A medida que evolucionan los desarrollos en respuesta a la propagación de COVID-19, sabemos que muchas pequeñas empresas tienen preguntas sobre las implicaciones dentro del lugar de trabajo, y las opciones de financiación que ayuden a impulsar sus negocios durante este momento difícil. En esta página estamos recopilando consejos y recursos relevantes como desempleo, licencia familiar remunerada, licencia por enfermedad remunerada, atención médica y más.
COVID-19 inicio Préstamos y subvenciones de emergencia Otros recursos
The City of New Orleans will provide a COVID-19 Meal Assistance Program, a cost-sharing collaboration with FEMA to qualifying residents. Meals will be provided to a range of vulnerable residents impacted by COVID-19, including high-risk health adults, residents with special medical needs, homeless residents, homebound seniors, and families with children 18 and under who are not receiving other federally supported food assistance.
Area served: New Orleans, Louisiana Audience:
HiRE can help you find a job and file an unemployment claim or emergency unemployment compensation benefits.
Area served: Louisiana Audience:
Pandemic Unemployment Assistance (PUA) is a federal program that was included in the Coronavirus Aid, Relief and Economic Security (CARES) Act. The program provides support for Americans who are unable to work due to the Coronavirus pandemic, but do not qualify for traditional Unemployment Insurance (UI).
Area served: New York Audience: Employees
The California Small Enterprise Task Force (CASE Force) is a consortium of legal, financial, and nonprofit professionals working together to connect California small businesses with the resources they need during the COVID-19 pandemic. The task force is focused on collecting local, state, federal, and private/nonprofit resources for California small businesses impacted by COVID-19 and disseminating this information in a digestible way as quickly as possible. In addition, the task force provides small businesses with weekly access to live support from lawyers and financial professionals via virtual office hours.
Area served: California Audience: Small Business Owners, Self-employed, Non-profits
Focus on fresh content. Use the opportunity to tell your story. If applicable, let visitors know ways in which your organization is helping people cope with the situation.
Update your website header, not just your homepage. Google ranks pages, not sites. If a person is searching for your organization, they’re likely to be directed to an interior page on your site, not your homepage.
Add an alert bar that sits above the navigation bar. An alert bar is a great, practical tool for drawing attention to a crucial issue. If you’re providing special services or operating an emergency COVID-19 fund, this is the best way to convey that information. Use action-oriented language such as “follow updates to see how we’re helping the community.”
Continue updating your site with non-COVID-19 information. Although COVID-19 and related topics are dominating everyone’s attention, Google continues to crawl the web and update its rankings. It’s important to continue to drive your mission.
Area served: Georgia Audience: Non-profits
The Department of Labor & Industries requires employers to implement the Governor’s "Stay Home, Stay Healthy" order. Employers must ensure social distancing for employees and customers, frequent and adequate employee hand-washing, and that sick employees stay home. Employers must also provide basic workplace hazard education about coronavirus and how to prevent transmission in languages best understood by employees. L&I does not currently require employers to have a written coronavirus transmission prevention plan.
Area served: Washington Audience: Small Business Owners
Your broker should be able explain your coverage benefits. The issuer of your policy or its agent should be able to do the same. Any of them may have a website that explains your business interruption benefits. Business Interruption Coverage Your business interruption insurance policy should list or describe the types of events it covers. Events that are not listed on, or not described in, the policy are typically not covered. It is important to review the policy exclusions, coverage limits, and applicable deductibles. You should also determine if the policy requires your business interruption to last for a certain time period before you are entitled to any policy benefits. Business interruption coverage typically can only be triggered if you have property loss that leads to the business interruption. One example could be that a fire in your office has caused you to suspend your business activities.
Area served: New York Audience: Small Business Owners
Businesses across Missouri have been impacted by closures and losses related to the COVID-19 public health crisis. One common question is the extent to which insurance may cover any losses businesses experience as a result of COVID-19. In order to help address questions related to business interruption insurance coverage
Area served: Missouri Audience: Small Business Owners
Assistance available for claimants, employers and service providers.
Area served: Wisconsin Audience: Small Business Owners, Employees, Self-employed
If you are unemployed and you've worked for a covered employer (an employer who pays UI tax) in the last 18 months, please apply for Regular Unemployment Insurance.
Area served: Wisconsin Audience: Employees
As an entrepreneur, your focus might tend to be on what you need the most right now. An informal poll of entrepreneurs would probably point toward a discussion of prospecting and closing new business. It would center around getting more sales and the filling of pipelines. While the here-and-now are essential, successful entrepreneurs think strategically. Here are two strategies that small business owners can implement to reduce financial stress.
Audience: Small Business Owners
Leading a change of any kind requires disruption, which naturally creates uncertainty. Uncertainty makes people uncomfortable, and because of that, this initiative may not be easy, but it will be worth the effort. Here are six steps to transforming your small business.
Audience: Small Business Owners
It’s an understatement to say that the pandemic has not been kind to small businesses. In fact, nearly 79% of small businesses have felt a moderate-to-large negative effect from the pandemic, according to an August 2020 U.S. Census Bureau Small Business Pulse Survey.
When a business has already exhausted its PPP loan but sales haven’t rebounded, what’s the next move?
Audience: Small Business Owners
Farm Ownership Loans offer up to 100 percent financing and are a valuable resource to help farmers and ranchers purchase or enlarge family farms, improve and expand current operations, increase agricultural productivity, and assist with land tenure to save farmland for future generations.
Audience: Small Business Owners, Self-employed
FSA’s Guaranteed Farm Loan Programs help family farmers and ranchers to obtain loans from USDA-approved commercial lenders at reasonable terms to buy farmland or finance agricultural production. FSA will guarantee farm loans through a commercial lender up to $2,037,000.
Audience: Small Business Owners, Self-employed
The Farm Service Agency offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm.
Audience: Small Business Owners, Self-employed
The focus of Microloans is on the financing needs of small, beginning farmer, niche and non-traditional farm operations, such as truck farms, farms participating in direct marketing and sales such as farmers’ markets, CSA’s (Community Supported Agriculture), restaurants and grocery stores, or those using hydroponic, aquaponic, organic and vertical growing methods.
Audience: Small Business Owners, Self-employed
RCAC’s Small Business Loan Program assists businesses to retain or create jobs and thus improve the economic condition of rural communities. The business must be located in a rural community defined as 50,000 or less population. This program offers short-term loans for working capital and lines of credit as well as long-term loans for real estate and equipment.
Audience: Small Business Owners
As coronavirus (COVID-19) continues to incite global economic fears and threaten public health, credit card issuers are beginning to roll out assistance programs for cardholders who may be financially affected by the outbreak. And as more cardholders’ wallets across the country are affected, whether by a decline in business, reduced work schedules or other limitations to income, banks are responding by implementing assistance programs. These programs can both help you remain in good standing with your issuer in the short-term and safeguard your credit score from long-lasting effects. Issuer assistance updates from American Express, Bank of America, Barclays, Capital One, Chase, Citi, Discover, Fifth Third Bank, Goldman Sachs (Apple Card), Navy Federal, Synchrony, U.S. Bank, Wells Fargo.
Audience: Small Business Owners, Self-employed, Non-profits
Through Kabbage Payments, any business can sign up to sell gift certificates online, and anyone can purchase them to support participating small businesses. Once registered, businesses can send a custom link to their customers.
Audience: Small Business Owners, Self-employed
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