Resources

As a small business owner, you're hard-wired to make decisions. But when you need funds to help your business go and grow, too often it can feel like someone else is calling the shots. The mission of Venturize is simple, and it isn't to sell you anything or to make choices for you. Instead, it's to provide clear information and online tools that put the power to find the best loan for your business where it belongs: Not just in your hands, but at your fingertips.

Business planning and strategy

Before you can seek an outside loan, you need a strategy. A business plan shows potential lenders where you see your business is going and how funds could help you grow. Luckily for you, great tools to help you plan abound—and we’ve compiled them to help you find what you need now. Learn how to craft a road-map for your business with these business planning tools. 

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Financial tools and management

You’ve got the business plan down, but you need some help managing your finances and cash flow. Accounting, taxes, payroll—you deal with enough numbers every month to make your head spin. But you don’t have to tackle the numbers alone. These resources can help you keep your business in good financial health. 

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Legal, licensing and permitting

Navigating the complicated field of business legal help can feel like solving a complicated puzzle. But you need licensing and permits to ensure that your business is operating legally. These tools can help you understand how to identify what you need to navigate the tricky process.

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Marketing and research

You have a dream for how your business can reach new heights. But growth often means more customers, more sales and a bigger audience. How do you reach these people? Marketing and research. Don’t know where to start? These resources will help you find quick tips or develop a marketing plan that makes sense for your business and your goals. 

Learn more »

Procurement

Breaking into the federal or state procurement processes can offer significant potential for your business. Many regulations require governments to promote small businesses when awarding contracts, especially women-, veteran- or minority-owned businesses. You can use these tools to find out if you qualify and how to start competing for federal or state dollars.

Learn more »

Mentoring and networking

Running a business is one of the biggest challenges you’ll ever undertake. Entrepreneurs with access to a mentor are more likely to start a business and more likely to succeed, and have higher revenues and higher rates of employment. These resources can help you find an advisor to guide you through the ups and downs of running your business. 

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Small Business Borrowers' Bill of Rights

Working with a coalition of lenders and advocates, we have identified the fundamental financing rights that we believe all small businesses deserve.

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APR Calculators

To be able to choose the best loan option for your small business, you need to know the true cost of your loan payments. Calculators can help you consider things like interest rates, repayment terms and associated fees in additional to the actual cost of the loan. Find out what you would pay overall with our Merchant Cash Advance and Term Loan APR Calculators.

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Glossary

Feel like the small print on your loan application or advice from your financial advisor is a foreign language? Our glossary makes it easy to decipher what some of the most common terms you may come across mean for you and your business.

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Business Planning and Strategy

Before you can seek an outside loan, you need a strategy. A business plan shows potential lenders where you see your business is going and how funds could help you grow. Luckily for you, great tools to help you plan abound—and we’ve compiled them to help you find what you need now. Learn how to craft a road-map for your business with these business planning tools. 

Starting a small business is hard work. The list of things you have to do in order to turn your dream into reality may seem overwhelming at first. When faced with such a formidable to-do list, it is easy to think of a formal business plan as something to table for later.

Bank loans are usually the least expensive way to finance a small business. However, it is not easy to get a bank loan, as banks have strict standards for lending.

Financial tools & management

You’ve got the business plan down, but you need some help managing your finances and cash flow. Accounting, taxes, payroll—you deal with enough numbers every month to make your head spin. But you don’t have to tackle the numbers alone. These resources can help you keep your business in good financial health. 

As you navigate business financing, it may be tempting to use your personal finances to help out when your business needs a boost, but that is not always the best solution in the long run. Separating your personal and business finances can help ensure you treat your business like the independent entity it is, while safeguarding your personal finances.

Small business owners seeking funding to start, operate, or expand their businesses often fall prey to banks and lenders who are deceiving about the costs associated with borrowing. Monthly interest rates alone are not an indicator of the overall cost of a loan. Predatory lenders may hide additional costs, such as the annual percentage rate (APR), closings costs, service fees, and other fees or penalties. If you are a small business owner looking for financing, it is essential that you do your research not only to calculate cost accurately, but also to become aware of all lending options available to you.

If your small business is drowning in high cost debt, you might be having a hard time paying your employees, purchasing inventory, or keeping up with other operational expenses. Exorbitantly high interest rates could be preventing you from having the funds your business needs on a monthly basis. If you want to put cash back into your bank account, here are three big benefits of refinancing your loans.

Legal, licensing and permitting

Navigating the complicated field of business legal help can feel like solving a complicated puzzle. But you need licensing and permits to ensure that your business is operating legally. These tools can help you understand how to identify what you need to navigate the tricky process.

Congratulations, you’re ready to start your own business! But how do you actually create that business as a legal entity? This primer covers the basics of making sure you've dotted your i's and crossed your t's. 

Marketing & Research

You have a dream for how your business can reach new heights. But growth often means more customers, more sales and a bigger audience. How do you reach these people? Marketing and research. Don’t know where to start? These resources will help you find quick tips or develop a marketing plan that makes sense for your business and your goals. 

For some small business owners, marketing comes naturally. For others, it's a skill that takes time and investment to get just right. The Small Business Administration has created a quick course covering all the basics you need to know to start marketing your business.

You’ve created a business plan for your small business, in which you laid out your vision, strengths, resources and goals for the future. Now it’s time to think about a marketing plan. The two documents will work together in helping you realize your small business’s potential.

Email marketing can be a great way to increase sales from customers who have signed up to receive your updates. But these campaigns can take time and money, resources a small business owner must spend carefully. This calculator can help you estimate your expected return on investment so you can spend your marketing dollars wisely.

You want to drive more traffic to your website, and you think digital advertising might be the way to do it. If you're interested in using a pay-per-click tool like Google AdWords, you can use this calculator to estimate the return on investment you might earn from this kind of marketing campaign. 

Mentoring and networking

Running a business is one of the biggest challenges you’ll ever undertake. Entrepreneurs with access to a mentor are more likely to start a business and more likely to succeed, and have higher revenues and higher rates of employment. These resources can help you find an advisor to guide you through the ups and downs of running your business. 

You're passionate about your business and you love what you do, but the day-to-day running of a business is hard. It can also be a solitary job, with the stress of payroll, clients and decisions about next steps all on you. One of the best ways to help yourself, and your business, is to get a business mentor, someone who has been there and done that to be your support.  

Networking is vital to most small businesses. There is nothing that promotes trust like speaking to someone face-to-face. It gives you an opportunity to develop a personal connection to the other person as well as explore potential areas of collaboration or to identify a need that your business can fill.  

Procurement

Breaking into the federal or state procurement processes can offer significant potential for your business. Many regulations require governments to promote small businesses when awarding contracts, especially women-, veteran- or minority-owned businesses. You can use these tools to find out if you qualify and how to start competing for federal or state dollars.

Have you heard about federal procurement as an opportunity for your business, but don't understand how to get started? This overview serves as a starting point for small business owners interested in learning more.

You know you're ready for your business to compete for federal contracts, but you don't know how to navigate the red tape involved. These steps break down the various requirements involved in becoming and staying a federal contractor.