Healthcare Glossary

G

Group coverage

Group medical coverage refers to a single policy issued to a group (typically a business with employees, although there are other kinds of groups that can get coverage) that covers all eligible employees and sometimes their dependents.

Guaranteed issue and renewal

Under the Affordable Care Act, individuals and small employers are guaranteed coverage should they choose to purchase it, regardless of an employee’s health status, age, gender or other factors. Guaranteed issue does not limit the amount an insurer can charge you for enrolling, but prevents an individual from being denied the right to purchase insurance.

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