imbalances by growing and advancing equity for Black-owned businesses. The program offers financial assistance, business education & mentorship, and marketing & promotional support.


Audience: Small Business Owners

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

Wish

Wish Local Empowerment Program

You must be a Black-owned business with a brick-and-mortar shop within the United States and less than 20 employees. If selected for the program, you must join Wish Local (which is free). Grants for up to $2000.

Audience: Small Business Owners

Application deadline: Open, no end date posted
National

Intuit

Intuit Aid Assist

Intuit Aid Assist—a free service for everyone—helps U.S.-based businesses, self-employed, contractors, freelancers, and gig workers understand different business relief programs available due to the COVID-19 crisis. Start with a loan eligibility assessment or get an estimate with loan calculators.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

Inicio Ventures

Generation 1: Equity Fund

Criteria:

-Latinx-Led: At minimum one startup leader who identifies as Latinx/Hispanic and has a substantial portion of equity ownership

-Stage: Early Stage: Pre-Seed, Seed, "Pre-Series A"

-Sectors/Markets: Agnostic

-Type: Traditional startup or scalable impact venture

-Geography: Incorporated in United States

Audience: Small Business Owners

Application deadline: Open, no end date posted
Government loan/grant programs
National

Early Childhood Training and Technical Assistance System

State and Territory Child Care Stabilization Grant Applications

States, the District of Columbia and Puerto Rico will award subgrants to eligible child care providers. The child care stabilization subgrants will provide financial relief to child care providers to help defray unexpected business costs associated with the pandemic, and to help stabilize their operations so that they may continue to provide care.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Community Foundation Public Awareness Initiative

Coronavirus Relief Efforts

325 U.S. community foundations in all 50 states, plus the District of Columbia, have created relief funds to support those affected by COVID-19, directing critical relief to local nonprofits and partnering with local governments and health organizations to help contain its spread.

Audience: Small Business Owners, Non-profits

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

The Freed Fellowship

The Freed Fellowship

The Freed Fellowship helps small business owners get the resources, mentorship, and community they need to build successful companies that make an impact.


Every month, they give one $500 grant to an underrepresented founder in the US to invest in their existing business. No strings attached. No equity required. Grant recipients are also eligible to receive an additional end-of-year grant of $2,500.


If you are selected as a Freed Fellow:

-You will receive a $500 grant. You do not need to repay this money and do not need to give up any equity in your business. You can use these funds however you want to grow your business. The Freed Fellowship asks that you help spread the word by sharing news of your selection on social media and be a guest on the weekly podcast.


Audience: Small Business Owners

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

Google and Alphabet

Google Ad Credits

To help address some of these challenges, Google is offering more than $400 million in Google Ad credits to small businesses.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Government loan/grant programs
National

CDC Small Business Finance

Commercial Real Estate Loan

You can use an SBA 504 loan to buy, construct or improve commercial real estate or to purchase heavy equipment. 

Audience: Small Business Owners

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Amber Grants for Women

Amber Grant

The Amber Grants began in 1998. Today, WomensNet carries on that tradition, giving away at least $10,000 every month in Amber Grant money. We’ve also expanded our grant-giving to include a year-end grant of $25,000.

Audience: Small Business Owners, Self-employed, Non-profits

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Hivers & Strivers

Venture Capital for Entrepreneurs

Hivers & Strivers' newest fund, Venture Capital for Veterans, invests exclusively in companies led by military veterans.


Audience: Small Business Owners

Application deadline: Open, no end date posted
Government loan/grant programs
National

United States Department of Agriculture

USDA Farm Ownership Loans

No current or previous farm ownership requirements and 100 percent financing available make FSA direct farm ownership loans a valuable resource to help farmers and ranchers become owner-operators of family farms, improve and expand current operations, increase agricultural productivity, and assist with land tenure to save farmland for future generations. FSA’s Direct Farm Ownership loans are used to: buy a farm or ranch, enlarge an existing farm or ranch, make a down payment on a farm, purchase of easements, construct, purchase or improve farm dwellings, service buildings or other facilities and improvements essential to the farm operation, promote soil and water conservation and protection, pay loan closing costs.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

Roddenberry Catalyst

The Catalyst Fund

The Catalyst Fund is offering grants to Nonprofits & Social Enterprises to fund ideas or early-stage projects that have a high potential for large-scale impact and sustainable change. You can be a seasoned social entrepreneur or a first-time changemaker. Eligible candidates for the Catalyst Fund may be individuals, teams of individuals, non-profit organizations, or social enterprises. Grants for up to $15,000.

Audience: Non-profits

Application deadline: Open, no end date posted
Government loan/grant programs
National

United States Department of Agriculture

USDA Guaranteed Farm Loan Program

An alternative loan option for those seeking commercial lending assistance is the Guaranteed Farm Loan Program. Farm Service Agency works with USDA-approved banks and other commercial lenders. You apply for these loans through the approved lender and agree to their terms and conditions. Guaranteed Farm Loans are only available for family farmers or ranchers and must be used for farm ownership and operating expenses.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

IFundWomen

IFundWomen Universal Grant Application

When IFundWomen brokers a grant with a partner, IFundWomen matches the partner’s grant criteria to those businesses who have applied through their Universal Grant Application. If you’re a match, they may request that you apply for that partner’s specific grant program, and you will be notified.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Government loan/grant programs
National

United States Department of Agriculture

USDA Direct Farm Operating Loan

The maximum loan amount for this loan is $400,000. There is no down payment requirement. Interest rates are calculated monthly and are posted on the 1st of each month. The purpose of the loan must be essential to the success of the farming or ranching operation. The funds may be used to purchase equipment, seed, livestock, and other necessities. They can be used to refinance certain farm-related debts (excluding real estate). Repayment terms vary from 1 to 7 years. The length of the loan depends on the amount and purpose of the loan. Collateral is required. Collateral for farm operating loans may be required up to 150% of the value of the loan.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

HerSuiteSpot

HerRise Micro-Grant

Each month a $500 micro-grant will be awarded to a for-profit small business owned by women of color. Past recipients used their growth grants for computers, equipment, marketing materials, software purchase, website creation and more.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Nonprofit loan/grant programs
National

National Urban League

Black Restaurant Accelerator Program

In partnership with PepsiCo Foundation, the National Urban League, through its 12 Entrepreneurship Centers in cities across the U.S., has launched the Black Restaurant Accelerator Program (BRAP). The BRAP will help address these barriers and take a long-term view by pairing participants with entrepreneurship advisors and PepsiCo employee volunteers to build an actionable plan for growth.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Government loan/grant programs
National

United States Department of Agriculture

USDA Microloan Programs

The focus of Microloans is on the financing needs of small, beginning farmer, niche and non-traditional farm operations, such as truck farms, farms participating in direct marketing and sales such as farmers’ markets, CSA’s (Community Supported Agriculture), restaurants and grocery stores, or those using hydroponic, aquaponic, organic and vertical growing methods.

Audience: Small Business Owners, Self-employed

Application deadline: Open, no end date posted
Low interest loans, Nonprofit loan/grant programs
National

RCAC

RCAC Small Business Loans

RCAC is a 501(c)(3) nonprofit organization that provides training, technical and financial resources and advocacy so rural communities can achieve their goals and visions. RCAC’s Small Business Loan Program assists businesses to retain or create jobs and thus improve the economic condition of rural communities. This program offers short-term loans (up to $250k) for working capital and lines of credit as well as long-term loans for real estate and equipment. Most small businesses rely on lenders to provide the capital they need for acquisitions, capital improvements, business expansions and to bridge cash flow gaps. Without loans, many small business owners would be unable to realize their dreams of running their own business or expanding their operations. RCAC’s business loans are tailored to the needs of the particular business with flexible terms and requirements.

Audience: Small Business Owners

Application deadline: Open, no end date posted
Corporate loan/grant programs
National

DoorDash, Hello Alice, Global Entrepreneurship Network

Restaurant Disaster Relief Fund

The Restaurant Disaster Relief Fund supports restaurants impacted by natural disasters like fires, winter storms, floods, and hurricanes and provides relief through $10,000 grants. If you’ve been affected by a natural disaster, including the Montana severe storms and flooding, Arizona Pipeline Fire, Kansas severe winter storms and straight-line winds, don’t wait — apply before the deadline on September 30 at 6 PM ET.

Audience: Small Business Owners

Application closed
Corporate loan/grant programs
National

Grid 110

Friends&Family Accelerator

Entrepreneurs participate in a twelve-week virtual accelerator starting January 2023 that focuses on entrepreneurial management and personal coaching from top executives, startup legends, and industry titans. Past guests have included Jeff Wilke (CEO of Amazon Worldwide Consumer), Johnathan Mildenhall (former CMO of Airbnb), and Jonah Peretti (Founder and CEO of Buzzfeed).

Audience: Small Business Owners

Application closed
Corporate loan/grant programs
National

Klarna

Klarna's Small Business Initiative

Will award 10 small businesses, a year of free buy-now-pay-later payment services, plus media services valued at $40,000 across the Klarna ecosystem.

Audience: Small Business Owners

Application closed